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Secure software development framework not yet evident in federal procurement


Written by Dave Nyczepir

According to industry experts, companies cannot fully embrace the federal framework for secure software development until the government begins making procurement decisions based on the guidelines.

the Secure software development framework (SSDF) is a conceptual document that requires developers and software vendors to demonstrate compliance using artifacts, but threat models, log entries, source code files, and Vulnerability scan reports required by agencies are not universally specified in contracts.

While the National Institute of Standards and Technology recommended that organizations “produce well-secured software with minimal security vulnerabilities” in the SSDF, this is actually the result of government-industry collaboration. to determine what is contractually feasible.

“I don’t think it’s gotten to the point where I, if I was still in government, would want to write contractual requirements thinking that I had enough specificity in what was in the software framework,” Jim Richberg, area leader for information security responsible for the public sector at Fortinet, told FedScoop.

That’s not to say the industry doesn’t like the SSDF, but rather recognizes that agencies recently mandated by the Office of Management and Budget are complying with guidelines that will help CISOs and CIOs secure their IT infrastructure and to ensure that it is as free from vulnerabilities as possible.

But clarifying the framework will take a lot of work, especially from the government, and will require a flexible schedule.

“I would say there will be a delay, and it should be a flexible delay,” said Bob Stevens, regional vice president of public sector at GitLab. “We’re talking about the potential change in a lot of infrastructure and a lot of transitions for government agencies.”

The cybersecurity executive order that directed NIST to develop the SSDF included three dozen actions on three competing priorities for agencies: implementing zero-trust security architectures, accelerating migration to the cloud and securing the software supply chain. While the three reinforce each other in some ways, Congress needs to allocate additional funds for the latter, Richberg said.

A large portion of software agencies purchase what the industry produces is enterprise software, which means it’s not written solely in-house but with other organizations. Determining contractual requirements that also affect these third-party developers and vendors will take time.

“I would be hard pressed to say this will happen in 18 months,” Richberg said.

-In this story-

Bob Stevens, Cybersecurity Executive Order, Fortinet, GitLab, IT, Jim Richberg, National Institute of Standards and Technology (NIST), Office of Management and Budget (OMB), Procurement, Secure Software Development Framework (SSDF), development software, supply chain

Lifters Market Size, Growth Drivers and Forecast


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New RCE Zero-Day Vulnerability in Spring Java Framework; Could “Spring4Shell” be the next Log4Shell?


A new zero-day remote code execution (RCE) vulnerability in the Spring Java Framework draws comparisons to Log4Shell, due to its widespread presence in Java applications and the relative ease with which it can be exploited.

As was the case with Log4Shell, the vulnerability can be mitigated by updating the Spring Java Framework to a newer version. However, this may be easier said than done due to its presence in a variety of Java applications.

Spring Java Framework vulnerability can be exploited without user interaction

Spring Java Framework is part of JDK9+, and the RCE vulnerability can be exploited by simply sending a specially crafted HTTP request to a target system. Updating the Spring Java Framework ends that zero-day, but as with Log4Shell, it’s not necessarily the easiest task because there’s no central way to push the update to all instances in nature. Older and unsupported versions of Spring Java Framework may not be able to upgrade, in which case the developers suggest upgrading to Apache Tomcat or downgrading to Java 8 if that cannot be done.

There is no word yet that threat actors have discovered the RCE vulnerability; it was discovered by security researchers, and Spring Java Framework VMWare says they hadn’t seen any zero-day chatter about it before disclosing it. It was leaked due to potential severity and patch availability, after a Chinese security researcher leaked it to the web for several hours and other researchers were able to reverse engineer what they posted . As with Log4Shell, it will be up to individual IT teams to be diligent in locating instances and applying updates to their networks.

While the RCE vulnerability can be exploited without user interaction via an HTTP POST request, this approach apparently only works with certain configurations. Other configurations require the attacker to do additional research on the target system and tailor the payload appropriately. Zero-day exploitation appears to require an endpoint with DataBinder enabled and can potentially be thwarted by the application’s servlet container.

While some call it “Spring4Shell” because of the similarities, this particular Zero Day is more difficult to achieve reliably due to a longer list of special circumstances and things that need to be in place. However, unpatched target systems that meet these criteria can be relatively easily compromised, and attackers can create scripts to scan the internet for vulnerable systems, leading to debate over whether the CVSS score is high enough.

As John Bambenek, Principal Threat Hunter at Netenrich, notes: “With a PoC for this vulnerability out in the open…it could be bad. What has made Log4j such a problem is that it is often installed on appliances and other “headless” devices that are not maintained by the end customer. It’s unclear how true this will be for Spring, but any RCE issues should go straight to the top of the pile for security teams to address.

Zero-day RCE Vulnerability Allows Attackers Full Access

The problem is also serious because an attacker who successfully exploited the RCE vulnerability would have full remote access to the target system, able to execute commands and potentially deploy ransomware or exfiltrate documents and emails.

Besides not being able to decide whether to call it “SpringShell” or “Spring4Shell”, security researchers were initially unsure if it was actually zero day, as it seemed that it might be related to previous known issues with Spring. Java framework. However, the RCE vulnerability was ultimately determined to be something entirely new, and it was tagged with the identifier CVE-2022-22965.

Attempts to exploit had yet to be seen in the wild as of late March, but are almost certainly coming as cybercriminals seek out unpatched systems. It doesn’t appear to have the raw system count that Log4Shell does (due to the narrower list of additional requirements for it to be exploitable), but it is nonetheless a critical and “instant” RCE vulnerability and could cause just as much damage to those compromised by it. Estimates put the number of Spring Java Framework developers in the millions, and it could be used in 74% of Java applications.

Cybersecurity firm Flashpoint has analyzed day zero and claims that while it has strong surface similarities to Log4Shell, it is not the “second coming” of this devastating vulnerability and is not comparable on a “level Deeper”. Flashpoint believes that most exploitable instances in the wild will require a certain amount of investigation and a higher level of skill from attackers, giving security teams more warning time and opportunity. Also, while the Spring Java Framework may affect nearly three-quarters of Java applications, the actual list of applications that meet all the requirements to be exploitable is likely much smaller than that. In contrast, the vast majority of organizations were thought to have hidden Log4Shell openings somewhere or another in their environment.

Jonathan Knudsen, senior software strategist for Synopsys Software Integrity Group, also notes that there is a separate Spring-related vulnerability that should not be confused with “Spring4Shell”.

“The internet is buzzing with talk about two separate vulnerabilities related to different Spring projects. The two are unrelated, but were confused because both vulnerabilities were disclosed almost at the same time,” says Knudsen.

While some call it Spring4Shell because of the similarities to Log4Shell, this #zeroday is harder to achieve reliably due to a longer list of special circumstances and things that need to be in place. #cybersecurity #respectdataClick to tweet

“The first is CVE-2022-22963, tracked in the Black Duck Knowledgebase as BDSA-2022-0850. This is a remote code execution vulnerability in Spring Cloud Function. Issued with a medium severity by vendor, researchers have since discovered that it is possible to execute code remotely.An upgrade patch already exists, so affected users are advised to upgrade as soon as possible.

“However Spring4Shell evolves, these two vulnerabilities underscore the importance of knowing what open source components you are using and keeping up to date with vulnerabilities as they are disclosed.”

Technip Energies to Provide FEED for Equinor Floating Offshore Wind Firefly Project in South Korea


PARIS, April 04, 2022–(BUSINESS WIRE)–Technip Energies (PARIS:TE) has been selected by Equinor South Korea Co Ltd to perform a front-end engineering design (FEED) for the Firefly offshore floating wind project, located 70 kilometers offshore the east coast of South Korea.

The FEED contract covers the engineering of the floating wind turbine substructures for the 800 megawatt offshore wind farm project. The design of the substructures will include Technip Energies’ INO15™ internal float technology. With a capacity of 15 megawatts, the INO15™ technology is a three-column semi-submersible float well suited to mass production. The design of the substructure conforms to Equinor semi-wind design principles.

The Firefly wind farm is planned for an area of ​​2 x 75 km2 off the city of Ulsan in South Korea and will be used to supply the Korean grid. Its commissioning is scheduled for 2027.

Willy Gauttier, VP Offshore Floating Wind at Technip Energies, commented : “We are happy to have received this FEED from our long-time customer Equinor and that INO15 float technology was chosen for the development of the offshore wind farm. It perfectly illustrates that engineering and technology will be essential to accelerate the energy transition. Through Project Firefly, we are committed to supporting Equinor in its goal of achieving net installed renewable energy capacity of 12 to 16 gigawatts by 2030.”

About Technip Energies

Technip Energies is a leading engineering and technology company for the energy transition, with leading positions in liquefied natural gas (LNG), hydrogen and ethylene as well as growing market positions in the blue and green hydrogen, sustainable chemistry and CO2 management. The company benefits from its robust project delivery model supported by an extensive offering of technologies, products and services.

Present in 34 countries, our 15,000 employees are fully committed to bringing our customers’ innovative projects to life, to breaking down borders to accelerate the energy transition for a better future.

Technip Energies is listed on Euronext Paris with American Certificates of Deposit (“ADR”) traded over-the-counter in the United States. For more information: www.technipenergies.com.

Important Information for Investors and Security Holders

Forward-looking statement

This release contains “forward-looking statements” as defined in Section 27A of the United States Securities Act of 1933, as amended, and Section 21E of the United States Securities Exchange Act of 1934, as amended. Forward-looking statements generally relate to future events and to revenues, profits, cash flows or other aspects of Technip Energies’ operations or results of operations. Forward-looking statements are often identified by the words “believe”, “expect”, “anticipate”, “plan”, “intend”, “anticipate”, “should”, “should”, “could”. ‘, ‘could’, ‘estimate’, ‘outlook’ and similar expressions, including their negative form. The absence of these words, however, does not mean that the statements are not forward-looking. These forward-looking statements are based on Technip Energies’ current expectations, beliefs and assumptions regarding future developments and business conditions and their potential effect on Technip Energies. Although Technip Energies believes that these forward-looking statements are reasonable as made, there can be no assurance that future developments affecting Technip Energies will be those that Technip Energies anticipates.
All of Technip Energies’ forward-looking statements involve risks and uncertainties (some of which are material or beyond Technip Energies’ control) and assumptions that could cause actual results to differ materially from Technip Energies historical experience and current expectations or projections of Technip Energies. . Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may differ materially from those set forth in the forward-looking statements. For additional information on known material factors that could cause actual results to differ materially from projected results, please see Technip Energies’ risk factors disclosed in Technip Energies’ filings with the Securities and Exchange Commission. United States, which includes amendment no. 4 to Technip Energies’ registration statement on Form F-1 filed on February 11, 2021.
Forward-looking statements involve inherent risks and uncertainties and speak only as of the date they are made. Technip Energies undertakes no obligation and will not necessarily update forward-looking statements in light of new information or future events, except to the extent required by applicable law.

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2022 Grammys Live Updates: Olivia Rodrigo, Lil Nas X and More Stars Hit the Red Carpet

April 3, 2022, 6:30 p.m. ET

Credit…Jordan Strauss/Invision, via Associated Press

Trevor Noah, comedian and face of “The Daily Show,” returns to host the Grammy Awards for the second year in a row. For the 2021 show, Noah was center stage at the unconventional Grammys, with a few pre-recorded performances and most of the ceremony taking place outside Staples Center (now known as Crypto.com Arena) in Los Angeles. “Overall, Noah did something that could have been like many competing shows,” New York Times pop music critic Jon Caramanica wrote.

This year, for another pandemic-delayed show, the coronavirus is one of the few tricky topics Noah might touch on in his monologue. In the weeks leading up to the event, he had a high-profile clash with Kanye West, who is up for five awards and until recently was scheduled to happen at Sunday night’s ceremony.

Devoted Noah an excerpt from his show on March 15 to a nearly 10-minute unscripted monologue about what he said was West’s harassment of his ex-wife, Kim Kardashian. West had posted a Claymation video in which he appeared to kidnap and bury a character resembling Pete Davidson, the “Saturday Night Live” comedian who was dating Kardashian.

“What she’s going through is terrifying to watch, and it highlights what so many women go through when they choose to leave,” Noah said in the segment, comparing West’s behavior to the abuse he witnessed in his childhood. (Noah said that between the ages of 9 and 16, he saw his stepfather abuse his mother; he later shot him.)

A few days after Noah’s monologue, West posted an image of Noah on his Instagram alongside a racial slur. Meta, which owns Instagram, quickly banned West – who had also posted lengthy videos criticizing Kardashian and others – for 24 hours. Then, just two weeks before West was due to perform at the awards, organizers informed his team that he wouldn’t be allowed on stage.

Noah appeared to object to the ban. “I said advise Kanye, not cancel Kanye,” he tweeted.

Noah is a Grammy nominee himself. His stand-up special “Trevor Noah: Son of Patricia” was nominated for Best Comedy Album at the 2020 Grammys. It lost to Dave Chappelle’s “Sticks and Stones.”

3 growth stocks I would buy if I was building a portfolio from scratch


Structuring a portfolio around a core of high-quality stocks is essential, regardless of your investing experience. Having stable businesses that can weather the volatile storm of the stock market allows you to spread your wings and invest in other businesses that might be more risky.

It is important to keep certain things in mind as a new investor. First, diversity is your friend and you should aim to have at least 20-25 stocks in your portfolio. It’s also why your core holdings should consist of multiple companies (which is why I’m talking about three today), not just one. Second, time is your friend. As many investors have seen in 2022, the stock market is volatile and timing is near impossible. For this reason, investing with a time horizon of five years or longer is likely to produce higher returns compared to investing with a time horizon of five weeks.

With these principles in mind, here are three stocks that can act as strong indicators in your portfolio while delivering impressive growth over the next five years and beyond.

Image source: Getty Images.

1. The Trading Post

The trading post (TTD 4.45% ) has already seen incredible growth since its IPO in 2016, with the stock rising nearly 4,000% from its IPO price. However, the company has barely scratched the surface of its full potential.

The Trade Desk serves as an intermediary that helps advertisers reach their target audience through digital channels. It is the industry leader with no major competitors, so it has been able to dominate the ad tech market. About $6.2 billion in ad spend was spent on its platform last year, up 47% year-over-year.

The company’s outright dominance in the space could continue to do wonders for the company. It already has over 225 partnerships with some of the biggest advertising providers like PubMatic and magnite to offer advertising space to its customers. Since most of the offering is already available to Trade Desk clients, there would be no incentive to switch to another platform.

This allows The Trade Desk to capitalize on this vast market. Global digital ad spend in 2021 was $439 billion, meaning the company captured less than 1.5% of its total opportunities. By 2025, however, global digital ad spending is estimated at $627 billion. With such potential on the horizon, investors should consider adding this top name to their portfolio and hold it for the long term.

2. Unity Software

The gaming space is set to explode over the next few years with an estimated market of $300 billion by 2027. Unity ( U -0.29% ) capitalized on this huge opportunity as the number of games built on its development engine grew by 93% in 2021.

Unity is the game creation software industry’s top dog, with Epic Games’ Unreal Engine being a distant runner-up. However, it’s not a win-win scenario – both companies could be successful simultaneously given the size of the gaming market. Unity has shown the early stages of success with meteoric adoption over the past few years. It now has over 1.5 million monthly active creators and $1.1 billion in annual revenue.

Unity isn’t the perfect investment, though. The company reported negative free cash flow of $153 million last year. While this was only 14% of revenue, management needs to make progress to push this figure into positive territory. Today, however, I’m willing to ignore this issue given Unity’s leadership in this industry.


Shopify ( STORE 2.52% ) provides e-commerce services to small and medium-sized enterprises (SMEs), helping them grow their physical and digital operations. It has backed over $200 billion in sales on its platform, ranging from mom-and-pop shops to publicly traded companies like all the birds.

Shopify’s unwavering focus on customer success is why it has grown to the size it is today. It offers tools for everything from payment processing to international expansion. It has even partnered with big brands like walmart to help its traders prosper. The company isn’t losing sight of its purpose, either: Shopify has long-term plans for several services, including a fulfillment network. With this innovation, it’s easy to say that Shopify will likely be much bigger in a decade.

Shares of the company are still expensive, trading at just over 19 times sales. That said, its 10% share of US e-commerce sales in 2021 is indicative of its positioning and the opportunities that lie ahead. Second only to AmazonShopify has a unique advantage over its competition, which is why I think it’s still worth buying today.

This article represents the opinion of the author, who may disagree with the “official” recommendation position of a high-end advice service Motley Fool. We are heterogeneous! Challenging an investing thesis — even one of our own — helps us all think critically about investing and make decisions that help us become smarter, happier, and wealthier.

A framework for analyzing the Russian-Ukrainian war


The Russian-Ukrainian war is in its second month, the world is watching with horror and dismay the warmongering of the participants and with the hope that the peace talks will no longer be an information war. Several sources have pronounced victory or defeat for Russia and censorship in various forms complicates understanding. This article presents a simple framework for readers to draw their own conclusions about such conflicts, and not to be guided by the conclusions presented here or elsewhere.
Effective use of a framework requires a common understanding of some basic issues, concepts, contexts, and backgrounds. The unit of analysis is a war with clearly identified actors. “Demilitarization” means excluding from the territory of one country capabilities that can potentially threaten another, it does not mean giving up an army altogether. Germany and Japan, for example, built strong defensive forces after World War II. Cities are not military objectives, they are strategic, political or economic takeovers. Urban warfare is very costly in life and destruction, to be pursued only for overriding objectives. Russia itself experienced this in Berlin (1945) when the last 15 kilometers of territory conquered in about 15 days cost the Soviet army more than 150,000 dead. Precision rounds are useful, but require intensive use for weeks/months (USA-Iraq/Serbia, Russia-Chechnya/Syria). In the 1971 Bangladesh Liberation War, with regime change as its objective, the Indian army went straight to Dhaka while positioning itself to block enemy movements in other cities. States constantly monitor and act on the capabilities of others more than on intentions that can change overnight. Russia has the most nuclear warheads, including TNWs, but its second strike capability is limited. The Russian Air Force is configured primarily for defense and ground support roles, compared to the US Air Force’s strategic and SEAD/DEAD capabilities. NATO/US/UK offensive capabilities were increasingly able to access Ukrainian territory, potentially diminishing the effectiveness of Russian capabilities. With weak natural defenses in the northern European plain, Ukraine (and Belarus) allying with potential adversaries is a nightmare for Russia.

The framework here consists of analyzing a war according to three criteria: a) Objectives of the initiator (attacker), in three dimensions: Strategic, Political and Military, and their interrelationships. Objectives are seen from the position of the initiator (aggressor), preferably as stated by the initiator or those that can reasonably be inferred without interfering with the subjective conclusions of the analyzer (reader). Wishes/dreams or their interpretations are not goals. b) Degree of achievement of these objectives, considered as a gap between pre-war and post-war; c) The costs incurred to achieve these objectives. These are to be seen in the short and long term. The unit of analysis here is the current Russian-Ukrainian war.

The objectives of the initiator (Russia), declared or implicit, are given in the box. Those who are already excluded (pursuing regime change or occupying Ukraine) have not been taken into account, as well as their implications (no need to occupy the capital kyiv at great expense, adequate encirclement). Invading with 200,000 men a country with an army of 175,000 men well dispersed in urban areas limits the objectives.

These are subjective, susceptible to misinformation and should be taken with caution:
a) Ukraine should not be part of a powerful and potentially hostile coalition like NATO: the statements of Ukrainian leaders indicate a rapid achievement. Third-party diplomacy may have prevented the war itself.
b) “Demilitarization” of Ukraine: Will be achieved concurrently with the previous objective, with the assurance of adequate defensive forces for Ukraine.
c) Ukraine’s acceptance of Crimea’s membership in Russia: Strategically located on the Black Sea, Crimea is under Russian control with “membership” confirmed by a “referendum” since 2014. Probable achievement in the long term unless Russia is completely “defeated”. ”.
d) “Independence” for the regions of Luhansk/Donetsk (Donbass): regions with a strong Russian ethnic/linguistic population (Minsk Agreements-Normandy Format), civilians would be ready to fight against the Ukrainian army and militia. Achievement likely to be limited to the small area and the movement of the Ukrainian army from the surrounding area. However, attempting to expand this region westward to the city of Dnipro (the mainstay of eastern Ukraine) will result in serious competition.
e) “Denazification” and Russian as second official language: All societies have marginal elements and Ukraine has “neo-Nazi” armed groups. Russian is the language of 33% of the population who feel linguistically discriminated against (Vienna Document-2018). Most likely reached in eastern Ukraine, whatever the conflict.
f) Securing a land corridor linking Russia and Crimea: gives Russia control of the Sea of ​​Azov to forestall potential threats. Mariupol, hotly contested, is the key to this objective and others (for the Donbass and for the coast). It is unlikely to be achieved, but Russia can secure security and access commitments.
g) Control of the coast from Mariupol to Odessa: makes Ukraine landlocked and will be unacceptable to it. The movement of Russian forces west from Mariupol/Mykolaiv towards Odessa or north towards Dnipro will indicate the Russian position. Russia may not insist if other stated goals are achieved, and this one will not.

These can be strategic, political, military, economic and overlapping. a) Economic: The extensive economic, financial, trade and technological sanctions imposed by the West will have very serious long-term repercussions on the Russian economy. Secondary sanctions will make the impact even more severe. With a nominal GDP of $1.5 trillion (2020, PPP – $4.1 trillion), the economy is smaller than that of Texas and is projected to contract by 15% (2022) and 5% to 8% ( 2023). Inflation is already above 15% and the currency has been hit hard. The downward trend in income inequality, with a Gini index of 48.4 (1993) to 37.5 (2018, USA-41.4), will be reversed. Exports which have fallen to around 26% of GDP in 2020 will be at high risk as the world develops alternatives. The global economy, heavily dependent on Russia’s commodity exports, will also suffer with disproportionate impacts on European and Asian economies, exposing Russia to a vicious economic cycle. The industry is facing accelerated technological decline and obsolescence. Some of the West’s actions were expected, underscoring the importance of the goals for Russia, even at such a high cost. Other actions like the freezing of sovereign reserves are unexpected, and still others will unfold over time. An insurgency will be severely debilitating in the long run. b) Strategic: Russia’s ability to project power beyond its near abroad will rapidly diminish. The importance of the United States for Europe and the increased American presence near Russia will increase considerably. NATO has been reinvigorated. Russia faces isolation in several international forums. The West senses an opportunity for regime change and to drastically diminish Russia’s role for a very long time. Russia will lose strategic space to a rising China due to increased dependence, and will be reduced to a subordinate role in any partnership. c) Military: The scale of the losses of personnel and equipment of the armed forces is not a constraint, but a long-term guerrilla warfare will not be sustainable.
The objectives are mainly strategic and military while the costs are economic and strategic, indicating that the invasion cannot be defeated militarily. This war and the consequent militarization of finance and business will lead to the cementation of the blocs. Globalization peaked in 2008 with world trade/GDP at 60%, has steadily declined to 45% in 2020 and will continue to decline. Russia losing the Russo-Japanese War of 1905 destabilized Europe, and then experts warned well in advance that Europe was heading for a conflagration which occurred in 1914. The Combination of Fault Lines Europe, a marginalized Russia and a remilitarized Europe could pose serious risks for the world in the future.

Vivek Joshi is a consultant with A-Joshi Strategy Consultants Pvt Ltd and has over 25 years of international management experience. He is the author of a book “Start-up to Scale-up: Entrepreneur’s Guide to Venture Capital”, and publications listed at http://experttrat.com/publications-videos/

Hidden Details Most Fans Missed About the 2022 WWE Hall of Fame Induction Ceremony


The WWE Hall of Fame induction ceremony returned to a sense of normalcy at the start of the WrestleMania 38 weekend, with the event taking place in front of a live audience and with proper inducers as it had did until the pandemic hit in 2020. induction class that most years the group was not short of power or prestige, featuring The contractor. The result was an evening with its share of hidden highlights and interesting anecdotes.


Brothers of Destruction headline back-to-back Hall of Fame classes

Brothers of Destruction Kane and Undertaker

While The Undertaker was in attendance for his share of Hall of Fame induction ceremonies, 2022 marked the first time he appeared on camera in a suit and tie at such an event. Previously, he remained off-screen or made appearances like his in full dress to pay tribute to Paul Bearer during his posthumous induction.

The Dead Man entered the room himself this year, however, and as a small anecdote worthy of the Brothers of Destruction’s impressive legacy of rivalry and partnership, he and Kane ended up closing the show for ceremonies. consecutive, after The Big Red Machine headlined the Class of 2021. Once The Undertaker’s name was announced, there was no doubt that he was going to the “main event” of this show’s show. year.

Every US-based NWO leader is now in the WWE Hall of Fame

Scott Steiner poses

While fans tend to think of Hulk Hogan and Kevin Nash as the leaders of the New World Order, there were actually quite a few men who led the super faction at different times. Aside from the Japanese versions of the group, the leaders were Hogan, Nash, Bret Hart, Shawn Michaels, Stevie Ray, Jeff Jarrett, arguably Eric Bischoff and Scott Steiner.

With Steiner’s induction in 2022, it’s now true that every man leading an American version of the nWo is in the WWE Hall of Fame. Ironically, he walked in with his brother Rick, and it was as one half of the Steiner Brothers that Scott actually fell out with the nWo. The point remains that the entire Hall of Fame is now complete.

The second former World Champion to be inducted into a tag team, rather than solo

The Steiner brothers

WWE hasn’t been shy about inducting wrestlers into the Hall of Fame twice, with Ric Flair, Hulk Hogan, Shawn Michaels, Bret Hart, Booker T, Scott Hall and Kevin Nash among those who went as both as single wrestlers and as part of tag teams or factions. There were no double inductions this year, but WWE revisited an unusual dynamic: a World Champion was not inducted alone, but as one half of a team.

Scott Steiner was a defining main event for the later stretches of WCW and a world champion there. WWE, however, chose to honor him for his teamwork with his brother Rick. The Steiner Brothers tag team absolutely deserves credit for their work in WWE, WCW and elsewhere – indeed the tag team was arguably even better than Scott was as a wrestler in simple, especially if one were to focus solely on their endeavors in WWE. Scott joins Jack Brisco – a former NWA World Heavyweight Champion who was inducted with his brother Gerald – to be inducted with his sibling partner, not alone. (It’s worth mentioning that Triple H also entered as part of the DX faction, and Kerry Von Erich as part of his larger family, although he was also a world champion.)

Related: 10 Wrestlers Who Made The Go From Tag Team Wrestler To Main Event StarFor the two aforementioned inductees, they all entered first alone, then as a team. It’s possible that Big Poppa Pump could still enter the road individually, but given his checkered history when it comes to dealings with WWE management, his reputation for outspokenness, and his explicit past statements that an induction didn’t mean anything to him if there was if there wasn’t a physical Hall of Fame building, it seems unlikely to happen.

Connections between the entrepreneur and the other inductees

The Undertaker Vs Vader Teams Up With The Steiner Brothers

There’s no doubt that the 2022 WWE Hall of Fame induction ceremony was built around The Undertaker. He was the first name announced for the initiation class and one of those wrestlers that no one could rightfully say didn’t deserve a spot due to his longevity, accomplishments, and talent. Plus, he stands in the rarefied air of names like The Rock, Triple H, and John Cena in the conversation of people who will inevitably be inducted and inevitably headline-grabbing (although it seems McMahon doesn’t want to be inducted from his lifetime).

It should be noted that most members of the Hall of Fame class had ties to The Phenom. After all, The Undertaker shared a Survivor Series team with the Steiner Brothers for the 1993 Survivor Series main event as well as In Your House: Canadian Stampede. Even Sharmell had ties to The Undertaker, given Booker T’s friendship with him and her involvement in the latter stages of the quirky group of friends known as The Bone Street Krew, not to mention she stood in her husband’s corner for the matches between The Phenom and King Booker in 2007.

Sharmell is the first Nitro Girl to enter the WWE Hall of Fame

Queen Sharmel

There are many aspects of WCW Monday Nitro that have revolutionized the wrestling industry, such as live streaming every week, focusing on grittier realism than wrestling fans were used to, and regularly featuring big surprises. One iconic look that probably wouldn’t fly today is The Nitro Girls. The dance troupe was a popular part of the show during this time, entertaining fans between games.

Related: 10 First Episodes Of WCW Nitro, Ranked From Worst To BestIt’s interesting to see Sharmell become the first alumnus of the group to be inducted into the WWE Hall of Fame. It stands to reason that former Nitro Girl Stacy Keibler will also be inducted, as long as she wants. The only other Nitro Girl likely to enter individually (although WWE could choose to induct the entire group) would be Kimberly Page – the leader of the troupe and a recognizable WCW valet who was married to Diamond Dallas Page in real life. She feels like a less likely inductee considering she’s never signed with WWE, and her accomplishments probably wouldn’t be enough to get her into the Hall without this crossover.

Rick and Scott Steiner’s Hair Matched on TV for the First Time in 24 Years

Steiner Brothers WWE Hall of Fame Induction

Throughout their careers as a team, Rick and Scott Steiner have each supported dark hair. While Scott usually had long brown locks compared to The Dog-Faced Gremlin’s close-cropped hair, it was always one of the indicators that they were truly brothers.

In early 1998, Scott cleared his air by debuting the Big Poppa Pump version of himself. He has maintained this look for public appearances to the present day. Funnily enough, now that age has turned Rick’s hair silver gray, the brothers finally look like they have the same hair color again.

The 2022 WWE Hall of Fame induction ceremony was a good one, with particularly touching tributes to the late Shad Gaspard and Vader, and The Undertaker addressing the live crowd in a way he never did. hadn’t made since the advent of his iconic character. It’s a night that fans will remember forever.


AEW Rampage winners and losers: Lee outperforms Hobbes, Danhausen still can’t curse Hook

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Create your own Shiba-Inu token on Ethereum today! | by Henrique Centieiro | April 2022


Do you know that you can create your own ERC20 token from an already existing smart contract on Etherscan? First, smart contracts are open source, permissionless, transparent and trustless. This is what allows the Blockchain space to grow so quickly because developers don’t have to build from scratch. Therefore, you can create and build your project from existing codes.

This is the face everyone makes once you’ve created your first Ethereum project.

shiba inus??

Shiba-Inu is one of the best-known ERC-20 tokens with a market capitalization of around $20 billion. They kind of branded themselves as the Dogecoin killer, but that’s quite different from Dogecoin. Dogecoin has its own native blockchain, it’s a bit different in terms of technology. Dogecoin is not a token that must rely on the Ethereum blockchain. On the other hand, Shiba-Inu is a token that lives on another blockchain: the Ethereum blockchain.

What we are going to do in this article is understand how their smart contract works, interact with functions, deploy it and create our own token. You can pretty much do this with any other existing ERC-20 smart contract: go to CoinMarketCap to find the token’s smart contract address, click on the address to open Etherscan, search for the contract, copy it , make your own modifications (change name, supply, etc.) and deploy!

IMPORTANT: If this is your first time deploying a smart contract, you will need a few things before you start: 1) a Metamask wallet, 2) getting Gest Ether, 3) knowing some basics about Remix Ethereum. You can get all these details on the article below:

and by the way, this article below also contains really useful information to learn how to properly create an Ethereum token:

Finally, if you want to learn more about smart contracts, check out this course.

Let’s find the Shiba-Inu contract on Coinmarketcap

Search Shiba-Inu on the website. You can copy the deployed contract address of Shiba-Inu as shown in the image below:

Once you click on the address, you will see the token details on Etherscan where you can see the details of the token holders, the total supply created for the token, and even the contract code by selecting the “contract” tab. See below:

One of the ways to find out how the contract works is to deploy it ourselves. All we have to do is copy the contract code from Etherscan and paste it on Remix where we can test the functions and modify them to create our own token.

On Remix, create a new file and name it Something.ground. Copy-paste the smart contract code into the new file.

Make sure the compiler version in the code is the same as in Remix Ethereum.

Following! We’re going to deploy our contract using the Rinkeby testnet (or any other testnet, really).

First, you must have installed a non-custodial wallet, for example metamask. Metamask is the gateway that holds user accounts and also allows us to explore blockchain applications in seconds.

Once the metamask has been successfully installed, go to settings -> advanced -> show test networks. Here you can find the Rinkeby network among others. Now, let’s fund our Rinkeby account. If you don’t already have faucet (test) funds in your Rinkeby account, copy your Ethereum address and you can get faucet funds here.

By the way, if you want to try the Kiln testnet (fusion testnet), check this:

Verify your Rinkeby account on Metamask and Here is! you are 0.1 ether richer!

Agreed! Back to business.

Now let’s deploy or deploy the new ERC-20 smart contract

Let’s go back to Ethereum Remix where you copy-pasted the smart contract code.

To deploy to the blockchain, we need to switch to “Injected web3” and select the “TokenMintERC20Token” file which allows us to create our own ERC20 token and deploy it.

Here we see a list of functions to create our own token… you can edit these functions: you can name it any breed of dog you like, total offer, etc. :

Click on make a transaction. It will ask for your Metamask and you need to click approve and pay the gas fee (in Ether test). Wait a few seconds and once approved…

We hit our “dog” token and can now see transactions on Etherscan. YAY! Congratulations! Was it simple?

Now that you have deployed the smart contract, you can use the left pane of Remix to view functions and interact with the smart contract. Now let’s take a look at each function and understand how they work:

  • Approve(): This method gives access to a spender to spend an amount when called. It requires the spender’s address and amount.
  • Transfer(): Once a token is approved, the token can be transferred/withdrawn by the spender.
  • Transfer from(): Gives the authority for a token to be spent on behalf of the token’s owner.
  • Allocation(): the allocation function returns the amount of the remaining token. The spender is authorized to withdraw from the owner’s account.
  • balanceOf(): This method gets the current balance of the token by taking the token’s address as a parameter.
  • Decimals(): the unit defined by the token owner
  • isContract(): confirms the address of the contract
  • name(): the name of the token.
  • Symbol(): displays the symbol of the token as it is defined in the code.
  • TotalSupply(): the total supply of the token as defined in the code.

In the following article, we will deploy another Ethereum token using OpenZeppelin. Subscribe so you don’t miss a thing!

If you like to learn this kind of still, you should also take a look at this:

👾 Create NFTs, Tokens and DAOs — Smart Contracts Masterclass

🦄 Masterclass Metaverse – All about the Metaverse

NFT Investing Masterclass – Pro-Tips on NFT Investing

📖 The Complete NFT CourseAll about NFTs

Data Theorem offers security notifications in AWS Security Hub to prevent data breaches


Data Theorem announced that it runs on Amazon Web Services (AWS) Security Hub to provide better consolidation of security alerts from its cloud-native application protection platform (CNAPP).

This work helps AWS customers get even better insights from AWS Security Hub to see API, cloud, and web application exposures found by Data Theorem’s analytics engine. The main benefit is to provide AWS customers with unified alerts to quickly respond to potential data breaches.

AWS Security Hub is a cloud-based security posture management service that performs security best practice checks, aggregates alerts, and enables automated remediation. It is designed to provide users with a comprehensive view of their high-priority security alerts and compliance status, by organizing and prioritizing alerts and findings from multiple AWS services, such as Amazon GuardDuty, Amazon Inspector, and Amazon Macie , as well as other security solutions. the AWS Partner Network (APN), such as Data Theorem’s analytics engine. The results are then visually summarized on integrated dashboards with actionable charts and tables.

“Preventing data breaches at the application layer and ensuring DevSecOps teams receive timely notifications helps improve our efforts in the security industry,” said Chitra Elango, senior director of DevSecOps at Fannie. Mae. “AWS Security Hub and Data Theorem continue to drive innovation to help all DevSecOps teams gain more actionable insights.

Protecting APIs, cloud, and web applications is essential for today’s modern organizations. By natively running Data Theorem alerts in AWS Security Hub, customers will gain real-time visibility into the security and compliance of their up-to-date cloud applications directly from the console. This insight gained through the correlation of Data Theorem insights with other data in AWS Security Hub enables customers to more quickly detect risks and potential breaches and take corrective action.

“AWS Security Hub gives organizations the ability to build security and compliance visibility directly into all of their development and modern cloud projects,” said Doug Dooley, COO of Data Theorem. “By offering Data Theorem within AWS Security Hub, IT teams and developers can more easily leverage up-to-date security risk information and uncover new attack vectors in cloud-native applications and APIs, helping thereby preventing data breaches. Data Theorem’s dynamic and runtime analysis with offensive attack surface management and active protection with observability enables organizations to perform continuous and automated security inspection, application telemetry collection and protection running their most important AWS cloud-native applications.

Cloud Secure is the industry’s first solution providing Attack Surface Management (ASM) security for cloud-native applications that starts at the client layer (mobile and web), protects the network layer (REST API and GraphQL) and extends to the underlying infrastructure. (cloud services). Its combination of attack surface management and active execution protections enable offensive and defensive security capabilities to better prevent data breaches of cloud-native applications and serverless cloud functions.

“AWS Security Hub makes it easier for our customers to identify and manage all of their AWS-related security and compliance findings,” said Ely Kahn, product manager, AWS Security Hub. “Customers can also combine these rich findings with additional data from multiple security services, including Data Theorem’s API Secure, Cloud Secure, and Web Secure products, to find additional insights and actionable insights for each identified vulnerability.”

API Secure, Cloud Secure, and Web Secure security alerts from Data Theorem are now available in AWS Security Hub.

Data Theorem’s extensive AppSec portfolio protects organizations against data breaches through application security testing and protection of modern web infrastructure, API-driven microservices, and cloud resources. Its solutions are powered by its award-winning analytics engine, which leverages a new type of dynamic analytics and execution fully integrated with the CI/CD process, and enables organizations to perform continuous, automated security inspections and measurements. .

Global DoD Architecture Framework Market Outlook 2022 and Study of Key Players such as Lockheed Martin Corporation, Boeing, Raytheon, Northrop Grumman Corporation


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DoD Addresses Software Development Challenges


Algorithmic warfare: the DoD takes on the challenges of software development


By Yasmine Tadjdeh

Illustration from iStock

The Pentagon is reviewing its acquisition of mission-critical software as it increasingly relies on new automation and decision-making systems, officials say.

“Delivering a more lethal force requires the ability to move faster and be more adaptable than our adversaries,” Undersecretary of Defense Kathleen Hicks said in a February memo. “The department’s adaptability increasingly relies on software, and the ability to quickly and securely deliver resilient software capabilities is a competitive advantage that will define future conflicts.”

In the memo, Hicks endorsed a new modernization strategy aimed at accelerating software delivery schedules.

“Transforming software delivery times from years to minutes will require significant changes in our processes, policies, people and technology,” she said.

The strategy will support Pentagon priorities such as developing common command and control and artificial intelligence platforms across all domains.

“The approach is hands-on – unify efforts across the DoD and partner with industry-leading software institutes to produce a portfolio of best-in-class software capabilities enabled by DoD processes,” according to the document. “These capabilities must grow and integrate with other infrastructure components to include zero-trust architectures, electromagnetic spectrum capabilities, and a growing inventory of connected military devices.”

The implementation will be led by a senior software modernization steering group, according to Hicks. The group was tasked with providing an implementation plan within 180 days of the memo’s release.

Software delivery is “not a one-size-fits-all business” and approaching technology development in this way is detrimental, according to the strategy. Instead, the document presents a modernization framework that includes a minimal set of technical and process enablers that must be considered.

The framework “serves as a common lexicon and organizing structure for discussing and coordinating software modernization activities,” the strategy says. “It is not intended to be overarching or definitive, but rather serves as a guidepost to focus implementation.”

Danielle Metz, the Defense Department’s deputy chief information officer for information enterprises, said the Pentagon is considering how to transform business processes to ensure agility is built into every step of the enterprise. software purchase, including procurement, acquisition, testing, evaluation and delivery.

The offices of the Chief Information Officer, the Under Secretary of Defense for Acquisition and Sustainment, and the Under Secretary of Defense for Research and Engineering are teaming up – in partnership with the commands of the combatants and other defense agencies — to remove impediments and impediments to current Pentagon processes to streamline, improve, update and revolutionize software acquisition, Metz said during a recent roundtable with reporters. .

The department wants to “democratize the exceptionalism” that has been seen in the pockets of the military — including the Air Force’s Cloud One program office and the Navy’s Black Pearl software factory — through the creation of a department-wide software factory ecosystem, Metz said.

“We want to be able to make sure that we instill that in the DNA of the department,” she said.

Jason Weiss, director of software at the Pentagon, said the Pentagon currently has 29 software factories across all departments.

“We’re starting to see some serious groundswell around this,” he said. “We’re seeing a lot of lessons learned starting to flow all the way to the top and a lot of collaborations taking place. … We will review and listen to these software factories to determine what policy changes [we need] to prioritize. »

However, the ecosystem will not create onerous requirements or bureaucracy for existing software factories, Weiss said.

“I see us as strengthening and providing more momentum and encouragement for software factories instead of having to change the way they run today,” he said.

As the Pentagon seeks to scale the technology of the various factories, officials hope to create efficiencies and cost savings. For example, a core capability to target might include source code management, according to Weiss.

“Do we need each software factory to go out there and source, maintain, and operate its own source code repository?” Weiss asked. It’s an example “of where we can actually start to see economies of scale in terms of operational capacity and cost reduction for the department in these software factories.”

If the Pentagon can achieve this, it will allow the ecosystem to continue to grow while allowing factories to operate with higher degrees of scale and precision without having to start from scratch at each stage, he said. he declares.

The new strategy is a subset of the Department of Defense’s digital modernization strategy and replaces the Pentagon’s cloud strategy released in 2018.

“Given the role and ubiquity of software in all aspects of mission capabilities and supporting infrastructure, the successful implementation of this strategy will be highly dependent on our partnerships across the department,” Weiss said.

Beyond acquiring new technology, the guidelines reinforce the need to attract and retain workforce talent, Weiss noted. The Pentagon needs to hire the right people for leadership positions and individuals need to engage in “upskilling” efforts.

“No one can be left behind on this journey,” including the military and civil servants, he said. “In this age of competition and a race for digital dominance, we simply can’t settle for incremental change any longer. The department must come together to deliver better software and operate as a force for the 21st century.

Topics: Infotech, Department of Defense

City of St. Louis urges residents to use ‘Lock It For Love’ gun lockout program at St. Louis Fire Stations, select Public Library branches and area SLMPD stations


Following the tragic shooting of several children over the past week – with last night’s shooting being investigated as an accidental shooting – St. Louis city leaders are urging residents to use the program City’s free “Lock It for Love” gun lock to help keep kids safe. Padlocks can be picked up free of charge at participating fire houses, library branches, and St. Louis Metropolitan Police Department stations. Gun owners are encouraged to store their guns in places inaccessible to children or other people in the home. The firearm must be locked and unloaded with ammunition stored away from said firearm.

“As a mom, I know how important it is that we take every possible step to keep our babies safe,” said Mayor Tishaura O. Jones. “These recent shootings have devastated our entire city and we must take immediate action to protect our children. If you have a gun in the house, be a responsible gun owner. store firearms locked and unloaded and get a free padlock to help keep you and your loved ones safe. My administration is exploring ways to continue connecting parents to these essential resources. »

The St. Louis Fire Department is distributing free gun locks at 30 fire houses across the city. Fire stations are open 24 hours a day. For questions, call 314-533-3406. Locks are also offered at specific branches of the St. Louis Public Library: Baden, Julia Davis, Divoll, and Cabanne. The SLMPD has 4,500 padlocks to distribute through response officers and community meetings, and padlocks can be picked up at stations in the area. The department also helped create a video tutorial on using a gun lock on a gun..

“Gun locks save lives, and the St. Louis Fire Department is always ready to connect St. Louisians with tools like these to keep families safe,” said the chief of the St. Louis Fire Department, Dennis Jenkerson. “Visit a fire station and collect your gun lock; we are more than willing to help you.

The Lock It For Love Program is organized in partnership with Women’s Voices Raised for Social Justice. The group focuses on violence prevention, health care and other issues through education and advocacy and has distributed 8,000 gun locks to date through the program.

Digital Twin Consortium Announces Capacity Periodic Table Framework


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BOSTON, MA, March 29, 2022 (GLOBE NEWSWIRE) — The Digital Twin Consortium® (DTC), The Authority in Digital Twin™, has announced the Digital Twin Capabilities Periodic Table (CPT). It is a definition framework that organizations can use to design, develop, deploy, and operate composable digital twins (CDTs) with faster time to value. CDTs are application-based platforms that provide service orchestration using Packaged Business Capabilities (PBCs), modular combinations of technical capabilities presented as bundled services.

The Digital Twin CPT groups capabilities around common characteristics using a periodic table approach. The framework focuses on use case requirements against technology solutions and architectures. Organizations can use the Digital Twin CPT to determine the capabilities they need to deliver successful digital twin solutions. They can also use it to analyze vendor solutions to ensure they match use case requirements.

“The Digital Twin CPT is a ‘must have’ framework for any organization that wants to start composing digital twins using a capability-based approach,” said Dan Isaacs, CTO, Digital Twin Consortium. “Going forward, we plan to release a capability maturity model that organizations can use to assess their progress in developing digital twins.”

The Digital Twin CPT framework facilitates collaboration within multidisciplinary or fusion teams that create specifications for digital twins for large-scale complex environments. The framework focuses on the capacity requirements of individual use cases. The team can come together to determine the capacity requirements of a digital twin platform and the technology solutions it will need to meet specific business needs.

“Organizations can use the Digital Twin CPT framework in the boardroom to explain the business case for funding a digital twin project. They can also use it in the shop floor to gather requirements for twin applications digital,” said Pieter van Schalkwyk, CEO of XMPro and Co-Chair, Natural Resources Task Force, Digital Twin Consortium. “It provides visual guidance for organizations to collaborate and think about capability requirements.”

Organizations can use the Digital Twin CPT throughout the lifecycle of a digital twin; capabilities may differ in different phases, but the approach remains the same. Access the Digital Twin Capabilities Periodic Table User Guide, Toolkit and Worksheet for more information. Access a free interactive version of the Digital Twin CPT from our link partner AIoT User Group – as part of the Digital Playbook. Please watch the DTC webinar, “Digital Twin Capabilities Periodic Table for Composable Digital Twins,” March 30, 2022, 4 p.m. EDT.

About the Digital Twins Consortium

Digital Twin Consortium is the authority on digital twins. It merges industry, government, and academia to ensure consistency in vocabulary, architecture, security, and interoperability of digital twin technology. It advances digital twin technology in many industries, from aerospace to natural resources. Digital Twin Consortium is a program of Object Management Group. For more information, visit https://www.digitaltwinconsortium.org.

Note to editors: Digital Twin Consortium is a registered trademark of OMG. See a list of all OMG brands. All other trademarks are the property of their respective owners.

Karen Quatromoni
Digital Twin Consortium
[email protected]

Source: Digital Twins Consortium

The Dolphins front office puts an end to the Brady rumors in Miami once and for all. – Sports Talk Florida


The Bucs Report

Special for Sports Talk Florida

Rumors of the Buccaneers trading quarterback Tom Brady to the Dolphins were slapped harder than Chris Rock at an award show. The Beantown hockey player rumor has been debunked multiple times. Bucs head coach Bruce Arians spoke about it recently.

“I have no idea where that came from,” Arians replied. “Somebody has to write a story every day about something. Tom and I have a great relationship. Even in retirement: ‘Where are you?’ “I’m in Italy.” ‘How are you?’ “I have the kids here. You know, just watch him. I can’t get him back on the golf course because he travels too much, so I can’t make enough money off him.

Arians then talked about the players recently added or re-signed this offseason, because of Brady.

“They know what Tom brings and we had a chance for another ring. And that’s all. That’s the bottom line,” Arians said. “Everything revolves around the ring again. Not reloading, not seeing who’s going to do this, who’s going to do that, how we’re going to integrate this guy. Everyone knows his role again right now. The smile really didn’t leave my face. I drink too much, but other than that it’s a constant party. It was huge for us to have Tom back.

Say it louder for the people in the back

You can add Dolphins head coach Mike McDaniel to the list of people actually in the know dismissing the rumor.

Early Monday in owners’ meetings, newly hired Dolphins head coach McDaniel was asked about it, his response was “fake news.” Kudos to NFL Network’s Cameron Wolfe for the report. The only question that remains is, will the Beantown hockey guy and the rest of the hacks continue to push this narrative?

For more on this and everything, the Buccaneers come back here hourly on BucsReport.com.

What is the best font for business cards?


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There are so many options available for entrepreneurs and professionals to create their own business cards that it can be hard to know where to start. Where is the best place to get business cards? Which design best suits your brand? What is the ideal font for business cards?

Font is one of the most important elements of business card design. The typeface does much more than illustrate text. Font type impacts the clarity and readability of a business card, and business card font sets the tone for the brand, conveying characteristics such as professionalism, sophistication, and fun.

How to choose your business card font

How do you choose your business card font? Whether you’re customizing a template or designing business cards from scratch, there are thousands of fonts available on the best font sites, though not all are created equal.

Choosing the wrong font can cause your brand to send the wrong message to your target audience. Likewise, many fonts aren’t designed for the fast, clear communication required for an effective business card font.

Confused about how to choose good fonts for business cards? The following four tips should put you on the right track.

Choose business card fonts that evoke good humor.

A font design conveys a message and tone, and it conveys a mood that will be attached to your brand. When choosing a font for your business card, be sure to select a typeface that reflects the mood you want to portray. Is your small business classic and sophisticated, upscale and stylish, or fun and adventurous? All of these can be communicated in a font.

Looking for original business card fonts with great readability.

To stand out from the crowd, you want a business card design that is as unique as your brand. Choosing an original font achieves this goal. However, it’s best to take a conservative approach and not stray too far from traditional fonts or risk losing readability. If a business card is not readable, it will not be effective.

Choose a font combination that makes your business card design stand out.

Hobby designers creating their own commercial yards may want to stick to a single font or font family to avoid mismatching their fonts. However, if you have a sense of design, mixing two contrasting fonts on your business card can make the design stand out and grab attention.

Understand the different font families.

Different types of fonts convey different tones and can even convey varying messages. It is therefore important to understand the main categories of fonts when selecting the ideal business card font. Will you choose a classic sans serif font or a more sophisticated serif font? Creative professionals can even choose to add elements of a script font for a unique and original business card design.

Sans Serif fonts for business cards

A simple sans serif font is one of the best business card fonts due to its clean lines, classic style, and clear readability. Common sans serif fonts are some of the most popular business card fonts because their simplicity allows a sans serif font to serve as a base for almost any design.

1. Myriad Pro

As its name suggests, Adobe Font Myriad Pro adds a touch of professionalism to business cards. The popular sans serif font has great readability and clearly conveys its message in a variety of font sizes and weights.

2. Source code

Fonts like the original from Adobe Source code font are perfect options for business card fonts thanks to their clarity, simplicity, and readability. The Source Code font is especially popular for business cards in the tech industry, where the lettering resembles common coded characters.

3. Futura

Emotion of modernism for almost a century, the Futura Font, available from various sources including Adobe, is a simple sans serif typeface that retains great readability on a business card design. Futura’s generous line spacing is popular with designers, and its various available weights allow it to complement a multitude of business card designs.

4. Report

Another great font for business cards, the Ratio sans serif font choice features smooth, clean lines for a clean, professional look. the report fontavailable from Adobe fonts and other popular sources, gives a modern touch to business cards in contemporary sectors.

5. Quicksand

the Quicksand Police is another effective sans serif font suitable for business cards. Available from a variety of online sources, including Adobe Fonts, Quicksand features ample spacing and original typefaces that give a unique look to any business card design.


Because it is so easy to read, the Gibson Font remains one of the most popular sans serif fonts for business cards. Available from Adobe and other resources, Gibson is considered a humanistic font that shines in almost any design.

7. Xaviere

Looking for or the perfect business card font? Why not select a typeface created just for this purpose? Xaviera is a professional sans serif font choice designed exclusively for business cards as well as display advertising and online printing. The simple characters of Xaviera Fontavailable from Envato Elements and other popular sources, pairs well with scripted or novelty anchors.

8. Daltons

Dalton is a modern business font perfect for making a statement on a business card. The sans serif Dalton Font exudes professionalism and sends a clear message. The font is available from Envato Elements.

Serif fonts for business cards

Serif fonts also make effective choices as business card fonts thanks to their classic, professional appearance. In typography, a serif refers to a small line or stroke attached to the end of a larger stroke in a typed or written typeface. These little details can drastically change the look of a font, and when used effectively, can spice up an otherwise plain and boring design.

9. Trajan

Trajan | Adobe Fonts

Inspired by classic Roman letterforms, Adobe trajan font adds a touch of timeless style to a business card design. The classic elegance of the serif font evokes professionalism while standing apart from the crowd.

10. Minions

Similar in style to the universally popular Times New Roman, the serif Minion font was designed for body text over 30 years ago. the Minion Fontan original typeface from Adobe Fonts, gives business cards a classic yet professional look.

11. Canaya

Want to give your business card an air of elegance? the Qanaya font is a serif font available from Envato Elements and other sources in a variety of font weights and sizes.

12. Solomon

Another popular serif font choice for business cards available from Envato Elements, the Solomon font features a creative design that will add flair to an otherwise plain business card while maintaining its elegance and readability.

13. Baskerville PT

Another nice font option for business cards, Baskerville PT is an elegant serif typeface that promises to provide an aura of professionalism. The versatile font comes in a variety of sizes and weights, maintaining its classic look in multiple formats.

Script fonts for business cards

Although script fonts, fonts that resemble cursive handwriting, aren’t recommended as the primary business card font, they can add a creative touch when used sparingly. Consider grabbing attention with your business card by choosing a font for a title or business name. However, avoid script fonts for details due to reduced readability.

14. Bouquets

Sporty and exciting, the Bouquet typeface is a script font characterized by thick cursive letters. the bouquet fontavailable from Envato Elements and other sources, will make a strong statement with a readable message when used in a limited capacity on a business card.

15. Cursive signature

Looking for a simple yet elegant typeface to showcase your business card? the signature cursive fontavailable from Envato Elements, consists of elegant characters drawn with graceful strokes.

16. Brilliant Dad

theBright Daddy Fontavailable online from sources like Envato Elements, features a natural, fluid design that could be an effective way to highlight the main themes of an otherwise forgettable business card design.

What is the best font for business cards?

With so many options available, it can be difficult to determine which is the best font for business cards. The best business card font is one that is clear and legible, while maintaining professionalism and originality. Therefore, the best business card font is clearly Baskeville PT. The font is versatile and includes a variety of options while offering a touch of elegance and professionalism.

What is the best sans serif font for business cards?

For various reasons, some people prefer sans serif fonts for their business cards. Sans Serrif fonts are classic and provide clear readability in multiple sizes and formats. The best sans serif font for business cards is Xaviera. Crisp, clear type promises to stand out and capture recipients’ attention.

What is the standard business card font size?

What are the best font sizes for business cards? The standard business card font size is 10 pt. Keep in mind that when 10pt is used for the main font size, details such as contact information will be better suited to a smaller font size of 9 or 8pt. Remember, do not print any information on your business card in a font size smaller than 8pt.

Image: Depositphotos

Business Management Software Market Size and Forecast


New Jersey, United States,- the business management software market report always aims to provide an in-depth understanding of the overall market. In order to secure the finances of the industry, it aims to provide some independent facts. Moreover, it provides data on market shares, market tactics, growth factors and the impact of the COVID-19 pandemic on the small and large business sectors. Key success factors, key success details, distribution channels and industry pricing structure are some of the important market dimensions discussed in this market analysis. It further focuses on market segmentation by product type, application, type, and region.

Various key business segments, market shares, market challenges and market size are some of the critical factors discussed in this Enterprise Management Software market report. He then discusses other important factors as fundamental factors such as mergers, acquisitions, new launches, approaches and developments. It enables key players to seize the best possible economic opportunities by providing an overview of the entire market environment. It covers the market growth in major regions of the world like Asia-Pacific, Middle East, North America, Africa and Latin America. This Business Management Software Market analysis report sheds light on the industry growth factors.

Get Sample Full PDF Copy of Report: (Including Full TOC, List of Tables & Figures, Chart) @ https://www.verifiedmarketresearch.com/download-sample/?rid=85191

Key Players Mentioned in the Business Management Software Market Research Report:

Simplicité Software, Docio, ThinPrint Engine, Financial Analysis Suite, TheEye, Growthfile, Ubersmith, ProDBX.

This Business Management Software market research analysis helps to reach the target demographic and thereby increase sales. It continues with presenting new business opportunities, supporting customer expansion and presenting changing market trends. All the information presented here is very helpful in developing well-informed trading strategies. It also discusses some essential elements that influence business growth, such as the approaches of major players, important pricing structures, business promotion methods, and economic analysis. With the help of this insightful business study, players can avoid the same mistakes and optimize business processes.

Business Management Software Market Segmentation:

Enterprise Management Software Market, By Type

• On the site
• Cloud-based

Enterprise Management Software Market, By Application

• SMEs
• Large companies

The regional analysis section of the report allows players to focus on high growth regions and countries that could help them expand their presence in the Enterprise Management Software market. Besides expanding their presence in the Business Management Software market, regional analysis helps players to increase their sales while gaining a better understanding of customer behavior in specific regions and countries. The report provides CAGR, revenue, production, consumption and other important statistics and figures in global and regional markets. It shows how different types, applications, and regional segments of the Business Management Software Market are progressing in terms of growth.

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Scope of the Enterprise Management Software Market Report

UNITY Value (million USD/billion)
SECTORS COVERED Types, applications, end users, and more.
REPORT COVER Revenue Forecast, Business Ranking, Competitive Landscape, Growth Factors and Trends
BY REGION North America, Europe, Asia-Pacific, Latin America, Middle East and Africa
CUSTOMIZATION SCOPE Free report customization (equivalent to up to 4 analyst business days) with purchase. Added or changed country, region and segment scope.

Determining the pulse of the market becomes easy with this detailed analysis of the enterprise management software market. Key players can find all competitive data and market size of major regions like North America, Europe, Latin America, Asia-Pacific and Middle East. As part of the competitive analysis, certain strategies are profiled which are pursued by key players such as mergers, collaborations, acquisitions and new product launches. These strategies will greatly help industry players to strengthen their position in the market and grow their business.

Answers to key questions in the report:

1. Who are the top five business management software market players?

2. How will the business management software market evolve in the next five years?

3. Which products and applications will capture the lion’s share of the business management software market?

4. What are the Enterprise Management Software Market drivers and restraints?

5. Which regional market will show the strongest growth?

6. What will be the CAGR and size of the enterprise management software market throughout the forecast period?

For more information or query or customization before buying, visit @ https://www.verifiedmarketresearch.com/product/business-management-software-market/

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About Us: Verified Market Research®

Verified Market Research® is a leading global research and advisory firm that for over 10 years has provided advanced analytical research solutions, personalized advice and in-depth data analysis to individuals and businesses seeking accurate research, reliable and up to date. data and technical advice. We provide insight into strategic and growth analytics, the data needed to achieve business goals, and help make critical revenue decisions.

Our research studies help our clients make superior data-driven decisions, understand market forecasts, capitalize on future opportunities, and maximize efficiency by working as a partner to deliver accurate and valuable insights. The industries we cover span a wide spectrum, including technology, chemicals, manufacturing, energy, food and beverage, automotive, robotics, packaging, construction, mining and gas. etc

At Verified Market Research, we help in understanding holistic market indicator factors and most current and future market trends. Our analysts, with their deep expertise in data collection and governance, use industry techniques to gather and review data at all stages. They are trained to combine modern data collection techniques, superior research methodology, subject matter expertise and years of collective experience to produce informative and accurate research.

Having served over 5000 clients, we have provided reliable market research services to over 100 Global Fortune 500 companies such as Amazon, Dell, IBM, Shell, Exxon Mobil, General Electric, Siemens, Microsoft, Sony and Hitachi. We have co-consulted with some of the world’s leading consulting firms such as McKinsey & Company, Boston Consulting Group, Bain and Company for custom research and consulting projects for companies around the world.

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RBI Unveils Payments System Touchpoint Geolocation Framework to Deepen Digital Transactions


The Reserve Bank of India (RBI) has released the Payment System Touchpoint Geolocation Framework. The framework is part of the central bank’s goal to deepen digital payments and provide inclusive access to all citizens of the country. Geolocation of payment system touchpoints will enable proper monitoring of the availability of payment acceptance infrastructure like Point of Sale (PoS) terminals, Quick Response (QR) codes, etc.

In turn, such oversight will support policy intervention to optimize payment infrastructure delivery.

RBI said that “to achieve this goal, it is imperative that a robust payment acceptance infrastructure is available and accessible across the country.”

“Capturing the precise location of existing payment system acceptance touchpoints/infrastructure (hereafter referred to as payment touchpoints) is critical to scaling and enforcing response strategies. This requirement can be effectively facilitated by the geolocation of payment contact points.” RBI added.

Geolocation is said to capture the geographic coordinates (latitude and longitude) of payment touchpoints deployed by merchants to receive payments from their customers. the geographic coordinates (latitude and longitude) of payment touchpoints deployed by merchants to receive payments from their customers. Among the many benefits of geolocation is that it provides insight into regional penetration of digital payments. It further monitors the infrastructure density at different locations. Additionally, geolocation identifies opportunities to deploy additional payment touchpoints and facilitate targeted digital literacy programs.

As part of this framework, bank/non-bank PSOs must capture and maintain the geographic coordinates of all payment touchpoints. In addition, the geolocation of PoS terminals and paper/soft QR codes must be submitted to RBI.

PoS terminals include – Mobile PoS, Soft PoS, Tablet PoS, Desktop PoS, Self-Service PoS Kiosk, Android Based PoS Terminals, Non-Android Based PoS Terminals with Built-in GPRS SIM Card, Non-Android Based PoS Terminals with Connectivity of PSTN line, etc. Meanwhile, QR codes consist of Bharat QR, UPI QR, etc.

There are broad categories of physical infrastructure for digital payment transactions made by customers using payment touchpoints. Firstly, banking infrastructure includes bank branches, offices, extension counters, automated teller machines (ATMs)/cash deposit machines (CDMs), cash machines (CRMs), micro- ATMs used by commercial correspondents (BC), etc. acceptance infrastructure such as point of sale (PoS) terminals, quick response (QR) codes deployed by banks/non-bank payment system operators (PSOs), etc.

RBI directs all banks and non-banks to maintain a register with the precise location of all payment touchpoints across the country. This register should include information such as general merchant details (name, merchant ID, merchant type, merchant category, merchant contact details, merchant/payment aggregator information, if applicable, etc.) ; Merchant location details; and payment touchpoint details, including locations.

Banks and non-banks can report payment touch point information to the Reserve Bank through the Centralized Information Management System (CIMS).

Full details of existing payment touchpoints should be reported by banks and non-banks to the central bank. Also, details of additional touchpoints as the rollout progresses, within seven calendar days of endpoint operationalization/activation. In addition, any updates and changes to existing payment touchpoints must be reported within seven calendar days from the date of update.

Meanwhile, RBI directs that all banks and non-banking PSOs shall be solely responsible for ensuring that data on payment touchpoints deployed and merchants acquired/onboarded by them is up-to-date and accurate. Further, the RBI has directed these PSOs to put in place the necessary measures from their side to ensure the timely capture and submission of the required information to the RBI in accordance with the stated timelines.

Banks and non-bank PSOs are requested to submit Nodal Agent details for geotagging by March 31, 2022. RBI will provide login credentials to Bank/Non-Bank PSO Nodal Agents to submit their details in CIMS.

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Here’s What Makes the 2018 Fiat 124 Spider S-Design a Sleek Sports Car


Fiat is one of the most prestigious automobile manufacturers in the world, and they have been manufacturing cars since 1899. The company had a rich heritage of not only making some of the best automobiles in the world, but also having a racing lineage. The company has had a difficult time in North America since the start of production and has faced some market challenges. Speaking of the 2018 Fiat 124 spider, this name was first used by Fiat in 1966.

The Fiat Spider resulted from a joint venture between Fiat and Mazda as the vehicle was based on the very delicious Mazda Miata. The joint venture evolved with many modern European technologies and features, combined with incredible Japanese engineering that built the Miata’s strong chassis. The biggest point of differentiation between the Miata and the Spider was that the Spider used a turbocharged engine, which gave some work in the pants feel while driving.

RELATED: 9 Reasons We Love the Fiat 124 Spider Abarth

Fiat 124 Spider S-Design: stellar Italian style

Fiat 124 spider S design 2018 side view
via netcarshow

The design of the Fiat spider has been improved and European, but if you look at it closely, you can see the resemblance between the Spider and the Mazda Miata. The vehicle design was shown at the 2018 Geneva Motor Show and launched as a new variant of the Fiat 124 Spider. The vehicle’s iconic low stance and two-door silhouette are carried forward; moreover, the best styling and sharper design elements have been trimmed. The car shares its chassis and frame with the Miata; even so, almost every body panel is different and better styled. The Spider is more extended, in terms of proportions, slightly than the Miata. Starting from the front of the vehicle, it has an original design for the LED DRL, which houses the projector headlight. Further down the bumper there are fog lights which also come with a cornering function and some black accents around. The all-black grille features a split design with a body-color panel separating them.

The automobile’s front hood is a throwback to the 1966 Fiat Spider, as it features two U-shaped design elements that are etched into the hood. The S Design Pack adds features and styling elements to the interior and exterior of the vehicle, enhancing the level of luxury and comfort. The wheel design is also exclusive to the S line as it features all-black 17-inch wheels. From the side, the car has a metallic gray finish on the A-pillar of the vehicle and on the side mirror caps, which contrast well with the car. The only painful angle of the vehicle is when viewed from the rear three-quarters of the right side as the large radio antenna protrudes and makes it look out of place, almost like it’s a remote control car. The rear lights are a classic Fiat design and what’s interesting about them is that they have a body-coloured panel between them, making them distinctive and stylish. The taillights are all LED units, and they also have integrated turn signals. The vehicle provides a dual-port exhaust placed at each end of the bumpers, and the bumper has the reverse light and rear fog light in the lower half of it.

RELATED: It’s Alive! The 2020 Fiat 124 Spider stays in America

Fiat 124 Spider S-Design: better engine tuning

2018 Fiat 124 spider S design in motion
via netcarshow

Under the hood, the vehicle has an entirely different engine than the Mazda Miata as it uses a turbocharged unit. It has a 1.4 liter engine, and it is the same engine found in the Fiat 500 but given an extra boost. The vehicle produces 160 horsepower and 184 lb-ft of torque. The turbocharger produces nearly 22 pounds of boost, and all of its power is sent to the rear wheels like a classic Roadster. The car was offered with either a 6-speed automatic transmission or a 6-speed manual transmission and was as light as a feather, weighing just 2500 pounds. It does a 0-60 MPH in just 7.5 seconds and a top speed of nearly 135 MPH.

Fiat 124 Spider S-Design: tech-savvy

Fiat 124 spider S design 2018 Rear view
via netcarshow

The interior of the vehicle was quite minimal but loaded with all the necessary equipment and technology. The car featured a 7-inch touchscreen with navigation and multimedia features, as well as a 9-speaker Bose audio system whose speakers were integrated into the headers. The vehicle also featured automatic climate control as well as cruise control, and the center console also featured a drive mode selector. Also, the switch layout was quite similar to the Mazda Miata, and the controls were easy to use and fell to hand.

Overall, the Fiat 124 Spider was a great sports car with better styling appeal than the Miata. The addition of the S design pack made it very sleek and drool-worthy.

Sources: Fiat, Top Speed, Top Gear

The 2019 Fiat 124 Spider Abarth looks like a beast

The 2019 Fiat 124 Spider Abarth looks like a beast

Read more

About the Author

Function Name Prediction • The Register


GTC Disassembling and analyzing malware to see how it works, what it’s designed for, and how to protect against it is usually a time-consuming, manual task that requires a solid understanding of assembly code and programming, techniques and exploits used by criminals, as well as other skills. which are hard to find.

With the rise of deep learning and other AI research, IT security specialists are investigating ways to use machine learning to increase the speed, efficiency and automation of this process. These automated systems have to contend with devilishly obfuscated malicious code designed to evade detection. One of the primary goals is to allow AI systems to perform more routine tasks, freeing up reverse engineers to focus on more important tasks.

Mandiant is one such company that sees where neural networks and related technologies can change the way malware is broken down and analyzed. This week at Nvidia’s GTC 2022 event, Sunil Vasisht, data scientist at infosec, present one such initiative: a neural machine translation (NMT) model capable of annotating functions.

This prediction model, we understand, can take decompiled code – machine language instructions converted back into corresponding high-level language code – and use it to suggest appropriate descriptive names for each of the building blocks. This is useful when function or symbol names have been stripped from a binary or obfuscated, and is an alternative to signature-based tools, such as IDA FLIRT.

If you’re reverse-engineering, you can skip functions that, for example, cause the operating system to handle a printf() call and jump directly to functions identified as performing encryption or increasing privileges. You can skip a block labeled by the template as tolower() and skip after that inject_into_process(). You can avoid wasting time on dead ends or inconsequential functions.

Specifically, the model works by predicting function name keywords (e.g., ‘get’, ‘registry’, ‘value’) from Abstract Syntax Tree (AST) tokens from executable files decompiled. The model was shown to be able to label a function as ‘des’, ‘encrypt’, ‘openssl’, ‘i386’, ‘libeay32’, while an analyst involved in the experiment could only suggest encode (). Mandiant also built a second NMT that made predictions from control flow graphs and API code calls.

Vasisht described the typical methods used to reverse engineer malware and the myriad challenges that come with it, including the techniques used by malware creators to craft their code to make it harder for threat hunters to find and debunk it. disassemble it. This creates what becomes an untenable situation.

“Reversing is extremely difficult work and devoting more analyst hours to the problem is not sustainable,” he said during his presentation.

By automating feature annotations, Mandiant aims to address the major challenges faced by most reverse engineers when analyzing modern malware. The vendor, acquired by Google for $5.4 billion, wants to step up reporting on malware features and capabilities, reduce the challenges facing its analysts and make reversal more efficient. In other words, it is easier to identify the core of delicate malicious code. We imagine this could also be useful for comparing malware strains.

“We hope to tackle the easy cases so analysts can spend their valuable time on bigger cases,” Vasisht said. “At Mandiant, these are the challenges we set out to address with a unified machine learning approach. Our problem statement is: how can we increase the coverage of function names in binary disassembly in order to speed up triaging malware?”

We hope to tackle the easy cases so analysts can spend their valuable time on bigger cases.

Malware analysts use a number of techniques falling under static and dynamic analysis; the first consists in studying the executable code, the second in executing it and observing its operation. There are tools like IDA Pro, Binary Ninja, Ghidra, debuggers, emulators and hypervisors to help you out. Even so, decompiled and disassembled functions can be difficult to follow, requiring inverters to spend hours before figuring out what a section of code does, and many samples are far too large for full analysis. The code can also be encrypted, which makes static analysis cumbersome.

Additionally, malware can be written to self-terminate or act harmlessly if it detects that it is running under dynamic analysis. “Malware can detect when it’s running inside a virtual machine and mask its true behavior. It might be able to check the operating system or even check the CPU temperature and determine whether to run or just hide,” he said.

Vasisht detailed two ways to turn binary code into inputs for a predictive NMT model. One is to use code2seq which breaks down source code and decompiled code into an AST of representative tokens. The other is Nerowhich describes the control flow graph (CFG) of the code.

Mandiant engineers looked at both initiatives to create their feature naming model, he said. As described above, one focused on ASTs and other CFGs.

“Drawing inspiration from code2seq and Nero-like architectures, we sought to see if we could apply these techniques to malware disassembly using AST and CFG representations to predict meaningful function, and in the process hope to reduce the effort surrounding a tedious reverse engineering workflow,” Vasisht said.

The engineers used a Linux server with 48 CPU cores, 500 GB of system RAM. and eight Nvidia Tesla M40 GPUs with 24GB of memory. The platform was used to simultaneously run multiple hyperparameter searches — from max AST contexts to max sub-tokens of output labels — and train the final model, he said. They used an input dataset of over 360,000 disassembled functions and annotations pulled from 4,000 malicious Windows PE files, some automatically generated from IDA’s FLIRT and others from a decade of Mandiant’s handwritten inverter annotations.

Mandiant’s automated and scalable analysis pipeline showed improvements over code2seq and Nero models, he said. The company must now think about how it will deploy the model.

“This includes using these model predictions with IDA Pro and [the NSA’s open-source] Ghidra plug-ins,” Vasisht said. “We also plan to deploy this model in the pipeline of malware analysts. Additionally, it will allow us to gather feedback on the predictions, as well as gather new annotations so that we can iterate and improve this model in the future.”

Future work includes improving labeling and data quality; use a combined AST and CFG model; and using different mixes of binaries to train the pattern, he said. ®

GAANN Fellowships Help Fund Research in Areas of National Need |

Clockwise from top left: Ruwen Qin, Dilip Gersappe, David Rubenstein, CRRamakrishnan, Susan Brennan and Leon Shterengas.

Each year, the US Department of Education’s Graduate Assistance in Areas of National Need (GAANN) program offers scholarships to graduate students working in areas identified as critical to the advancement of society. GAANN scholarships are awarded to specific academic departments or other programs to support graduate scholarships.

During the last grant cycle, four departments at Stony Brook University won GAANN awards for pursuing graduate student research, bringing the total number of active GAANN awards at Stony Brook to six.

The new GAANN scholarship programs are in Psychology, Civil Engineering, Computer Science, and Biomedical Engineering. Principal investigators are Susan Brennan, professor of cognitive science, Department of Psychology; Ruwen Qin, Associate Professor and Director of Graduate Studies, Department of Civil Engineering; CR Ramakrishnan, Professor and Graduate Program Director, Computer Science department; and David Rubenstein, Associate Professor, Department of Biomedical Engineering.

In addition to these new fellowship programs, Stony Brook is home to two ongoing GAANN awards, one in Materials Science and Chemical Engineering led by Dilip Gersappe, Professor and Head of Department, Department of Materials Science and Chemical Engineeringand another in electrical and computer engineering, led by Leon Shterengas, Professor and Graduate Program Director, Department of Electrical and Computer Engineering.

Each GAANN award covers five scholarships per year. Fellows receive scholarships, general scholarships, and stipends. With six active programs on campus – the most active awards Stony Brook has ever had at one time – the university can offer GAANN scholarships to 30 graduate students per year, totaling $3.6 million over the three-year period. years.

“Having six GAANN awards on campus translates to 13% of graduate programs at Stony Brook and 63% of departments at College of Engineering and Applied Sciences to be able to offer a GAANN scholarship,” said Nina Maung-Gaona, Associate Vice President for Research. “Graduate students are the lifeblood of research and having adequate resources to support them is critical to our ability to recruit exceptional graduate students in this increasingly competitive national landscape. »

Although the disciplines identified as areas of national need may change with each grant cycle, Stony Brook’s broad range of disciplines positions it well for consideration. As a result, Stony Brook faculty have had great success in being selected for funding.

To prepare for the national competition, the Office of Proposal Development (OPD) has partnered with the Graduate School to streamline the proposal submission process. They offered services to provide faculty with comprehensive background information on GAANN and provided substantial administrative and strategic support to develop and submit applications.

This campus-wide effort was led by the OPD and Graduate School, including Graduate and Postgraduate Professional Development, the Center for Inclusive Education, Offices of Sponsored Programs and Grants Management. and the financial aid office. Together, these offices held several group and individual briefings on the purpose of GAANN and the details of the application process. Past GAANN winners from the College of Engineering and Applied Science attended the sessions to offer strategic insight and advice to this year’s applicants.

“Higher education at Stony Brook has always been a team effort, and this was a great example of how strong coordination among stakeholders makes it easier for all of us to support our faculty and graduate students. “said Kathleen Flint Ehm, associate dean of graduate and graduate studies. postdoctoral initiatives at the doctoral school and director of the Office of Postdoctoral Affairs. “It was a huge win for higher education and the whole university.”

—Robert Emproto

Supreme Court to Provide Framework for Arbitrator Fee Caps | India News

NEW DELHI: The Supreme Court on Thursday began a debate on streamlining the fee structure for arbitrators, mostly retired Constitutional Court judges, in a bid to find a framework for setting fees and discourage the trail of arbitration proceedings for years.
A specially constituted bench of Judges DY Chandrachud, Sanjiv Khanna and Surya Kant was assembled by CJI NV Ramana as he found that in many cases the procedure drags on for years resulting in huge sums being spent by the parties before they end. to obtain an award, which was contrary to the concept of arbitration promoted as an alternative to expensive litigation.
Appearing for the CGSB and taking up the grievance of most public sector companies, Attorney General KK Venugopal said there are currently three alternatives for setting arbitrators’ fees – the parties enter into a pre-arbitration agreement on the fee structure for arbitrators, which would not allow them to change the amount of fees once they have accepted the assignment; the fourth schedule enacted by Parliament capping the fees of arbitrators; or, the arbitrators fixing their fees.
Venugopal said that when referees decide on their fees, they usually vary between Rs 1 lakh and Rs 2.5 lakh per sitting. What usually happens is that the referees hold two or three sessions a day and take an amount between Rs 3 lakhs and Rs 7.5 lakhs per day.
The bench said it felt the per-session fee should be a per-day fee, regardless of how many sessions the umpires perform. Constitutional Court judges before retirement receive a monthly salary of around Rs 2 lakhs.
Venugopal said while private parties are willing to pay any amount as fees by arbitrators, PSUs are feeling the pinch as they come under scrutiny from multiple authorities, including CAG, for spending huge sums on arbitration.
“The UAPs’ reluctance to pay high fees makes them feel they have been disadvantaged before the arbitrator, whose high fees are fortunately paid by private parties,” he said.
The bench requested a response from the AG and the lawyer for a private party, lead lawyer AM SInghvi, on the question of the possibility for the parties to estimate the number of hearings necessary to render a decision. on the question in dispute, and then to fix the fees of the arbitrators.
“If the number of sessions exceeds the estimate, then the arbitrators could revise their fees upwards by up to 10%. But, beyond 10%, the increase would have to be approved by the Commercial Appeals Chamber of the High Court concerned,” the bench said and posted the case for hearing on March 31.

The Benefits of Cypress – SD Times


With so many different testing frameworks and tools on the market today, it can be difficult to determine which one is best for you and your organization. Recently there has been a lot of talk about Cypressthe end-to-end open source testing framework for web test automation.

Andrew Knight, Developer Advocate at Applitools and an avid Cypress user, said Cypress is his favorite testing framework because of the user experience it provides. “I’ve done a lot of test automation… and Cypress is coming in and offering things like very concise syntax and automatic waiting for elements with a page to protect you from bloated scripts,” he said.

Cypress recently received an update, further enhancing the features Knight loves about the tool. Cypress Test Runner v9 5.1 added a “Ready” event to the Plugins process to ensure that all plugins have started successfully before loading the configuration and starting the tests.

This update also gives users the ability to create their own custom commands. “When it comes to web test automation, you have a lot of basic, natural stuff… But, what if you want to do something more complex like logging into an application?” said Knight.

He went on to explain that with Cypress custom commands, testers can go beyond the basics and implement more complex commands. “You can say something like ‘Cypress connect’ and you can implement that command in the Cypress command structure,” he said.

According to Knight, this saves time and increases a tester’s productivity because they no longer have to type four or five different commands to log in or run other types of commands that would normally require multiple steps.

Additionally, this new version of Cypress also offers improved testing performance and reliability on MacOS machines that leverage the VMWare CBCloud SaaS solution.

Knight also talked about the use cases Cypress is best suited for. He said the framework is especially valuable for front-end developers who want to write end-to-end tests as easily as possible in the same workflow as their usual programming.

He went on to say that this differentiates Cypress from other frameworks on the market because it comes more naturally to developers and testers. According to Knight, people working in front-end development and testing tend to shy away from other frameworks while still adopting Cypress because the other tools seem older and clunkier in comparison.

“Cypress runs in the browser and it’s all JavaScript, so if you’re already in that JavaScript world, you don’t need to learn a new language,” he said.

Is this the end of the app store tax?


Good morning! Google is testing the ability for apps to use alternative billing options for Spotify. It’s good for consumers, good for Google, but what does it mean for Apple? I’m Ben Brody and since being invited over for “mulled red wine” (??!) I wonder if we were onto something with pandemic restrictions.

Too, we want to know your favorite under-the-radar websites or apps. What platform do you use that you don’t think others know about? Read the bottom of this email for more information, then reply to this email and let us know!

Your move, Apple

Google’s announcement yesterday that it’s going to let Spotify try out non-Android payment options is the culmination of a brutal international, multi-company battle – and Google’s concession that the whole saga has changed the app forever. Store in ways that will take us years to figure out.

Google has launched a “pilot” to enable alternative billing options in certain countries for Spotify, who had been a key architect of the app developers’ unlikely success against Apple and Google.

  • The move, which was effectively an extension of what Google had to do under a new South Korean law, also teased work with a few other developers, essentially implying that it was trying to come up with a system that it could roll out to Android in the coming years.

Don’t get me wrong: this is a concession that the old way of app stores is gone.. It’s been gone for a while (see: Fee Discounts), and it will last a long time in many places. But the era of Google and Apple simply routing in-app purchases through their own payment systems and charging developers 30% for the privilege is coming to an end.

  • There had been a lot of bumps in the model: lawsuits (like Epic Games versus Google), as well as proposed legislation in the states, in Congress, and internationally.
  • They all came together to put down the companies, more or less. Or company management realized they would soon.

The only question now is what replaces it. Google won’t just walk away all money on the table when it owns Android, has the ability to place and frame alternative billing systems, and is always keen to cite its own investments in security and privacy.

  • The case of Apple in the Netherlands seems to provide a useful caveat to the idea that consumers will suddenly be completely free of 30% fees.
  • iOS simply charges a generic fee to dating app developers who want to use alternative billing systems under the country’s new antitrust ruling. It’s 27%.
  • Apple, by the way, seems to be perfectly happy to just take a loss as the government repeatedly fines it for what authorities call non-compliance.

Apple is the elephant in the room. Google’s decision certainly puts pressure on Cupertino.

  • As long as Google and Apple stuck to essentially the same fees in the same form, commissions were basically a reality that developers and consumers alike had to accept. (A lot of people would call this a duopoly.)
  • Now that Google and Apple are parting ways in their approach, everything is to be won, and the forces of antagonism led by Spotify, Epic, Match and others may fall apart.
  • Fees aside for businesses to try out new payment processors, which apps might even have them? In which regions will they exist? What safety standards will they have to meet and what pretexts will be used to send them back? Where and how easily will consumers be able to access it?
  • And it’s an open question how much those systems want to charge.

No one really has the answers to these questions yet. I suppose they will only become clear over the years, thanks to corporate announcements, continuous developer lobbying, court rulings, legislative threats, fines imposed on authorities and more. For now, however, the next step is Apple’s.

— Ben Brody (email | Twitter)


In a few years, we may be largely living on the edge. As the amount of data increases exponentially, there is an increased need for advanced computing solutions to facilitate real-time decision making.

Learn more

People are talking

Jensen Huang said Nvidia didn’t need Arm, but it would have been nice to have:

  • “As business owners, you want to own big assets, you want to own big platforms.”

Chris Chancey of ManaVoid Entertainment said the four-day work week is a game-changer:

  • “In any case, the morale was there. There was much less absenteeism during the week.

Pat Gelsinger said that like oil, chips will play a role in geopolitics:

  • “Where the fabs are for a digital future is more important. Let’s build them where we want them and define the world we want to be a part of in the US and Europe.

make moves

Break purchased NextMind, a neurotech startup that has created a headband that lets users control parts of a computer with their thoughts, for an undisclosed amount.

Spotify is renaming its live social audio app from Greenroom to Spotify Live, sources told Bloomberg. It is expected to come into force in the second quarter of this year.

Airbnb joins TechNet as a member, becoming the 10th company to do so this year.

Brian Lanigan is Lacework’s new Vice President of Global Channels and Alliances. Lanigan recently worked at Splunk.

Mila Ferrell has joined Matterhorn as a partner. Ferrell was an original member of Zoom’s product team.

In other news

A teenager can lead the Lapsus$ hacking group. Researchers told Bloomberg they believe he was based in England and ran a global operation without even his mother’s knowledge.

Speaking of Lapsus$: they could see customer data from Okta, the company admitted. Okta said he had not seen the forensic report on the incident, which happened in January, until recently.

Stephen Wilhite, an original creator of the GIF, died of COVID last week. He was 74 years old.

Instacart is less and less dependent on gig workers. The company provides grocery stores with management software services that can be used for everything from advertisements to fulfillment.

Koch Industries is dedicated to caring about climate change. After years of helping fund climate denial, the conglomerate has invested millions in American battery and electric vehicle startups over the past year.

Arizona residents can now keep their driver’s license on their iPhone. Apple will eventually roll out the feature to other states.

Meta execs didn’t work around Silicon Valley. A few people headed to the UK and Israel, Adam Mosseri bounced around from Hawaii to Los Angeles to Cape Cod, and Mark Zuckerberg split his time in a few places.

Instagram’s timeline feed is finally back. Users can now view content based on the time it was shared in two different ways.

Russia blocked Google News. The government cited “unreliable information” about the war in Ukraine as the reason for the ban, as it continues to crack down on news sources in the country.

What’s your favorite super-secret app?

You can find anything online if you know where to look. Need a good movie recommendation? Head toward agoodmovietowatch.com. Want to know what you could look like with a certain t-shirt? Download the Forma Closet app. We know there are more hidden websites and apps out there, so we want to hear from you.

What’s your favorite website or app that you don’t think anyone else knows about? Do you have the resource for every life hack in the world? What is an online game that you love that has managed to fly under the radar? Reply to this email and let us know, and we’ll round up our favorites in Source Code‘s Sunday edition.


As a form of distributed computing, edge computing allows processing to occur where the data is generated. The convergence of 5G networks with edge computing not only means that data travels faster, but can also be quickly translated through media, inference and analysis into insights and action, enabling new applications to ultra-low latency to come to life.

Learn more

Thoughts, questions, advice? Send them to [email protected], or our tips line, [email protected] Have a good day, see you tomorrow.

Automotive Engine Oil Coolant Market Size, Scope, Growth, Competitive Analysis – MAHLE, Dana Incorporated, Castrol, Fluidyne Control Systems


New Jersey, United States,- the automotive engine oil coolant market is carefully analyzed in the report with a focus on market dynamics including key issues and challenges, drivers, trends, and opportunities. The report includes an in-depth analysis of key market players to understand the utilization of the key strategies adopted in the Automotive Engine Oil Coolant market. It also sheds light on the industrial value chain and its expected changes over the forecast period. Analysts have offered complete and accurate research on prices, sales, and costs for the Automotive Engine Coolant market and their development in the coming years. The research study has been prepared using the latest primary and secondary research methods.

Get Sample Full PDF Copy of Report: (Including Full TOC, List of Tables & Figures, Chart) @ https://www.verifiedmarketreports.com/download-sample/?rid=498713

The report includes comprehensive company profiles of some of the most prominent and popular names in the Automotive Engine Oil Coolant market. Each player analyzed by the authors of the Automotive Engine Oil Coolant report is studied in-depth on the basis of markets served, gross margin, production rate, product portfolio, market share, applications. and other factors. The competitive landscape of the Automotive Engine Oil Coolant Market is thoroughly analyzed with an emphasis on the nature of market competition and future changes related to market competition. The effects of economic conditions, regulatory changes, changes in customer behavior and purchasing habits on the competitive landscape are also analyzed in detail.

Key Players Mentioned in the Automotive Engine Oil Coolant Market Research Report:

MAHLE, Dana Incorporated, Castrol, Fluidyne Control Systems, Titanx Engine Cooling, PWR Holdings, Setrab, Amsoil, Blue Star Lubrication Technology, Valvoline, Royal Dutch Shell, Chevron Corporation

Automotive Engine Oil Coolant Market Segmentation:

By Product Type, the market is primarily split into:

• Air conditioning
• Liquid cooled

By application, this report covers the following segments:

• After-sales

Each segment of the Automotive Engine Oil Coolant market has been discussed in detail in the report, mainly focusing on the market share, revenue, volume, future growth forecast, and other critical factors. Segmental analysis helps players to be aware of untapped revenue sources and explore new opportunities in the Automotive Engine Oil Coolant Market. Likewise, the report covers major regional markets including North America, Asia-Pacific, Europe, Latin America, and MEA. Here, the regions are analyzed thoroughly to show their growth in the Automotive Engine Oil Coolant market. Additionally, the report provides regional market growth and CAGR forecasts for all the years of the forecast period.

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Scope of Automotive Engine Oil Coolant Market Report

UNITY Value (million USD/billion)
SECTORS COVERED Types, applications, end users, and more.
REPORT COVER Revenue Forecast, Business Ranking, Competitive Landscape, Growth Factors and Trends
BY REGION North America, Europe, Asia-Pacific, Latin America, Middle East and Africa
CUSTOMIZATION SCOPE Free report customization (equivalent to up to 4 analyst business days) with purchase. Added or changed country, region and segment scope.

Geographic segment covered in the report:

The Automotive Engine Oil Coolant report provides information about the market, which is sub-divided into sub-regions and countries/regions. In addition to the market share in each country and sub-region, this chapter of this report also contains information on profit opportunities. This chapter of the report mentions the market share and growth rate of each region, country and sub-region over the estimated period.

• North America (USA and Canada)
• Europe (UK, Germany, France and rest of Europe)
• Asia-Pacific (China, Japan, India and the rest of the Asia-Pacific region)
• Latin America (Brazil, Mexico and rest of Latin America)
• Middle East and Africa (GCC and Rest of Middle East and Africa)

Answers to key questions in the report:

1. Who are the top five players in the Automotive Engine Oil Coolant market?

2. How will the automotive engine coolant market develop over the next five years?

3. Which product and which application will take the lion’s share of the automotive engine oil coolant market?

4. What are the drivers and restraints of Automotive Engine Oil Coolant Market?

5. Which regional market will show the strongest growth?

6. What will be the CAGR and size of the Automotive Engine Oil Coolant market throughout the forecast period?

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National Roma Strategic Framework: health and housing objectives must be clearly defined by Member States


Within the framework of the European Commission Roma Policy Framework for Equality, Inclusion and Participation, each European Member State (except Malta) is required to implement a National Roma Strategic Framework (NRSF). This should have been done by September 2021, but many Member States were unable to meet this deadline. The Roma Coordination Unit of DG JUST gave the opportunity to civil society organizations and non-governmental organizations to provide them with comments and recommendations on these NRSF. The Commission will provide Member States with its own comments in autumn 2022.

The Roma Health Network gratefully accepted the opportunity to provide feedback to the Commission and submitted its recommendations to the Roma Coordination Unit on March 11, 2022. All NRSFs that have been published have been reviewed, particular attention being given to the Health and Lodging strategy sections. Thanks to the contribution of the Roma Health Network, the NRSFs of Greece, Ireland, Slovakia, Slovenia, Spain and the candidate countries North Macedonia and Turkey were analysed. Some of the main conclusions of the network revolve around the definition of clear objectives, the strengthening of the capacities of Roma communities and civil society, increased attention to the promotion of mental health, knowledge of the disproportionate effects of COVID-19 on Roma and recommendations for more effective monitoring of Roma. health.

The Roma Health Network recommendations document can be accessed here.

Radio Frequency Front End Modules Market Report – Development Trends, Threats, Opportunities and Competitive Landscape in 2027 – Instant Interview


Radio Frequency Front End Modules Market

The Professional Intelligence report provides a comprehensive summary of the various interconnected factors that may present barriers as well as opportunities for the growth of the Global Radio Frequency Front End Module Market from 2021 to 2027, that is, the forecast period. It details the influence of various customer trends along with relevant market developments to garner insights into the trajectory of the global Radio Frequency Front End Modules market over the forecast years. It also sheds light on major segments of the Radio Frequency Front End Modules market and categorizes them based on their status, share, size and forecast to 2027. The business survey study provides a A comprehensive account of different macro and micro economic drivers that will impact the global Radio Frequency Front End Modules Market in the coming years. It provides information on the competitive landscape of the industry as well as information on the historical major players of the global Radio Frequency Front End Modules market. It also offers important data relating to the financial trajectory of these players over the historical years.

The Global Radio Frequency Front End Modules Market will be analyzed on the basis of key market vendors, their product benchmarking, SWOT analysis, and company financials such as annual revenue, research expenditure and development, net income and their geographic presence. Major vendors of the Global Radio Frequency Front End Modules Market include Broadcom Limited, Skyworks Solutions Inc., Murata, Qorvo, TDK, NXP, Taiyo Yuden, Texas Instruments, Infineon, ST, RDA, Teradyne (LitePoint), Vanchip. These vendors are actively involved in organic and inorganic strategies to increase their market share and expand their geographical presence. Organic growth strategies include product launches, geographic expansion, R&D spending and organizational restructuring. Inorganic growth strategies include merger and acquisition, partnership and strategic collaboration.

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(The sample of this report is readily available upon request).

This free sample report includes:
• A brief introduction to the research report.
• Graphical introduction of the regional analysis.
• Top market players with their revenue analysis.
• Selected illustrations of market perspectives and trends.
• Sample report pages.

The professional investigative report methodically examines the precise influence of the COVID-19 pandemic on each significant component of the global Radio Frequency Front End Module Market. It provides crucial details related to various challenges as well as expansion opportunities offered by variations created by COVID-19 pandemic in the global Radio Frequency Front End Modules market. It also offers a detailed assessment of evolving consumer perceptions, engagement, and interest, and their impacts on the future trajectory of the global Radio Frequency Front End Modules market in years to come. The long term influence of novel coronavirus pandemic has been projected in the research report along with insightful information regarding the short term impact of the pandemic on the global Radio Frequency Front End Modules Market. The Business Assessment Report also inspects different sets of trends and developments that have gained prominence during the pandemic and examines their overall influence on demand dynamics in the global Radio Frequency Front End Modules market.

Impact of Covid-19 on the impact of COVID-19 on the Radio Frequency Front End Module Market:The segment is mainly driven by increasing financial incentives and regulatory supports from governments around the world. Current commodities Impact of COVID-19 on the Radio Frequency Front End Module are mainly affected by the COVID-19 pandemic. Most projects in China, the United States, Germany and South Korea are delayed, and companies face short-term operational issues due to supply chain constraints and lack of access to the site due to the COVID-19 outbreak. Asia-Pacific is expected to be greatly affected by the spread of COVID-19 due to the effect of the pandemic in China, Japan and India. China is the epic center of this deadly disease. China is a major country in terms of chemical industry.

Main highlights of this report:

Radio Frequency Front End Modules Market

For more details on the impact of COVID-19 on the market, contact us at: https://www.researchmoz.us/enquiry.php?type=E&repid=3367410

Based on Application, the Radio Frequency Front End Module Market Report Contains:

  • Consumer electronics
  • Wireless communication

On the basis of product types, the Radio Frequency Front End Module Market report includes:

  • Power amplifiers (PA)
  • RF switches
  • RF filters
  • Low noise amplifiers (LNA)
  • Others

Regional Analysis of the Impact of COVID-19 on the Radio Frequency Front End Modules Market includes:
Asia Pacific (Vietnam, China, Malaysia, Japan, Philippines, Korea, Thailand, India, Indonesia and Australia)
Europe (Turkey, Germany, Russia UK, Italy, France, etc.)
North America (United States, Mexico and Canada.)
South America (Brazil, etc)
The Middle East and Africa (GCC countries and Egypt.)


Global Impact of COVID-19 on Radio Frequency Front End Modules Market Size, Status and Forecast 2026
1. Presentation of the report
2. Market analysis by types
3. Product Application Market
4. Manufacturer Profiles/Analysis
5. Market performance for manufacturers
6. Regions Market Performance for Manufacturers
7. Global impact of COVID-19 on the performance of the Radio Frequency Front End Modules Market (Point of Sale)
8. Development trend for regions (point of sale)
9. Upstream source, technology and cost
ten. Channel analysis
11. Consumer analysis
12. Market Forecast 2021-2027
13. Conclusion

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Some of the most essential information gathered through the company survey on the Global Radio Frequency Front End Modules Market includes:

  • Key Historical Players in the Global Radio Frequency Frontend Modules Market
  • Latest developments that may positively affect demand in the market
  • Technological advancements that can propel consumer demand in the global Radio Frequency Front End Modules Market
  • Projected CAGR over the forecast period i.e. 2021 to 2027
  • Major consuming countries and regions for the products of the Global Radio Frequency Front End Module Market
  • Attractive investment opportunities with high return on investment for market participants
  • Impact of COVID-19 Pandemic on Global Radio Frequency Front End Module Market Supply and Distribution
  • Estimated market valuation in 2027 i.e. end of forecast period in US dollars

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What is the JavaScript engine and how does it work


Recently, we launched a series aimed at teaching web developers how JavaScript works and what are the various components that make the process of compiling and executing code in JavaScript quick and easy.

The first post in this series was an overview of the JavaScript engine, call stack, and runtime environment. In this second part of this series of JavaScript tutorials, we will focus on the inner parts of the JavaScript engine and find out why JavaScript is no longer an interpreted programming language.

If you missed it or need a refresher, be sure to read part one of our series: How JavaScript Works Behind the Scenes.

What is the JavaScript engine?

The JavaScript engine is a program responsible for executing JavaScript code. All modern browsers come with their own version of the JavaScript engine, but the most popular is Google’s V8 engine. Google’s V8 engine powers Google Chrome browsers, as well as Node.js. Node.js is a JavaScript runtime used to build server-side applications outside of the browser.

Here is a list of the different JavaScript engines for each major internet browser:

  • V8 – Open-source JavaScript engine developed by Google for Chrome
  • SpiderMonkey – The JavaScript engine of Mozilla Firefox
  • JavaScriptCore – Open-source JavaScript engine developed by Apple for Safari
  • Rhinoceros – Open-source JavaScript engine maintained by the Mozilla Foundation for FireFox
  • chakra – A JavaScript engine for Microsoft Edge
  • JerryScript – A JavaScript engine for Internet of Things (IoT).

Now that we understand what a JavaScript engine is, we can take a deeper look under the hood and learn more about the different components of JavaScript. So, with this look at the engine behind us, in the next section we will discuss how JavaScript code is compiled into machine code so that it can be executed.

Read: Top 10 AngularJS Alternatives

How does JavaScript compilation and interpretation work?

Let’s start by understanding the differences between a compiler and an interpreter. As web developers might know, a computer can only understand 0s and 1s (think of them as simple on/off switches). This is why every computer program must eventually be converted into machine code. This task is performed using a process called compilation or interpretation. We examine each of these processes in the next section.

What is compilation in programming?

During compilation, the entire source code is converted into machine code at once. Machine code is written in a portable file that can be run anywhere, regardless of platform or operating system. There are two steps involved in the code compilation process. In the first stage the machine code is built and in the second stage it is executed on the machine.

Execution of machine code occurs right after compilation. For example, any application that you currently use on your computer has been compiled first and you can now run it on your machine.

Read: Introduction to Garbage Collection in JavaScript

What is interpretation in programming?

On the other hand, while interpreting, the interpreter goes through the source code and executes it line by line. Unlike compilation, which involves a two-step process, in interpretation the code is read and executed at the same time. Of course, the source code still needs to be converted into machine language, but the code conversion does not happen in advance, but rather just before execution.

JavaScript interpretation example

What is just-in-time compilation?

JavaScript is a purely interpreted language. The problem with being an interpreted language, however, is that interpreted programming languages ​​are much slower in performance compared to compiled languages. This presents a problem for modern applications that require fast processing and high performance. Just imagine that you are playing an online game on your browser, and when you move a cube across a tile, it takes several seconds to reach the end point. Would such slowness be acceptable?

Many people still call JavaScript an interpreted programming language, but that is no longer the case. The current JavaScript engine uses both the concept of compilation and interpretation, known as Just in time (JIT) compilation.

In this approach, all of the source code is compiled into machine language at once and then executed. There are two more steps involved in the in advance compilation, but there is no portable file to run. This is a perfect solution for today’s fast performance demanding web applications, as this process is much faster than just executing code line by line. This inclusion of JIT compilation is why JavaScript is technically no longer an interpreted programming language.

How does just-in-time (JIT) compilation work?

So how does the Just-in-Time JavaScript Compiler work? When a new piece of JavaScript code enters the JavaScript engine, the first step is to analyze the code. During this process, the code is parsed into a data structure called Abstract Syntax Tree (AST).

The abstract syntax tree first divides each line of code into meaningful chunks for JavaScript, such as the to leave, staticWhere a function key words. It then saves these pieces of code in a tree structure. The next step checks for syntax errors and, if none are found, the resulting tree is used to generate machine code.

Now let’s see a quick example of JIT in action. In the following JavaScript snippet, we’ve declared a variable on the left side, and on the right side is its AST equivalent:

JIT compilation explained JavaScript JIT Example

Here we have declared a constant variable with name val and gave it the value 45. As you can see from the AST tree side, besides the declaration there is a lot of extra code. Can you imagine all the superfluous code that would be generated in a large application?

In the next step, the generated AST is compiled into machine code. Then this machine language is executed. This is how modern JavaScript uses just-in-time compilation. Remember that the machine code execution process takes place in the JavaScript engine call stack.

JavaScript call stack

So far so good – at this point our code is running and this should be the end of the process. Not so fast – JavaScript has code optimization strategies to implement. At first, JavaScript creates very unoptimized machine code so that it can run scripts as quickly as possible. Then, in the background, this unoptimized code is recompiled and optimized, while the current code is executed. This is done most of the time and after each optimization cycle, the unoptimized code is exchanged for the most optimized code, without ever stopping the execution. This is why the JavaScript engine works so fast.

The code optimization process takes place in special threads, separate from the main thread. JavaScript developers cannot access the code optimization algorithm from our source code. Although different engines implement the strategy in different ways, in a nutshell, this is how modern JavaScript Just-in-time compilation works.

Read: HTML, CSS and JavaScript tools and libraries

India Tractor Market (2022 to 2028)


Dublin, March 22, 2022 (GLOBE NEWSWIRE) — The “India Tractor Market – Industry Analysis and Forecast 2022-2028” report has been added to from ResearchAndMarkets.com offer.

India was the world’s largest market for agricultural tractors in 2021, with a global sales volume of 614,500 units. The increase in agricultural production and tractor sales resulted from favorable monsoon rains in 2019 and 2020, which helped the country recover from the drought-induced depression in 2017 and the COVID-19 pandemic.

Shipments are expected to grow at a CAGR of 5.78%

Market Growth Drivers

  • Increased financial support for farmers through loans and grants
  • Growth in agricultural productivity and exports
  • Migration to cities leading to labor shortage

Segmentation analysis

Tractors with power of 41 to 60 hp are likely to be major contributors to the growth of tractor industry in India. The agricultural tractor market in India is dominated by 2WD tractors, which account for about 99% of the overall market.

Segmentation by power

  • Less than 20 HP
  • 20-40 HP
  • 41-60 HP
  • 61-100 HP
  • Above 100 HP

Segmentation by reader type

  • 2 wheel drive
  • 4 wheels driving

Geographical analysis

In terms of areas, the northern and western states are said to have shown higher demand for agricultural tractors than the southern and eastern regions of the country. Moreover, the states in the northern zone of the country have a higher level of mechanization than any other part of the country. We can therefore consider that the market is tending towards saturation in the northern zone. Therefore, the strong demand for agricultural tractors is expected to come from the south of the country.

Vendor analysis

In terms of units sold, Mahindra and TAFE were the two largest tractor manufacturers in 2020. Mahindra was the top-selling tractor in the country, with over 300,000 tractors sold in 2020.

Main suppliers

  • Mahindra Tractors
  • TAFE
  • Escorts
  • International Tractors (Sonalika)
  • Deere & Company
  • CNH Industrial

Other Important Suppliers

  • MSDS
  • Kubota
  • Action Building Equipment (ACE)
  • Indo Farm
  • Captain Tractors
  • Forced motors
  • VST Tillers Tractors
  • Preet Group
  • Standard Corp.
  • Yanmar
  • AGCO

The report includes:
1. The India Tractor Market analysis provides the market size and growth rate for the forecast period 2022-2028.
2. It offers comprehensive information on current industry trends, trend forecasts and growth drivers for India Tractor Market.
3. The report provides the latest analysis of market share, growth drivers, challenges and investment opportunities.
4. It offers a comprehensive overview of market segments and regional outlook of India Tractor Market.
5. The report offers a detailed overview of the vendor landscape, competitive analysis, and critical market strategies to gain competitive advantage.

Main topics covered:

1 Research methodology

2 research objectives

3 Research process

4 Scope and coverage
4.1 Market definition
4.1.1 Inclusions
4.1.2 Exclusions
4.1.3 Caveats regarding market estimation
4.2 Base year
4.3 Scope of the study

5 Report assumptions and caveats
5.1 Main caveats
5.2 Currency conversion
5.3 Market Derivation

6 The market at a glance

7 Presentation
7.1 Overview
7.2 India’s Agricultural Incentives
7.3 Agricultural Scenario of India
7.4 India Advantage
7.5 Import and Export Analysis
7.6 Subsidy to Indian farmers for certain machinery
7.7 Cultivation intensity and land structures
7.8 Role of Tractors in Indian Agriculture Sector
7.9 Technological advances
7.10 Impact of Covid-19 on Indian Agriculture Sector

8 Market landscape
8.1 Market Overview
8.2 Market Size and Forecast
8.3 Five forces analysis
8.3.1 Threat of new entrants
8.3.2 Bargaining power of suppliers
8.3.3 Bargaining power of buyers
8.3.4 Threat of Substitutes
8.3.5 Competitive Rivalry

Segmentation of 9 horses
9.1 Market Overview and Growth Driver
9.2 Market Overview
9.3 Less than 20 HP
9.3.1 Market Overview
9.3.2 Market Size and Forecast
9.3.3 India Tractors Less than 20hp Market by Areas
9.4 20-40 hp
9.4.1 Market Overview
9.4.2 Market Size and Forecast
9.4.3 India 20-40hp Tractor Market by Areas
9.5 41-60 hp
9.5.1 Market Overview
9.5.2 Market Size and Forecast
9.5.3 India 41-60hp Tractor Market by Areas
9.6 61-100 hp
9.6.1 Market Overview
9.6.2 Market Size and Forecast
9.6.3 India 61-100hp Tractor Market by Areas
9.7 Above 100 HP
9.7.1 Market Overview
9.7.2 Market Size and Forecast
9.7.3 India Tractors over 100hp Market by Areas

10 Drive type
10.1 Market Overview and Growth Driver
10.2 Market Overview
10.3 2 wheel drive
10.3.1 Market Overview
10.3.2 Market Size and Forecast
10.3.3 India 2 Wd Tractor Market by Areas
10.4 4 wheel drive
10.4.1 Market Overview
10.4.2 Market Size and Forecast
10.4.3 India 4Wd Tractor Market by Areas

Segmentation into 11 zones
11.1 Market Overview and Growth Driver
11.2 Market Overview
11.3 North Area
11.3.1 Market Overview
11.3.2 Market Size and Forecast
11.3.3 North Area Tractor Market by Hp
11.3.4 North Area Tractor Market by Wheel Drive
11.4 South Area
11.4.1 Market Overview
11.4.2 Market Size and Forecast
11.4.3 South Area Tractor Market by Hp
11.4.4 South Area Tractor Market by Wheel Drive
11.5 West Area
11.5.1 Market Overview
11.5.2 Market Size and Forecast
11.5.3 West Area Tractor Market by Hp
11.5.4 West Area Tractor Market by Wheel Drive
11.6 East Area
11.6.1 Market Overview
11.6.2 Market Size and Forecast
11.6.3 East Area Tractor Market by Hp
11.6.4 East Area Tractor Market by Wheel Drive

12 Market Opportunities and Trends
12.1 Increased focus on remote monitoring technology in tractors
12.1.1 Autonomous tractors
12.1.2 GPS Technology
12.1.3 Growing Demand for Autonomous Tractors
12.1.4 Alternative Fuel Tractors
12.2 Growth of agricultural mechanization
12.2.1 Indian government initiatives to promote agricultural mechanization
12.3 Increased adoption of precision agriculture

13 Market Growth Catalysts
13.1 Increased financial support to farmers through loans and grants
13.2 Growth in agricultural productivity and exports
13.2.1 Agricultural exports
13.3 Migration to cities leading to labor shortage
13.3.1 Major labor shortage in the agricultural sector
13.3.2 Increased Labor Wages
13.4 Sociodemographic changes in India

14 Market Constraints
14.1 Lack of knowledge of the latest technologies in agriculture
14.1.1 Low levels of education among farmers
14.1.2 Resource Scarcity of Small and Medium Farmers
14.2 Swelling demand for used and rental tractors
14.3 Marginal and fragmented agricultural land

15 Competitive landscape
15.1 Competition Overview
15.1.1 Brand Loyalty
15.1.2 Sales and exports

16 key company profiles

17 other important suppliers

18 Report Summary

19 Quantitative summary

20 Appendix

For more information on this report, visit https://www.researchandmarkets.com/r/jepeyy


How to implement Pakistan’s new “gender policy framework”?


On March 8, International Women’s Day, Pakistan announced the launch of a new national policy framework on gender equality. As the program for the launch event stated, this framework is important because of “…the dismal national standing against international gender development indices and a growing gender gap that is costing Pakistan 500 billion dollars a year and which can increase the country’s GDP by 30%. .”

The World Economic Forum publishes various global gender gap reports with country profiles every year. Pakistan performed poorly in all of them.

Pakistan’s ranking on the Gender Inequality Index, which measures inequalities in reproductive health, empowerment and economic activity, was 133 out of 160 countries. Its ranking on the Global Gender Gap Index, which measures gender-related economic participation, educational attainment, health and survival, and political empowerment, was 151 out of 153 countries. And, Pakistan was last in the rankings for advancing female leadership in government, business sector, STEM and entrepreneurship.

Pakistan also performs poorly in terms of ensuring the safety and security of women. A recent report released by the Sustainable Social Development Organization (SSDO) states that 27,273 cases of violence against women were recorded in 2021 alone.

Considering these grim statistics, the National Gender Policy Framework (NGPF or Framework) is a necessary initiative to reduce and ultimately eliminate all forms of gender inequality and discrimination in Pakistan. Achieving this is essential and ensuring the full participation and empowerment of women in Pakistani society is crucial for the sustainable development of the country.

The NGPF focuses on six broad areas: governance; equality and quality in education; employment and economic empowerment; political participation and meaningful engagement; Safety and Security; and, health and wellness.

In the area of ​​governance, the policy recommends the establishment of gender-transformative governance structures, institutional transformation for gender equality, strengthening the government’s capacity to integrate gender into its policies and programs and to ensure the institutionalization of gender equality principles in government priorities and action plans.

In education, the goal is to create environments for women and girls to learn and develop employable and high income-generating skills, with a particular focus on counseling and digital skills.

For economic empowerment, the framework aims to promote equitable access to work opportunities with conducive workplaces as well as fostering an entrepreneurial environment and necessary business skills.

For political participation and engagement, the policy aims to create pathways for and advance women’s leadership, providing mentorship and engagement to meaningfully integrate women’s voices into program design and policy decisions. , as well as by accelerating the registration of women on the electoral lists.

For the safety and security of women, the framework aims to provide gender-friendly work environments in which women can operate, to raise awareness of women’s protection discrimination and gender-equitable masculinities, to improve the access to justice for women and less privileged/marginalized gender groups, establishing gender-sensitive infrastructure and strengthening institutional compliance with laws to address harassment in the workplace and in cyberspace.

For health and well-being, the policy aims to integrate personal health and reproductive health into formal education streams, to protect and promote women’s mental health, to strive for gender equality in health directorate and to provide hygiene and sanitation facilities in educational institutions and markets.

The NGPF was presented by the Planning Commission of Pakistan. The Planning Commission spent March to December 2021 undertaking “an intensive nationwide multi-channel exercise…to establish a national gender policy framework identifying high-impact, evidence-based and targeted strategic priorities to accelerate progress in gender mainstreaming and systematically improve low rankings on gender indices.

The Commission and all those who have contributed to the creation of the framework are to be congratulated for their good work. However, it should not be forgotten that a framework is like the plan of a building.

Quality and excellence of design matter. But what matters much more is whether the building is built to specification.

The same goes for a strategic framework and a plan. What matters is how the plan is implemented as planned or in the worst case, if it sits on a shelf and gathers dust.

A well-known saying goes “Plan your work and work your plan”. Pakistan has done an excellent job in preparing its plan. It must now do the same in developing this plan.

If so, the framework will become a reality that will benefit both women and the entire Pakistani society. With women as equal citizens, Pakistan will not only increase its country’s GDP, but also the welfare of all citizens.

2023 BMW iX1 electric compact SUV unveiled for the first time


BMW has a fairly busy launch schedule this year when it comes to electric vehicles. It will unveil the flagship i7 electric sedan based on the next-generation 7 Series next month, followed by the iX1 compact electric SUV in the second half.

While prototypes of the battery-electric iX1 have been out for over a year now, BMW has finally started officially teasing the SUV as launch nears.

The teaser render shows part of the front end, revealing design cues similar to the larger BMW iX3, including the closed grille with BMW i blue surround, bumper accents in the same color and the same shape as the headlights.

The bumpers look much sportier, however, with the image hinting at massive side air intakes. Note that the model shown here probably includes a BMW M Sport package.

Along with the teaser image, the automaker has revealed some details about the iX1, which will be unveiled shortly after the next-generation BMW X1 on which it will be based. The third-generation X1 is expected to debut in the second half.

BMW says the iX1’s range on the WLTP test cycle will range between 257 and 272 miles (413 and 438 km). The automaker notes that the predicted values ​​are based on the vehicle’s current development status.

Obviously, the EPA ratings will be lower than that; expect around 230 to 240 miles for the US-spec model. We also learn that the BMW iX1 will feature the next level of digital technology and connectivity, including the 5G standard.

BMW also mentions that the iX1 will provide an agile driving experience. As with the standard X1, the electric variant will be based on BMW’s FAAR (Frontantriebsarchitektur or Front-Wheel-Drive Architecture) modular platform, but will feature fifth-generation eDrive electric powertrain technology instead of ICEs.

The all-electric iX1 will make its market debut before the end of this year and indirectly replace the i3, BMW’s first series-produced electric vehicle. The automaker will stop manufacturing the urban EV in July at its Leipzig plant after nine years of operation and around 250,000 units sold worldwide.

Cleveland Browns say team conducted ‘thorough’ investigation of Deshaun Watson before closing trade


BEREA, Ohio — The Cleveland Browns called their search and investigation of Deshaun Watson, including the allegations of sexual assault and sexual misconduct against him, “extensive” in a statement released Sunday by the team announcing the exchange.

“We fully appreciate and empathize with the very personal feelings being expressed about this decision,” Browns owners Jimmy and Dee Haslam said in a statement. “Our team’s comprehensive assessment process was of the utmost importance due to the sensitive nature of their situation and the complex factors involved. We also understand that there are still ongoing legal proceedings and we will respect due process. regular.

“It was essential that we, along with Andrew Berry and Kevin Stefanski, meet Deshaun to have a direct dialogue, discuss our priorities and hear directly from him how he wants to approach his career on and off the pitch. He was humble, sincere and In our conversations, Deshaun detailed his commitment to leading our team; he understands and embraces the hard work it takes to build his name both in the community and on the pitch. … We have faith in Deshaun and are thrilled to move forward with him as a quarterback and support his sincere and determined efforts.’

On Friday, the Browns landed Watson from the Houston Texans. Cleveland traded their 2022, 2023 and 2024 first-round picks, along with two other picks, as part of the deal. The Browns also gave Watson a new five-year contract, worth $230 million guaranteed, the most guaranteed money on a single contract in NFL history at $80 million.

Unlike the Texans, who announced the trade shortly after his deal on Friday, the Browns waited two days before publicly acknowledging it.

“We have done extensive investigative, legal and reference work over the past few months to provide us with the appropriate information needed to make an informed decision on whether to prosecute him and move forward with him as a quarterback- back,” Browns general manager Andrew Berry said in a statement. declaration. “Deshaun has been among the best in this role and understands the work it takes to recover on and off the court in Cleveland. We are confident he will make positive contributions to our team and our community as we support his back to football.”

The Browns did not provide details of their investigation and did not say whether they spoke or attempted to speak to any of the 22 women who filed civil lawsuits against Watson and accused him of assault. sexuality and sexual misconduct.

The NFL could suspend Watson for a minimum of six games through its code of conduct policy for sexual assault violations. The league confirmed in a statement that any trade would have “no effect on the NFL’s ongoing and thorough investigation into the serious allegations against Watson. If the league’s investigation determines that Watson has violated the conduct policy personnel, disciplinary measures may be imposed in accordance with the policy.”

A league source told ESPN, however, that under Watson’s new contract, he will only earn $1 million on his base salary for 2022. That means if he is suspended by the NFL for violating his sexual assault code of conduct, he would lose less than $60,000 per game lost.

Cleveland’s trade announcement came just nine days after a Texas grand jury declined to indict Watson on criminal charges following a police investigation sparked by the civil lawsuits. The allegations in the lawsuits ranged from touching women with her genitals to forced oral sex. Eight of the women who prosecuted Watson filed criminal complaints against him with Houston police and were due to appear before the grand jury.

Two other women who did not prosecute Watson also filed complaints with the police.

The Browns met with Watson in Houston on Tuesday, shortly after answering questions under oath in depositions related to the civil lawsuits.

On Thursday, the Browns were informed that they were no longer in contention for Watson. But on Friday, he had a change of heart and agreed to waive his no-trade clause to come to Cleveland.

“Our organization has had a tremendous amount of experience on Deshaun,” Browns coach Kevin Stefanski said in a statement. “We understand the concerns and questions that exist, but we are confident in the tremendous work that Andrew and his staff have done to feel confident about his arrival in our organization. It was important for us to meet Deshaun in person in As part of our team evaluation process, we had a candid conversation regarding his approach to entering our organization and our community. I look forward to the opportunity to coach Deshaun, he is ready to do the hard work needed to help our team improve and make a positive impact in our community.”

A look back at the 1953 Nash-Healey Le Mans coupe


The 1950s were a difficult time globally as all nations suffered from the apocalypse created by World War II, which ended in 1945. Most car manufacturers had stopped production and started to manufacture weapons for vehicles intended for the defense of their respective countries. Ford Motor Company began producing combat aircraft at its factories for the United States Air Force. Eventually things looked up and America saw its very first sports car.

The 1953 Nash-Healey Le Mans coupe was the result of collaboration between Nash-Kelvinator CEO George Mason and Donald Healey when they were founding Nash-Healy. The vehicle had a sleek body design by Pininfarina, and the car achieved notable status as one of the first post-war sports cars sold in America.

RELATED: Le Mans Hypercars and What It Means for Endurance Racing

The historical manufacture of the coupe

1953 Nash-Healey Le Mans Coupe Side View
via bringatrailer

The vehicle was only produced from 1951 to 1954 and sold in limited units. Finding one of these vehicles on the street is like finding a needle in a haystack. More than half a century ago, the vehicle cost around $6,000, which was huge considering the critical global economy. To make matters worse, the company was losing nearly $9,000 on each vehicle sold, because demand for these vehicles was so low that the operation could not be scaled to generate revenue. Currently, that sum is around $60,000. In the production cycle of 4 years, only 506 models were built, and the survival rate of these cars is currently less than 10%, which means that around 50 of these vehicles can still be found in working order. In 1953 Nash launched a coupe version of the Roadster based on the Nash Ambassador and the vehicle was named the “Le Mans” sports car which is the iconic 24 racing car. The car’s design was done by Italian design house Pininfarina, responsible for making some of the best car models the world has ever seen. The design of Nash-Healey Le Mans Coupé is inspired by Ferrari and Mercedes.

RELATED: 10 Things Everyone Forgot About The Le Mans-Winning Ford GT40

A powerful machine

1953 Nash-Healey Le Mans Coupe front view
via bringatrailer

The original plan was to fit the car with a big American V8, but the company settled for a big inline-6 ​​engine that produced 125 HP. It might not seem like much right now, but in 1950 it was good power for anything on the streets. The engine was an upgraded version of the Ambassador’s straight-6. The differences were that Le Mans Coupé had a different aluminum camshaft and cylinder head, which resulted in an increased compression ratio. The vehicle was also capable of reaching a top speed of 90 MPH. Donald Healey designed the aluminum-bodied convertible, but instead of making the car bodies himself, he decided outsource it and get it back for the final assembly. This production process was complicated and resulted in increased costs and expenses. However, when Pininfarina decided to join the project, it ultimately meant that only the vehicle body was imported and exported from three different countries before reaching its end buyer. The coupe’s design was eye-catching as its headlights integrated into the grille and the vehicle’s long wheelbase, along with a sloping roof and the two-seat layout, made it a very standard design at the time.

A classic and elegant interior

Interior of the 1953 Nash-Healey Le Mans Coupe
via bringatrailer

The interior of the vehicle was basic by today’s standards, but back then it came with a cigarette lighter and an ashtray characteristic of the equipment. Although these features are not found on most modern cars, but in 1950 it was a sign of luxury in a vehicle. The car also had other functional elements like a tachometer with an integrated oil and fuel gauge. The speedometer was placed on the other side of the steering wheel, and the steering wheel itself was very interesting as it had a concentric double circle design finished in wood and aluminum with three spokes, with a stunning gauge cluster finish which made it look like a Swiss watch. The turn signal integration was also a novel feature, as most vehicles used stock indicators; Le Mans used a stock that moved just left and right, and it was placed on the far left of the dash. The trunk of the vehicle was generous and featured a full size alloy wheel, a nice thing to have.

The 1953 Nash-Healey Le Mans coupe was an incredible vehicle, and historic too, being the first American sports car. Studies indicate that if Nash-Healey had kept production costs low and made the car affordable enough, there could have been several of these vehicles even today.

Sources – Hemmings, Motorious, Supercars

Featured Image Le Mans Hypercar - Glickenhaus

Le Mans is ready for a golden era with hypercars

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Qualtrics launches sentiment-to-sales framework


Qualtrics launches sentiment-to-sales framework

March 18, 2022

Experience Management Platform Qualtrics has launched a framework measuring the impact of a customer’s digital experience across an organization’s website, mobile apps, digital marketing and social media channels on his expenses.

Qualtrics, majority-owned by SAP, provides solutions for customers to continuously assess and improve the four “core experiences”: CustomerXM, EmployeeXM, ProductXM, and BrandXM. The new Digital Experience Metrics (DX Metrics) framework, which has been integrated into CustomerXM, includes a set of questions that measure three aspects of any digital experience: emotion (measured by customer satisfaction), effort (measured by ease or difficulty in completing a task) and success (measured by task completion).

According to a recent study conducted by Qualtrics, increasing a customer’s satisfaction score can increase their spending by up to 37%, while reducing the effort required to complete a task online can result in a 23% increase. % spending. This approach can help companies assess and compare their metrics with similar organizations in their industry. It also includes dashboard templates and recommendations to help marketing and product managers understand how certain factors, such as the account creation process or online payment user experience improvements, have the most impact. impact on customer sentiment, and what actions they can take to improve each factor.

Brad Anderson (pictured), President of Products and Services, comments, “Creating exceptional experiences, even across traditionally impersonal digital channels, is a critical differentiator for every business today. Digital Experience Metrics links customer sentiment to financial impact, helping organizations understand how investing in better digital experiences based on individual feedback can impact their bottom line.”

Website: www.qualtrics.com.

Central Noble’s Connor Essegian Climbs IHSAA Basketball Scorers List


ALBION, Ind. – John Bodey has attended or watched the IHSAA Men’s Basketball National Finals in person or on TV every March since he was 10 in 1977. He has watched and idolized players like Steve Alford and James Blackmon , wondering what it would be like to walk in their shoes.

“A basketball addict,” Bodey thought to himself.

Bodey, in his sixth season as Central Noble manager, is one step away from experiencing what it’s like to step onto the pitch himself in the National Finals. And he would do it with a player who passes the names of his childhood, including Alford and Blackmon, on his way to the state’s all-time scoring list.

“It was fun knowing that most games in his four years I probably had the best player on the pitch,” Bodey said.

What we learned in the regionals: Westfield’s run ends, Mr. Basketball’s run tightens, more

IHSAA Basketball Tournament: Semi-state pairings, site assignments, schedule

Connor Essegian needs no introduction at Albion, although he might need a PR assistant. After the games, elementary school children crowd around him and ask for autographs and photos. He is not the only one. The Cougars, ranked No. 3 in Class 2A and boasting a sparkling 27-2 record, will play in the halfstate for the first time in 21 years and the second time in program history.

“It’s hard to describe that feeling when you’re out in the community and everyone knows who you are and what you’ve done,” said Central Noble senior Logan Gard. “You feel like some kind of celebrity.”

Four years ago, the women’s basketball team became the first Central Noble team in any sport to win a state championship. The following year, early in the season, David Bremer began hearing stories about a freshman star from his daughter, Maddie, who was working as a student manager.

“I kept hearing from her about this Essegian kid,” said Bremer, who was then a sixth grade teacher and is now athletic director of Central Noble. “I saw him later that season and he had a phenomenal first year. He just kept running past and past him.

Essegian, a 6-4 shooting guard with an easy rebound and soft jump shot, will enter Saturday’s 2A half state against Carroll (Flora) (24-1) ranked sixth with 2,483 points to rank him No. No. 11 all-time on the state’s career goalscorers list and a good shot at reaching the top 10 with Cloverdale’s Cooper Neese (2,496) within reach.

His stat line this season: 26.8 points, 6.0 rebounds, 2.6 steals and 2.3 assists per game. Essegian is shooting 43.2 percent from the 3-point line and 55.3 percent overall from the field. In an 80-61 victory over Hammond Noll on Saturday at North Judson, the Wisconsin rookie scored 47 points (one career-high point) on 19 of 25 shots, including 8 of 12 from the 3-point line. .

“You put him in big places and he shows up even more,” said his younger brother, second Sam Essegian. “That’s what he does.”

Those numbers and those moments resonate in Albion, where people have seen Essegian rise to the occasion time and time again in four years. It’s the kind of small town where the Central Noble basketball program is pinned to the wall in the Albion Ale House and every player’s numbers and names are written on the windows of downtown businesses, in face of the three-storey Romanesque brick. Noble County Courthouse.

Essegian behaves confidently. But recognition outside of Noble County has sometimes been harder to come by, whether in recruiting or accolades. When last year’s 12-man Indiana Junior All-Stars team was announced, Essegian was not named to the team by the Indiana Basketball Coaches Association. “We felt like he was snubbed,” Bodey said. It wasn’t until June of last year that his recruiting resumed with major offers from programs like Wisconsin, Butler, Creighton, Minnesota and Wake Forest and several mid-grade programs.

But Essegian isn’t shy about playing the underdog role.

“It fuels who I’ve been all my life,” Essegian said. “It’s something that I take to heart and makes me work harder to be who I am – working hard below the surface and breaking through at the right time. I feel like everything I’ve done starts to pay at the right time. Being in high school here in a small town, we have in mind that we want to prove everyone that we can be wrong.


Saturday night, after Essegian’s 47-point outburst against Hammond Noll, the Cougars were in a hole against Fort Wayne Blackhawk Christian, the defending 2A state champions.

Ten minutes into the game, Essegian was scoreless and had three turnovers. Two minutes into the second quarter and Central Noble trailing by five points, Bodey replaced him. Essegian sat on the bench, towel in hand, for a good three minutes.

“He didn’t lie down at all,” Gard said. “He pressed the reset button and kept that shooter mentality.”

Essegian returned to the pitch looking refreshed. He drained his first jumper from the 15-foot dribble, then drilled a 3-pointer off the top of the key, coming out of a screen set by his brother. He had two more free throws to enter the half with seven points.

“I was trying to get myself locked up again,” he said. “I wanted to get back on the court and do everything I could to win. The first trimester, I didn’t do that. My teammates supported me too. They took me aside and said, ‘Just be yourself, go out and play ball.’ I took a few minutes to refocus and that allowed me to get back into the game and finish strong.

After a slow start, Essegian finished with 30 points, five rebounds and three assists in a 58-53 overtime win over Blackhawk Christian. The game of the match was not an Essegian basket, but an assist. Late in regulation, Central Noble trailed by three points when the Blackhawk player missed the start of a one-on-one. Essegian dribbled down the left wing as the clock hit the 10-second mark.

“My first thought was to go for a quick basket,” Essegian said.

But Essegian noticed the 6-6 Gard goalkeeper sagging in the middle. Gard was wide open at the top of the sideline as Essegian fired a pass at him. The only problem? The Gard had only shot three 3-point shots all season.

“I’ve played with Logan for years, and he’s always had that knock on the outside,” Essegian said. “I trusted him.”

Gard did not hesitate. His second 3-pointer of the season took his season average to 50% and sent Central Noble into overtime, where the Cougars were ahead one point on a 17-footer from Essegian with 49 seconds left and clung from there. When the clock hit all zeros, Essegian tossed the ball in the air and joined his teammates in celebration.

After three years of trial and failure in the section (Central Noble lost to Westview in 2019 and Churubusco in 2020 and 21), it was a particularly therapeutic and fulfilling time for Essegian.

“I always had this dream of winning a state championship,” Essegian said. “But we’ve always had one of the toughest sections in the state. So it was something that we all took to heart and wanted to achieve.


Trying to keep Essegian in practice is like playing quarterback on the scout team. It can be a disheartening experience. It was largely the work of the younger brother last year as a freshman.

“Very tough,” Sam said. “This year we’re having different people go up against him depending on the weekend game.”

But the Cougars are far from a one-man team. Gard, who heads to Trine, is averaging 12.5 points and 8.1 rebounds and Ryan Schroeder (8.3 ppg, 4.2 assists), Conner Lemmon (8.1 ppg, 3, 4 assists), Jackson Andrews (5.0 ppg) and Sam Essegian (3.6 ppg) are capable of making teams pay if they want to try and win Essegian entirely.

“It’s a great group from top to bottom,” sporting director Bremer said. “There are superstars like Connor, but throughout the roster they are serious and hard working.”

Bodey said he saw every possible defense in Essegian’s four years, which made the Cougars a better long-term team. “It probably made me a better coach to understand how to deal with these different defenses and what to do in these situations,” he said.

In the hallway outside the Central Noble gymnasium, there are team photos of all six sectional championships starting with the first in 1977. The team photo of the 2018 women’s team that won the championship of State, with Sydney Freeman’s Indiana, is prominently displayed in the entrance. All-Star jersey. Essegian will most certainly join her as an All-Star and a team photo will go on the wall – the only questions are the number on the jersey and the inscription on the team photo.

But how he’s remembered here probably matters more to Essegian now than when he started his freshman year. Although he’s grown as a player over four years, Essegian has also come to appreciate his role with those young kids who ask for a photo or autograph after games.

To these kids, Essegian is what Alford and Blackmon were to his coach.

“It’s something I always try to keep in mind,” Essegian said. “Being able to inspire children is a huge blessing. If anyone wants an autograph from me, I’ll definitely take the time out of my day to give it to them. That’s the whole story.”

Call Star reporter Kyle Neddenriep at (317) 444-6649.

“We are unstoppable”: how a team of Polish programmers built a digital tool to evade Russian censorship


Over the past two weeks, as the Kremlin has increasingly tightened its control over independent media and censored information about its invasion of Ukraine, people around the world have used a new tool to send messages to random Russian citizens about the reality of the ongoing war.

The tool was developed by a team of Polish programmers, The Wall Street Journal reported earlier this week, which obtained tens of millions of phone numbers and email addresses linked to Russian users. Users can send random messages to database users or send pre-written messages in Russian.

The Record reached out to the group, which calls itself Squad303, with questions about their efforts on Monday. The group was slow to respond – they had fended off a distributed denial of service attack, while trying to deal with a massive influx of users who had read about the tool in various news outlets. A rep for the band responded, saying they would contact him soon. After three days of follow-up, the rep called Wednesday night using the encrypted messaging app Wickr. His video was on, but his face was covered with a black mask and he appeared to be standing in front of a white wall. He spoke English with a heavy accent.

The rep talked about the background of the group – Squad303 refers to a unit of the British Royal Airforce made up of Polish pilots who participated in the Battle of Britain during the Second World War. The group signs e-mail correspondence with the name “Jan Zumbach” – a Polish-Swiss wartime fighter pilot – and the group’s home domain “1920.in” outnumbers the Polish forces that have defeated a Soviet invasion during the Soviet-Polish period of 1919-1920. War. The conversation below has been lightly edited and condensed for clarity.

A page from the group’s site. PHOTO: SQUAD303

The Record: Who is ‘Squad303’ and how did this tool come about?

Squad303: We started as a group of friends, a group of Polish friends. Experts in cybersecurity and communication. We started 12 days ago. Now we have a team of nearly 100 people from different countries. From Estonia, Kyiv, Ukraine, Russia, UK, Germany, France, Poland and USA. We have a lot of people from the United States. We have people from South America and even one from Japan. So it’s growing very fast. And right now the biggest challenge is trying to manage it somehow. You know, we’re in different time zones, different people, people we don’t know. It’s an exciting project and we’re super exhausted, but super happy at the same time because we know it’s intensifying and growing every day. We have more and more traffic streams and more and more people are texting, WhatsApp messages and emails to randomly selected Russians. When war broke out, like millions around the world, we wanted to help. We realized that we would do our best if we used our skills and experience.

This is how the first version of our website was created, which allowed us to send SMS to randomly selected Russians. Over time, other versions have emerged: to send messages via Whatsapp and email.

TR: Is the band still mainly based in Poland?

Squad303: The core team, yes – the founding team. We try to use our supporters, our global members, to focus on development and communication. And thanks to them, we don’t have to think about a lot of things. They have tasks and they deliver. So it looks like we’re on the right track.

But imagine building a business from zero to millions of customers, in this case, in twelve days. Your team ranges from a few people to almost hundreds and you work in every time zone on the planet, and during the day you have to go to your office to do something to earn money.

TR: Do your members know any identifying information about each other? Or do you remain anonymous to each other?

Squad303: As for the hard core, yes, we’re friends, so we’ve known each other for years. In the case of all these people and the people who support us, we do not know their names. We do not know their phone numbers. We have ad hoc defense communicator groups. But it’s anonymous.

TR: How do you select information and how does it appear to recipients?

Squad303: It is the broadcasters who decide how they want to contact the Russians. They can choose between SMS, WhatsApp and email.

The first messages were our idea, but now we work with professionals in this type of communication. We will continue to make significant changes to message content. They will be much friendlier. In each case, our tool suggests the content of the message. In the case of emails, we encourage users to send Russians an open letter written by scientists from the Russian Academy of Sciences and signed by 7,000 scientists. A letter condemning the war started by Putin. The authors of this letter cannot send it themselves because they have been arrested and the letter has been removed from the Russian Internet.

TR: Do you receive funds from an organization or are you supported by only one?

Squad303: No, we have funds to finance these projects at this time. It’s going to be much more difficult soon because we started with only one server and at the moment we have 16 servers and it’s still not enough. In the future, we may need funding, but we can’t worry about that now. Every day we receive dozens of messages from people who would like to support us in some way, but at the moment we don’t need funds, we need sleep.

TR: What happened today?

Squad303: Today we had another Russian DDoS attack. At the moment we are protected by the cloud, so this is not a problem for us. On the other hand, we have more and more evidence that the Kremlin is trying to retaliate to stop us.

This is the most important news for us because we know we are succeeding. The project is a problem for the Kremlin. We know we are well placed. What does it mean that we have proof of it? This means that yesterday we noticed that they started a network-level censorship program, which means that all Russian protocols are involved. It means that there is a decision maker somewhere who is able to force them to do so. As of yesterday, we know that they are filtering the messages we send to Russia. So basically for maybe 60 minutes every single person in the world who sent predefined text messages from our website the messages weren’t sent due to the size of the program in Russia. The receivers received only a pound sign, nothing more. When we noticed it, we changed all our content – every predefined text message. We have new content and at the moment we have monitoring, which lets us know if they are filtering more messages. Then we can edit the message again.

So, you know, they hunt rabbits. They try to catch up but they are too slow. At the moment it looks like they need six hours to implement new content. So every six hours we have to change text messages so that they can successfully deliver to Russia.

TR: Did you expect the tool to take off like this?

Squad303: No we do not have [laughter]. It was amazing to see all these people. We said to ourselves that there are people on this planet who would like to get involved, who would like to support the Ukrainians who would like to fight. We knew they couldn’t buy guns and shoot Russians, so we had the idea that they would engage, that they would be part of Operation Russia, but we didn’t know that. It was something incredible.

TR: How was maintenance handled?

Squad303: You know, every morning I swear. In the end, it’s not about us, we just created a simple tool. It’s about movement. In the past, you could read on Anonymous and you could hate them or like them or admire them, but you couldn’t join them because you’re not a programmer, for example. We now know that every person on the planet can join Anonymous using our tool and it is an official line of communication created and accepted by Anonymous. So we changed the way people interact with Anonymous. Before, it was all about hacking, and now it’s about communication. Our project is a non-violent information operation. You don’t need to be a hacker.

Soon we will release a new feature, allowing people to call randomly selected Russians. We are trying to build more and more communication channels so that people can interact with Russians in different ways. This is not a one-way communication project. We believe that we are building bridges of communication between the people of the free world and the people of Russia. Every text message sent to Russia is a gateway, even if they don’t reply to you instantly. They are able to do it in a day, a week, a month.

Russia cannot stop us, it cannot cut the communication network. So I hope that one day all their smartphones will be infected with messages from abroad and we can change something for the country.

[Editor’s note: Sqaud303 shared its allegiance to Anonymous and other subsets of the well-known collective on Twitter Tuesday — signing an open letter directed at Putin and other Russian officials as well as a press release to the public.]

TR: What challenges do you expect in the weeks and days to come? Will they get worse?

Squad303: It is difficult to plan anything because every day brings new challenges. Today it took six hours, tomorrow we don’t know what will happen, but we have to be ready.

We are open source, which means that we share the source code of the truth with others at this time. It’s one of the most popular sources on GitHub, and GitHub is the most popular platform for sharing source code. There are hundreds of programmers around the world working on similar tools with the same capabilities – tools in different languages, tools for different communities, different nations. We are like a virus. We are unstoppable.

Emma Vail is a writing intern for The Record. She is currently studying Anthropology and Women, Gender, and Sexuality at Northeastern University. After creating her own blog in 2018, she decided to embark on journalism and deepen her experience by joining the team.

Device for Engine Cylinders Market Size, Scope, Growth, Competitive Analysis – Key Player I, Key Player II, Key Player III, Key Player IV


New Jersey, United States,- the Luminaire for the engine cylinder market is carefully analyzed in the report with a focus on market dynamics including key issues and challenges, drivers, trends, and opportunities. The report includes an in-depth analysis of key market players to understand the utilization of the key strategies that have been adopted in the Engine Cylinder Fixture market. It also sheds light on the industrial value chain and its expected changes over the forecast period. Analysts have offered complete and accurate research on prices, sales, and costs for the Engine Cylinder Fastener market and their development in the coming years. The research study has been prepared using the latest primary and secondary research methods.

Get Sample Full PDF Copy of Report: (Including Full TOC, List of Tables & Figures, Chart) @ https://www.verifiedmarketreports.com/download-sample/?rid=72163

The report includes comprehensive company profiles of some of the largest and most popular names in the Engine Cylinder Light market. Each player analyzed by the Automotive Cylinder report authors is studied in-depth on the basis of markets served, gross margin, production rate, product portfolio, market share, applications, and others. factors. The competitive landscape of the Engine Cylinder Fixture Market is thoroughly analyzed with an emphasis on the nature of market competition and future changes related to market competition. The effects of economic conditions, regulatory changes, changes in customer behavior and purchasing habits on the competitive landscape are also analyzed in detail.

Key Players Mentioned in the Engine Cylinder Devices Market Research Report:

Key Player I, Key Player II, Key Player III, Key Player IV, Key Player V

Device for Engine Cylinders Market Segmentation:

By Product Type, the market is primarily split into:

• Type I
• Type II
• Type III
• Type IV

By application, this report covers the following segments:

• Request I
• Application II
• Application III
• Application IV

Each segment of the Engine Cylinder Fastener market has been discussed in detail in the report, majorly focusing on the market share, revenue, volume, future growth forecast, and other critical factors. Segmental analysis helps players to be aware of untapped revenue sources and explore new opportunities in the Engine Cylinder Mount market. Likewise, the report covers major regional markets including North America, Asia-Pacific, Europe, Latin America, and MEA. Here, the regions are thoroughly analyzed to show their growth in the Engine Cylinder Mount market. Additionally, the report provides regional market growth forecast and CAGR for all the years of the forecast period.

Get a discount on the purchase of this report @ https://www.verifiedmarketreports.com/ask-for-discount/?rid=72163

Device For Scope Of Engine Cylinders Market Report

UNITY Value (million USD/billion)
SECTORS COVERED Types, applications, end users, and more.
REPORT COVER Revenue Forecast, Business Ranking, Competitive Landscape, Growth Factors and Trends
BY REGION North America, Europe, Asia-Pacific, Latin America, Middle East and Africa
CUSTOMIZATION SCOPE Free report customization (equivalent to up to 4 analyst business days) with purchase. Added or changed country, region and segment scope.

Geographic segment covered in the report:

The Fixture for Engine Cylinder report provides information about the market area, which is sub-divided into sub-regions and countries/regions. In addition to the market share in each country and sub-region, this chapter of this report also contains information on profit opportunities. This chapter of the report mentions the market share and growth rate of each region, country and sub-region over the estimated period.

• North America (USA and Canada)
• Europe (UK, Germany, France and rest of Europe)
• Asia-Pacific (China, Japan, India and the rest of the Asia-Pacific region)
• Latin America (Brazil, Mexico and rest of Latin America)
• Middle East and Africa (GCC and Rest of Middle East and Africa)

Answers to key questions in the report:

1. Who are the top five players in the Engine Cylinder Mount Market?

2. How will the Engine Cylinder Light Market change in the next Five years?

3. Which products and applications will capture the lion’s share of the Engine Cylinder Lights market?

4. What are the drivers and restraints of the Engine Cylinder Fastener Market?

5. Which regional market will show the strongest growth?

6. What will be the CAGR and size of the Engine Cylinder Fastener market throughout the forecast period?

For more information or query or customization before buying, visit @ https://www.verifiedmarketreports.com/product/fixture-for-engine-cylinder-market-insights-2019-global-and-chinese-analysis-and-forecast-to-2024/

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About Us: Verified Market Reports

Verified Market Reports is a leading global research and advisory company serving over 5000 global clients. We provide advanced analytical research solutions while delivering information-enriched research studies.

We also provide insight into the strategic and growth analytics and data needed to achieve business goals and critical revenue decisions.

Our 250 analysts and SMEs offer a high level of expertise in data collection and governance using industry techniques to collect and analyze data on over 25,000 high impact and niche markets. Our analysts are trained to combine modern data collection techniques, superior research methodology, expertise and years of collective experience to produce informative and accurate research.

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Loan sharks: the FCCPC will introduce a regulatory framework for online lenders


The Federal Competition and Consumer Protection Commission (FCCPC), which recently obtained a court order to suspend the operations of certain money lending apps in Nigeria, is set to introduce an appropriate regulatory framework for operators.

This was revealed by the FCCPC boss, Mr. Babatunde Irukera, during the World Consumer Rights Day in Abuja.

According to him, the FCCPC is planning to bring loan sharks under regulatory control in Nigeria due to its findings in the recent raids.

What FCCPC says about loan sharks

He said the FCCPC during the raid discovered that “it is much more serious than we thought and now we have to look at how we can bring these people into the regulatory framework.

During the raid we carried out on Opebi Street in Lagos, we discovered that it was much more serious than we thought.The room was very large, each person has a computer with a telephone to contact defaulting debtors.

“In the aftermath, we took 119 laptops, eight cell phones, a table phone and a hard drive from them. These devices are now in the hands of forensic experts and if we examine them and what we can learn from them, we can now decide which way to go. It’s because there are faces behind these guys.

He added that the workers at the sites were unemployed graduates who had no other means of support, who even tried to rebel against us to prevent them from doing their jobs.

They said the Chinese gave them a job and the feds didn’t and the feds said they shouldn’t continue what they’re doing, adding that they felt it was appropriate to attack the FCCPC, which saw the police brought in as cover to fire into the air to disperse them. It was a terrible experience. Now we have to see how we can bring these people into the regulatory framework,” he added.

What you should know

Nairametrics reported that the FCCPC served high profile orders on Google LLC (Play Store) and Apple Inc. (App Store) to force the removal of certain money lending apps from their stores.

According to the statement, the Tech duo companies should remove certain companies from lending apps when evidence has established inappropriate conduct or use of the app in violation of consumer rights.

DigitalOcean acquires CSS-Tricks – WP Tavern


CSS-Tricks was acquired by DigitalOcean, a popular cloud hosting provider among developers. Chris Coyier launched the site in 2007 and will work with DigitalOcean as an advisor during the transition before stepping down to focus on his other projects.

“CSS-Tricks deserves more human power than I could provide,” Coyier said. “That’s where DigitalOcean comes in. That’s the ‘why now.’ They have the resources to put behind CSS-Tricks, and the motivation to do it. have been doing themselves successfully for a long time.

DigitalOcean announced the news on Twitter with charming CSS animation, and many developers expressed their gratitude for what CSS-Tricks did for their professional skills while they learned web development.

Over the past 15 years, CSS-Tricks has become an authoritative and inexhaustible resource for frontend developers. Browse the archives to the early days of CSS-Tricks for a blast from the past, with tutorials and sample code for things like creating a CSS menu with hover images and the how and why of erasing floats. If there was a time capsule for the web, CSS-Tricks is an important historical document that should be there.

“I can’t think of another website I grew up with that continues to be such an important part of my life,” said longtime contributor Robin Rendle, echoing the experiences of an entire generation. of developers.

“Whenever I get stuck on a front-end problem or whenever I run into a problem with something, there’s almost a 100% chance that Chris has already written about the problem and all 18 different solutions.”

The archive includes 1,475 articles related to WordPress in one way or another, with many helpful tutorials like A Deep Introduction to WordPress Block Themes. Jetpack and WordPress.com have sponsored numerous articles on CSS-Tricks because the resource is so widely used in the tech industry.

What will become of CSS-Tricks in the hands of its new owner? DigitalOcean has built a well-respected technical writing team over the years and has prioritized producing training resources for developers. The company and its network of contributors have authored 6,000 developer tutorials and around 30,000 community-generated questions and answers. They are well equipped to continue what Coyier started.

The beloved publication will continue as a standalone site run by DigitalOcean and will continue to publish new front-end content.

“CSS-Tricks will expand and complement our existing content library, strengthening DigitalOcean’s reach to frontend and full-stack developers, and supports our community strategy, a key differentiator for DigitalOcean in the cloud computing space,” said the CEO of DigitalOcean, Yancey Spruill.

Who should pay for a source code escrow agreement? | Receiver London


Have you ever wondered who should pay for a source code escrow agreement? Should he be the software developer? What about the beneficiary? Or should the payment be split equally? Surprisingly, this is a question that is often asked by potential customers before initiating a source code escrow agreement.

Before we get into the nitty-gritty of who should pay what – let’s remember what source code escrow/software escrow is:

Source code escrow or software escrow is a three-party agreement between a software developer (the depositor), the end user (recipient) and the source code escrow provider. The goal of a source code escrow agreement is to reassure the end user that if the software developer is unable or unwilling to support the software, the code can be released to them. The software escrow agreement will outline the responsibilities of all parties and will typically include predefined release terms.

As you can see from the statement above, a source code escrow agreement involves more than one party, so when it comes to paying for the agreement, there may be payment disputes between two parts. On the one hand, we’ve talked to developers who think their client/beneficiary should pay for the agreement and all associated fees. On the other hand, we have also spoken to recipients who think the developer should pay for the source code escrow agreement to do business with them.

Unfortunately, when it comes to who should pay, there is no definitive answer. However, there are certain cases depending on the situation where the costs of escrow of the source code can be borne only by the developer, the beneficiary, or even divided equally between the two parties.

Come to a mutual agreement on who pays

When negotiating a software license agreement, a clause for the inclusion of a source code escrow agreement is often included.

In our experience, if the developer is a young start-up and the beneficiary is a corporate organization, the annual costs of the source code escrow arrangement will often be absorbed by the developer as they are willing to do whatever it takes to get the software license agreement executed. At this point, the cost and data security of their sensitive IP are important factors when it comes to selecting a source code escrow provider.

In cases where the developer is more established and the recipient has made a request for source code escrow inclusion, the costs will often fall on the recipient.

There are situations where we have seen the developer and recipient agree to amicably split the costs to proceed with the implementation of a source code escrow solution.

Source code repository Verification services to ensure that the deposited source code can be incorporated into a working application would generally be requested by the recipient. Thus, the costs associated with these services would be paid by the beneficiary. In addition to the Source Code Escrow Provider’s verification fees, the Developer may charge the Recipient for its own resources allocated to these testing exercises.

Gas Engines Market Size, Scope, Growth, Competitive Analysis – Weichai, Wartsila, CSSC, Cummins – The Bite


New Jersey, United States,- the gas engine market is carefully analyzed in the report with a focus on market dynamics including key issues and challenges, drivers, trends, and opportunities. The report includes an in-depth analysis of key market players to understand the use of key strategies adopted in the Gas Engine market. It also sheds light on the industrial value chain and its expected changes over the forecast period. Analysts have offered complete and accurate research on prices, sales, and costs in the Gas Engine market and their development in the coming years. The research study has been prepared using the latest primary and secondary research methods.

Get Sample Full PDF Copy of Report: (Including Full TOC, List of Tables & Figures, Chart) @ https://www.verifiedmarketreports.com/download-sample/?rid=34672

The report includes comprehensive company profiles of some of the largest and most popular names in the gas engine market. Each player analyzed by the Gas Engine report authors is studied in-depth on the basis of markets served, gross margin, production rate, product portfolio, market share, applications, and other factors. The competitive landscape of the Gas Engine Market is thoroughly analyzed with an emphasis on the nature of market competition and future changes related to market competition. The effects of economic conditions, regulatory changes, changes in customer behavior and purchasing habits on the competitive landscape are also analyzed in detail.

Key Players Mentioned in the Gas Engines Market Research Report:

Weichai, Wartsila, CSSC, Cummins, General Electric, RongAn Power, Daihatsu Diesel, Deutz, CSIC, Caterpillar, YUCHAI, Yanmar, MAN SE, Mitsubishi, Zhongji Hitachi Zosen, Marine-Shanghai Diesel Engine Co., Rolls-Royce, Scania, Doosan

Gas Engine Market Segmentation:

By Product Type, the market is primarily split into:

• CNG gas engine
• LNG gas engine
• Others

By application, this report covers the following segments:

• Commercial vessels
• Offshore support vessels
• Others

Each segment of the Gas Engine market has been discussed in detail in the report, majorly focusing on the market share, revenue, volume, future growth forecast, and other critical factors. Segmental analysis helps players to be aware of untapped revenue streams and explore new opportunities in the Gas Engine Market. Likewise, the report covers major regional markets including North America, Asia-Pacific, Europe, Latin America, and MEA. Here, the regions are thoroughly analyzed to show their growth in the Gas Engines market. Additionally, the report provides regional market growth and CAGR forecasts for all the years of the forecast period.

Get a discount on the purchase of this report @ https://www.verifiedmarketreports.com/ask-for-discount/?rid=34672

Scope of the Gas Engines Market Report

UNITY Value (million USD/billion)
SECTORS COVERED Types, applications, end users, and more.
REPORT COVER Revenue Forecast, Business Ranking, Competitive Landscape, Growth Factors and Trends
BY REGION North America, Europe, Asia-Pacific, Latin America, Middle East and Africa
CUSTOMIZATION SCOPE Free report customization (equivalent to up to 4 analyst business days) with purchase. Added or changed country, region and segment scope.

Geographic segment covered in the report:

The Gas Engine report provides information on the market area, which is sub-divided into sub-regions and countries/regions. In addition to the market share in each country and sub-region, this chapter of this report also contains information on profit opportunities. This chapter of the report mentions the market share and growth rate of each region, country and sub-region over the estimated period.

• North America (USA and Canada)
• Europe (UK, Germany, France and rest of Europe)
• Asia-Pacific (China, Japan, India and the rest of the Asia-Pacific region)
• Latin America (Brazil, Mexico and rest of Latin America)
• Middle East and Africa (GCC and Rest of Middle East and Africa)

Answers to key questions in the report:

1. Who are the top five gas engine market players?

2. How will the gas engine market develop over the next five years?

3. Which product and application will capture the lion’s share of the gas engine market?

4. What are the Gas Engines Market drivers and restraints?

5. Which regional market will show the strongest growth?

6. What will be the CAGR and size of the gas engine market throughout the forecast period?

For more information or query or customization before buying, visit @ https://www.verifiedmarketreports.com//global-gas-engine-market-size-and-forecast-to-2025/

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Accelerating Automotive Software Security with MISRA C and SAST


The MISRA C/C++ coding guidelines were created based on concerns about the ability to safely use the C and C++ programming languages ​​in critical automotive systems. Since its inception in 1998, MISRA has become one of the most widely used coding standards in the automotive industry, and has even spread to be used in safety-critical devices in other industries, such as the medical and industrial control.

Static Application Security Testing (SAST) tools are required to properly use and apply the standard, but it is important to understand that not all SAST tools are created equal. Advanced SAST tools that support the complex development process and perform more than just syntax checking are more ideal than lightweight tools, providing more efficiency in reducing risk, cost, and time to market on the market.

Support the development process

Several previous posts have discussed the role of SAST in the development of safety-critical software, including automotive systems. The recurring theme is that these tools play a vital role in improving the security and quality of software, applying secure coding standards such as MISRA, finding defects and detecting hard-to-find security vulnerabilities. during testing.

MISRA plays an important role in C development when applied to safety-critical automotive software. Applying the standard is difficult manually, which is why SAST tools are used to apply the standard. However, not all tools are created equally as shown in this recent post. GrammaTech’s CodeSonar is not only capable of supporting the application of MISRA coding, but can also provide valuable error detection and security vulnerability analysis that goes beyond simple code syntax checking.

CodeSonar is also integrated with many software development tools, such as Jenkins, GitLab, GitHub, Jira, Visual Studio, Eclipse and many more. These integrations enable seamless adoption of SAST into an existing development process, including existing tools. Compliance with source code safety, security, and quality standards can be checked directly on the developer’s desktop before check-in to the build system. Defects and vulnerabilities can be automatically assigned for review and remediation. Audits can be performed at any time and the results distributed to the development team.

Improving security with MISRA and SAST

The MISRA guidelines themselves recognize the importance of tools to successfully use the guidelines:

… in its favor as a language is the fact that C is very mature, and therefore well analyzed and proven in practice. Therefore, its shortcomings are known and understood. Also, there is a large amount of tool holder commercially available that can be used to statically check C source code and alert the developer to many problematic aspects of the language. – [MISRA-C:2004 Guidelines for the use of the C language in critical systems]

The MISRA guidelines define a safer subset of C that should prevent many classes of errors, so following these guidelines improves code safety, security, and quality. In combination with modern development tools, rigorous testing and good software development practices, the safety and security of the system should also improve (assuming the level of rigor remains the same throughout the development of the hardware and system). But no coding standard is perfect, and to ensure better software security and safety, enforcing the rules alone is not enough.

Catch errors that coding standards and testing miss

A key contribution that advanced SAST tools like CodeSonar providing the development of safety-critical software is the ability to find defects that have eluded traditional development techniques. As evidenced by high-profile cases in the automotive industry, safety issues that come to market and on the road are costly to fix, far more so than problems encountered during development. The best return on investment is to catch these critical flaws early enough to be caught during coding. Classes of defects that may be missed during development, even using MISRA coding guidelines and good engineering practices, include the following:

  • Competition defects often occur randomly and only after a system has been completely integrated onto the final hardware platform. CodeSonar can reason about the behavior of multi-threaded/multi-threaded code and detect deadlocks, race conditions, and other types of race errors, during development.
  • Security vulnerabilities are software flaws that can be exploited to interfere with system behavior or expose critical data. Security is often overlooked in systems where security is a priority. For example, by using advanced scanning techniques in CodeSonar, you can detect security vulnerabilities resulting from common memory errors leading to crashes or command injections.
  • Assuming the system input data is well-formed is reckless in today’s hostile operating environment. Detecting these types of security issues is very difficult when data is passed through many functions. Contaminated data analysis helps to trace data entering the system to its use in the application and warn of any potential security vulnerabilities that arise. This advanced automated analysis can provide full control and data path for tainted data, enabling rapid remediation.
  • Complex inter-procedural faults are difficult to detect, especially with unit and subsystem testing. CodeSonar performs advanced cross-functional (procedural) analysis of control and data flow across the entire program. Deep analysis decreases the rate of false positives (errors that are false) but also increases the rate of true positives (errors that are verified to be true). CodeSonar’s analysis extends to executables, object files and libraries.
  • Binary analysis is a unique ability, which provides preview and error detection of compiled code as object files, libraries, and even executables. Automated binary analysis performs the same detailed analysis on binary code as it does on source, including system and third-party libraries provided without source code. Developers can ensure that all code, including binary and source, meets the quality standard required for the project.

Acceleration of certification time

Reducing defects and vulnerability in the early stages of development is the obvious contribution that automated SAST makes to time reduction and risk resolution. The cost savings from detecting critical defects immediately, as opposed to finding and fixing those bugs in system integration or worse, when products are in service, is significant.

CodeSonar also provides automated documentation to support testing and quality/robustness proofs. Much of the manpower used in security certifications is spent on documentation and producing evidence. SAST automation significantly reduces this load. As an ISO 26262 certified tool by TÜV SÜD, CodeSonar provides assurance to developers that it can be integrated into a safety-critical development project without further certification requirements.


The tools needed to support secure and successful mission-critical projects require more than just source analysis and MISRA rule checking. Enterprise-level development projects require sophisticated tools that support and enhance the development cycle and integrate with other development automation tools. The ability to go beyond MISRA enforcement and prevent critical defects and vulnerabilities from leaking throughout the development process pays big dividends in terms of reduced cost and risk.

To learn more, we invite you to download and read this white paper, “Accelerating MISRA Automotive Safety Compliance with Static Application Safety Testing.”

*** This is a syndicated blog from the Security Bloggers Network of Blog written by Christian Simko. Read the original post at: https://blogs.grammatech.com/accelerating-automotive-software-safety-with-misra-c-and-sast

The Methalox race should be won in 2022, but the winner is not yet clear


Currently, several methane-fueled rockets are in a race for orbit. With SpaceX’s Starship, United Launch Alliance’s (ULA) Vulcan, and Rocket Lab’s Neutron, all of the most active US launch vendors have committed to using methalox-methane and oxygen.

Upcoming launch vehicles such as Blue Origin’s New Glenn and Relativity Space’s Terran family are also on their way to flight, while Landspace’s Chinese ZhuQue-2 rocket might even be a favorite to fly before any of the US vehicles. .

The reason methane-fueled rockets haven’t flown before is a matter of chemistry and technical complexity. But while new designs prioritize reuse as well as on-site resource utilization (ISRU) for missions to Mars, the combination of methane and oxygen has become the norm for next-generation launch vehicles. .

Combustion stability is particularly problematic with respect to the two most common liquid propellant combinations: kerolox (kerosene and oxygen) and hydrolox (hydrogen and oxygen). The boiling points of hydrogen and kerosene Rocket Propellant-1 (RP-1) are very different from those of liquid oxygen (LOX). However, the boiling point of methane is very close to its oxidant.

For a hydrogen engine, combustion occurs in a state where oxygen droplets are surrounded by hydrogen gas molecules upon ignition, and the reverse occurs for RP-1. For methane, the boiling points are similar, meaning there is no obvious state the two molecules will be in during vaporization and combustion. This can lead to combustion instability and make methane more difficult to use as rocket fuel.

While developing the engines that will power these next-generation vehicles has not been without setbacks and challenges, recent advances in rocket propulsion technology have made methane engines feasible. These new development efforts have been driven by new reuse goals and new space destinations, such as Mars.

Methane is the best possible propellant to use in a situation requiring refueling on the Red Planet. Methane rocket fuel production is a possibility on Mars using the “Sabatier reaction”, which can produce water and methane from hydrogen and carbon dioxide. This would allow the Mars Natural Resources ISRU to enable new missions by not needing to bring all the required fuel from Earth.

Another reason to use methane is cost. Almost every next-generation launch vehicle that will use methane is pursuing some form of reuse idea. Both Neutron and New Glenn are aiming, at least initially, for partially reusable vehicles, using propellant first stages and non-reusable upper stages. Starship and Terran R, on the other hand, are intended for full reuse without consumable steps. Even Vulcan may still have engine recovery in its future evolution plans.

Vulcan’s engine section, containing a pair of METALOX BE-4 engines, reenters Earth’s atmosphere to be recovered and reused. (Credit: Mack Crawford for NSF/L2)

In addition to reusability, manufacturing improvements have also reduced the cost of building and operating launchers. And as these factors decrease, the factor that becomes more important is fuel economy. If a rocket launch costs $250 million, it doesn’t matter if the fuel costs two or four million dollars per launch. But while the total is $25 million per launch, fuel represents a much larger percentage of overall launch costs. And methane is the cheapest of the three liquid fuels, beating hydrogen and RP-1 by far.

Another factor, compared specifically to RP-1 engines, is coking. RP-1 does not burn cleanly like hydrogen or methane, but leaves behind other substances, comparable to gas in a car. These remnants can get stuck in the motor and nozzle and coat it over multiple uses. This effect is visible on used Falcon 9 stages, as the rocket flies through its exhaust during reentry and landing burns, leaving the remnants of the combustion outside the rocket.

Prior to the reuse era, these Kerolox engines were used only once, so coking did not become an issue as new engines were built for each flight. Coking is not an obstacle to reuse; after all, SpaceX’s kerosene-fueled Falcon 9 continues to break reuse records. But since the designs add rapid and complete reuse, the reduction in coking will reduce the time and effort needed to prepare salvaged vehicles for re-flight.

Although hydrogen is a much cleaner fuel, it has its own reuse issues, particularly density. Hydrolox is the least energy dense propellant of the three, which means a reusable hydrolox stage must be much larger than those powered by kerolox or methalox. This is where another advantage of methalox appears: it is a clean-burning, dense and efficient propellant. Not only does methane provide a similar density to kerosene, it also offers a specific impulse (yield) closer to that of hydrogen rocket engines.

Nine Methalox Aeon 1 engines power Relativity Space’s Terran 1, which will launch as early as 2022. (Mack Crawford for NSF/L2)

Since the temperatures of liquid oxygen and liquid methane are so similar, applying a common bulkhead between the two tanks of a stage also becomes easier. With hydrogen and LOX and their very different boiling temperatures, the shared tank area can cause thermal issues. With methane this is not the case, which means that common bulkhead design is a feasible way to reduce vehicle mass.

These new methalox launchers should begin making their orbital debut this year. While some of them still have a lot of development work to do, others are already ready to fly, although it’s not yet clear which one will be the first metalox-powered vehicle to reach orbit.

Perhaps the most important is Starship, built by SpaceX. With its 33 methane-fueled Raptor engines, it is an excellent example of the advantages of methalox. Not only is it designed to bring payloads to Mars and use the Sabatier reaction to bring humans and cargo back, it’s also designed to fly multiple times without major retrofit. Currently, the entire Starship system is set to attempt its first flight in 2022 and is one of the candidates for the first methane-fueled rocket to reach orbit.

Another candidate is Relativity Space’s Terran 1. The smallsat launcher is powered by the Aeon 1 engine, which will inform the larger, reusable Aeon R engine design. This larger version will power Relativity’s second rocket, Terran R, which will be fully reusable and fly no earlier than 2024. The smaller expendable vehicle Terran 1 is still slated to fly in 2022.

The neutron reignites an Archimedean Methalox engine for landing. (Credit: Mack Crawford for NSF/L2)

The latest US contender for the first methalox orbital rocket is ULA’s Vulcan rocket, powered by Blue Origin’s BE-4 engine: the same powerplant that will power New Glenn. The expendable launcher will use a hydrogen-powered upper stage, but the methane-powered first stage will be an essential part of the orbital launch system. Vulcan’s first flight is still scheduled for this year.

While Blue Origin is also developing a metholox-powered rocket at New Glenn, that vehicle will not be ready this year, and Blue Origin must supply ULA with BE-4 engines for Vulcan before New Glenn.

Meanwhile, Rocket Lab’s Neutron rocket will be powered by the Archimedes methox engine, which is due to begin testing this year for a mid-decade debut on Neutron.

Outside of the United States, there is another contender for the first Metholx rocket in orbit: China’s Zhuque-2. Powered by the TQ-12 methox engine, the gas generator engine is expected to debut this year. Recently, hardware has arrived on the pad that is linked to a scout for crates, and the ZQ-2 rocket could have a very real chance of being the first methane-based rocket in orbit, racing against Starship, Vulcan and Terran 1.

(Main photo: Ship 20 and Booster 4 stacked at the orbital launch site next to the tank farm that will supply the orbiting ships with methane and oxygen before launch. Credit: Mary (@bocachicagal) for NSF)

2022 NFL free agency predictions: Predicted landing spots for the top 22 free agents, from JC Jackson to Rob Gronkowski


NFL free agency for 2022 doesn’t officially begin until next Wednesday at the start of the league’s new year. But many of the biggest names and best players available will be out of the market on Monday afternoon as there will be a slew of agreed deals in place during the NFL’s legal tampering period.

Ahead of potential signings and re-signings, it’s fun to project where some of the more notable unrestricted players will land. Here are Sporting News’ bold predictions for 22 key free agents:

IYER: Ranking the 50 best free agents in the NFL, best players by position

2022 NFL Free Agency Predictions

Chargers sign Patriots CB JC Jackson

The Chargers had shaky outside play from Chris Harris Jr. and Michael Davis last season. Defensive-minded Brandon Staley needs his version of Jalen Ramsey at fullback and the team has a ton of money to go for a massive splurge.

Colts sign Saints OT Terron Armstead

The Bengals will also be interested after luring defensive end Trey Hendrickson from New Orleans to Cincinnati last season to bolster athletic pass protection for Joe Burrow. But the Colts, without Carson Wentz and with no intention of bringing back Eric Fisher, have a ton of money and can make the best offer.

Rams re-sign EDGE Von Miller

Miller is on the radar of several teams as a short-term impact player against pass and run, but there’s no way Los Angeles is letting him go knowing how well he played against Aaron Donald to secure himself. get to the quarterback. Miller will get his chance to renege on a reasonable, team-friendly deal.

Patriots sign EDGE Chandler Jones

The Patriots like to bring back their most reliable defensemen and they just parted ways with Kyle Van Noy again. Jones has plenty of sense to kickstart their pass rush for Bill Belichick.

49ers sign Panthers CB Stephon Gilmore

The Patriots didn’t want to pay Jackson or Gilmore. The Chargers will be poised to dominate the market for the former, while the 49ers can make a comfortable deal for the latter as an older player entering his 32-year-old season. This is San Francisco according to Richard Sherman’s plan.

Ravens sign Buccaneers C Ryan Jensen

Jensen has been exceptional for Tampa Bay playing his big contract he signed coming from Baltimore. With Bradley Bozeman being a free agent, it makes sense for the Ravens to bring him back to finish his career.

MORE: Ranking the 11 best QB free agents for 2022

Eagles sign Saints S Marcus Williams

The Eagles will be looking for depth at cornerback but could really use more play on the ball safely with Anthony Harris and Rodney McLeod not delivering. Williams is a good fit for Jonathan Gannon’s plan.

Steelers sign Buccaneers CB Carlton Davis

The Steelers will do “the Carlton” if they can land Davis to improve their coverage against Cameron Sutton with faded 32-year-old Joe Haden. It is an ideal chess piece for Mike Tomlin and Keith Butler.

Steelers sign Bears DT Akiem Hicks

Pittsburgh should be a little more aggressive than usual with good heading means and could use Hicks up front to bolster the run defense and provide some extra pop.


Colts sign Bears WR Allen Robinson

The Colts unlock a lot more possibilities without Wentz, making moves with Wentz’s replacement in mind. Armstead would be great for the offensive line, while Robinson would be a welcome asset playing against Michael Pittman Jr.

Falcons sign Dolphins EDGE Emmanuel Ogbah

Ogbah can’t find a better team and plan outside of Miami than leaving Miami for Atlanta’s 3-4 version under Dean Pees.

Bengals sign COs G Brandon Scherff

The Bengals will be on Armstead and another guard, Laken Tomlinson, but they should also swing for Scherff, who can be a major upgrade to their inside pass protection and run blocking.

MORE: Ranking the top 20 RB free agents for 2022

Jaguars sign Browns EDGE Jadeveon Clowney

The Jaguars believe they have their defense anchored by a young point player, likely Michigan’s Aidan Hutchinson, after picking the former in the 2022 NFL Draft. Clowney would be a strong complement after setting up 11 sacks against Myles Garrett and being strong against the run.

Jets sign Cowboys EDGE Randy Gregory

Look for the Jets to be careful and calculated with their movements even if they have enough heading space. Gregory is a good plan for Robert Saleh if Dallas doesn’t make the right offer for a new signing.

Colts sign Chiefs CB Tyrann Mathieu

The Colts won’t hesitate to be aggressive where needed. They won’t ignore defense after tackling offensive tackle and wide receiver, getting the unique hybrid cog to boost their big-play quotient.


Steelers sign Packers LB De’Vondre Campbell

Don’t be surprised if Pittsburgh again does more than usual to get immediate improvements on defense across the board. Campbell would make a smooth transition to their program after a great campaign with the Packers.

Raiders sign Jaguars WR DJ Chark

Chances are Chark will stay in Jacksonville to try and stay healthy and play a key role for Trevor Lawrence. But as the best young point guard available, the Raiders will do their best to throw him into a mix with Darren Waller and Hunter Renfrow.

Eagles sign Chiefs EDGE Melvin Ingram

Philadelphia will also consider bringing in Mathieu from Kansas City instead of blackmailing Mitchell, but the appeal of the parallel scheme may also have the team thinking about bolstering passing depth and versatility.

MORE: Ranking the 40 best defensive free agents for 2022

Broncos sign EDGE Haason Reddick

The Broncos lost their first-round pick in trade to Russell Wilson, but need someone they can put in front of Bradley Chubb to help replace Von Miller. Reddick’s pass-rush production has big appeal for new defensive coordinator Ejiro Evero.

Dolphins sign 49ers G Laken Tomlinson

Miami needs to step up its running game with both better blocking and more dynamic running options. It will likely become an AFC East battle between two former Kyle Shanahan assistants to land Tomlinson. The advantage goes to Dolphins coach Mike McDaniel over Jets offensive coordinator Mike LaFleur.

Jets sign Seahawks S Quandre Diggs

The Jets can make another nifty move on defense by replacing Marcus Maye with Diggs, a great scheme suited to Saleh after he outplayed his teammate, former Jet Jamal Adams.

Bengals sign Buccaneers TE Rob Gronkowski

The Bills have been talked about a lot because of the Gronk Buffalo connection, but he also said he wouldn’t mind playing with Joe Burrow. Gronkowski along with Ja’Marr Chase, Tee Higgins and Tyler Boyd would make the AFC champions’ offense hard to stop. Gronk can also be an additional blocking asset.

OpenZFS 2.1.3 released • Registry


The OpenZFS project has released version 2.1.3 of what the project calls its “open-source storage platform” for Linux and FreeBSD.

The terminology reflects that ZFS is not just a file system; it also encompasses features for partitioning and managing logical volumes. This makes creating and managing what ZFS calls “pools” of storage easier than most of its competitors, such as Btrfs or XFS, which work with existing partitioning and LVM tools.

This leads to some overlap. For example, Btrfs includes its own RAID tools, but so does the Linux kernel and LVM2. Red Hat is also working on a new storage manager called stratiswhich aims to compete with the features of ZFS.

the last version fixes several issues as of July 2021 2.1.0 Release. This included significant new features, the most notable of which is Parity Declustered RAID or dRAID, which allow [PDF] Much faster resilvering of large RAIDZ arrays.

The version number is a bit confusing. OpenZFS 2 succeeded version 0.86, and there was never a “version 1”, as we described it at the time. The current Ubuntu long-term support release, 20.04, uses OpenZFS 0.8.3.

As the OpenZFS module must work closely with the Linux kernel, each version is only compatible with certain kernel versions: for example, 2.1.0 supported from kernel 3.10 to 5.13. The new version exceeds the upper limit of the 5.16 kernel.

The main Linux distribution that uses ZFS is Ubuntu, and its next LTS release, 22.04, is due out on April 27. As such, OpenZFS 2.1.3 is too late to be included. “Jammy Jellyfish” will use the current long-term core, version 5.15. As such, it will almost certainly use OpenZFS 2.1.2released in December 2021.

However, Ubuntu is not the only distribution to use ZFS. It is also supported in Proxmox, a Linux-based hypervisor, as well as NixOS, Void Linux, Arch Linux, and other distributions. OpenMediaVault, a Linux-based NAS distribution, includes an option to use the Proxmox kernel, which in turn also allows it to support ZFS.

The licensing conflict that is hampering Linux’s adoption of OpenZFS does not affect FreeBSD, which uses ZFS as its native file system. This also applies to FreeBSD-based products such as TrueNAS and XigmaNAS operating systems for NAS servers.

It is also supported in OpenSolaris derivatives such as Illumos, DilOS, OmniOS, OpenIndiana, SmartOS and the Nexenta NAS operating system. The original pre-OpenZFS release is still part of Oracle’s own Solaris.

Debian includes it in its contribs repository as source code, which means the dynamic kernel module system (or DKMS) should compile it every time the kernel is updated. The other major enterprise distributions, SUSE and Red Hat, both exclude ZFS for licensing reasons. Sun released it under its CDDL license, which is incompatible with the Linux kernel GPL2. Canonical believes that it is an acceptable use; others, like the Software Freedom Conservancy, feel it is not.

Besides Linux and FreeBSD, there is also OpenZFS on OS X or O3X for Apple’s macOS up to 10.15 – and a Windows Harbor too. ®

1 killed, 2 critical after 4-vehicle crash in Fort Worth TX


File photo.

File photo.

Getty Images/iStockphoto

A fatal crash that killed at least one person and sent two others to hospital in critical condition Friday morning involved four vehicles, Fort Worth police say.

Another person was slightly injured, according to a MedStar spokesperson.

The crash, on Overton Ridge Boulevard at Chisholm Trail Parkway, happened around 10 a.m. Friday. Police said they were waiting for traffic investigators to complete their death report to reveal the cause of the accident.

A winter weather advisory was in effect Friday. but it is unclear if time was a factor.

The northbound exit from Chisholm Trail Parkway to Overton Ridge Boulevard was closed until 1:30 p.m. while police investigated the crash.

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New talks on the global biodiversity framework in Geneva from March 14


Three meetings critical to crafting an ambitious and transformative post-2020 global biodiversity framework, needed to accelerate the transformations needed to safeguard the health of the planet, will take place in Geneva from March 14-29.

The meetings are as follows: Resumed sessions of the physical meetings of the twenty-fourth meeting of the Subsidiary Body on Scientific, Technical and Technological Advice (SBSTTA 24); third meeting of the Subsidiary Body for Implementation (SBI 3); and the Open-ended Working Group on the Post-2020 Global Biodiversity Framework (WG2020-3).

What are we talking about ?

SBSTTA-24: The meeting resumes to review and further develop the follow-up approach to the post-2020 framework.

The meeting also focuses on synthetic biology, risk assessment and risk management of living modified organisms, the work program of the Intergovernmental Science-Policy Platform on Biodiversity and Ecosystem Services and is expected to adopt draft recommendations for these issues prepared during the first part of COP-15.

Issues for discussion and consideration for possible adoption include marine and coastal biodiversity, biodiversity and agriculture, biodiversity and health, and invasive alien species.

The agenda for SBI-3 is the resumed meeting which aims to complete its work on key contributions to the post-2020 framework and lay a solid foundation for its adoption at the second part of COP-15.

Agenda items include ensuring that the framework can mobilize and increase finance for biodiversity, better align investments with the needs of nature and people, and facilitate the disclosure of risks and impacts for nature.

The meeting to advance its work on the mechanisms needed to monitor, report and review implementation. Delegates will also refine plans to build countries’ capacities to manage and conserve their biodiversity resources, benefit from ecosystem services and achieve the framework’s targets.

They will also advance plans to build public awareness and awareness to support action on biodiversity and to ensure that the new framework fully supports gender equality and women’s equal access to the leadership, participation and decision-making.

SBI-3 also continues its work on the implementation of the other instruments of the Convention, the Cartagena Protocol on Biosafety, the Nagoya Protocol on Access and Benefit-Sharing, and the Working Group on Article 8(j) and related provisions relating to traditional knowledge.

During WG2020-3, discussions will focus on agreeing on the actions needed to achieve the 2050 Vision of living in harmony with nature, defining how performance will be tracked and reported, and ultimately determining how success will be defined.

This includes tackling the five drivers of biodiversity loss, which include land and sea use change, unsustainable exploitation, climate change, pollution and invasive alien species, as well as tackling relevant indirect factors such as unsustainable production and consumption.

Just before the start of negotiations on the global biodiversity framework, led by former US Senator Russ Feingold and made up of eight former heads of state, two former prime ministers, six former ministers and four environmental, indigenous and local experts, The Campaign for Nature’s Global Steering Committee said the success of an upcoming global biodiversity deal depends on adopting the science-backed 30×30 global target.

In a statement to IANS on Thursday, they urged governments that have yet to endorse the global 30×30 target to join the High Ambition Coalition for Nature and People (HAC), a group of countries advocating for the target at the global scale.

Many GSC members come from countries that have not yet signed up to support the HAC, including the Philippines, Indonesia, Malaysia, South Africa, Thailand and Iceland.

Currently, HAC members include more than 85 countries from Africa, Latin America, Europe, the Caribbean, Asia and beyond.

Fuel surcharges for parcel carriers about to reach extreme levels


Parcel shippers have been grappling with rising carrier fuel surcharges for months. The struggle has now entered a new dimension.

On Monday, the Energy Information Administration (EIA) reported a 74.5 cent per gallon increase in the national average diesel fuel price to $4.845 per gallon, the largest week-over-week increase in the index. diesel since the EIA started keeping records. in 1994. The jump, in turn, will trigger significant increases in fuel surcharges imposed by the ground unit of FedEx Corp. (NYSE: FDX) and the domestic ground parcel business of UPS Inc. (NYSE: UPS).

Based on carrier calculations, FedEx Ground customers will pay an additional 15.25% on all shipments, starting this Monday. Starting March 21, UPS customers will pay an additional 14.5% on each ground delivery. FedEx surcharge changes take effect one week after the most recent EIA price, which is published every Monday. UPS’s adjustments have a two-week lag from the latest EIA price data.

Both carriers adjust their surcharge levels by 25 basis points and use price ranges to determine what to charge. FedEx’s band moves in 9-cent-per-gallon increments, while UPS’s bands are based on 12-cent-per-gallon movements in the price of diesel. For example, FedEx will set a surcharge rate if the price of diesel is at least $4.54 per gallon but no more than $4.63 per gallon, and another if prices vary by at least $4.63 $ per gallon but not more than $4.72 per gallon. UPS applies the same formula, but uses increments of 12 cents per gallon.

For air shippers of both carriers, the kerosene surcharge will be more painful. On Monday, the EIA’s reading for jet fuel prices was $3.71 a gallon, up 13 cents from the previous Friday’s price. FedEx Express, the company’s air and international unit, imposes a 16% surcharge on domestic shipments if prices fall between $2.96 and $3.01 per gallon. Based on last Monday’s price, U.S. FedEx Express customers could face surcharges of nearly 20% starting this Monday.

International shippers of the unit will be hit even harder. Unlike domestic express surcharges, international surcharges move in increments of 4 cents per gallon. When jet fuel prices reach a range of $2.91 to $2.95 per gallon, FedEx Express imposes a 16.25% surcharge on air exports and a 19.25% tax on air imports. With current prices 80 cents per gallon higher than the front end of the range, shippers could face surcharges well over 20% depending on shipping direction.

UPS shippers face the same hammer. On March 21, UPS domestic kerosene surcharges will reach 20%, export taxes will exceed 24%, and import taxes will exceed 30%. UPS’s domestic fuel surcharges scale in 5-cent-per-gallon increments, while its international fuel taxes scale in 3-cent-per-gallon increments.

Fuel surcharges are imposed on both carriers’ base fares and most of their additional or incidental charges.

Josh Dunham, CEO of Reveel Group, a parcel consultancy, said sharp, sudden spikes will put more pressure on shippers to decide whether to absorb some or all of the increase, and how much can be passed on to the end customer without threatening the competitive position of shippers. Reveel customers who ship with UPS have seen their fuel spend double to more than 10% currently at 5.42% in the first quarter of 2021, Dunham said.

FREIGHTWAVES’ list of Top 500 For-Hire Carriers includes FedEx (#1) and UPS (#2).

Register today for the Future of Supply Chain #FOSC22

Leading supply chain voices will travel to Rogers, Arkansas, May 9-10.

*Limited time pricing available.

RMA Source Code Review Begins March 28 – Manila Bulletin


RMA Source Code Review Begins March 28

The Manual Random Audit Committee (RMAC), through the Electoral Commission (Comelec), will review the source code of the automated random selection program starting this month.

Photo Slow FB

In a Facebook post, the Legal Network for Truthful Elections (Lente) said the review would begin from March 28 to April 8.

He said registered political parties and armed groups of accredited citizens interested in conducting a source code review can submit their Letter of Intent (LOI) via email to [email protected] no later than March 18.

The letter of intent must indicate the following: the methodologies to be used, the names of two representatives, the contact details and the preferred date between March 28 and April 8.

“Each registered political party or accredited citizens’ armed group that has conducted a source code review must submit a report to RMAC within 10 days of the end of the review period,” Lente said.

Lente, in collaboration with Comelec, and other groups will conduct the random manual audit starting May 12.

Random manual auditing is mandated by law under Section 29 of the Survey Automation Act. It is the process of determining the accuracy of the results of the automated electoral system for national and local elections in the country.

Sent from my galaxy



SF’s new fire station floats off the Embarcadero


More than two years, 50 million dollars and an ocean crossing later, San Francisco has its new fire station. And it floats.

The San Francisco Fire Department’s 35-story fire station opens Thursday on the Embarcadero at Pier 22½, more than a year after crossing the bay at low tide in pre-dawn darkness since Treasure Island, where the superstructure was built.

The 173-foot-long by 96-foot-wide float that allows the station to surf the tides was specially made in China to withstand tides and natural disasters. This could make all the difference during a fire or earthquake that could collapse buildings on earth and potentially leave the station as the last stronghold from which to send rescuers and rescue equipment.

The battleship-like building is the first and only floating fire station in the Western Hemisphere, according to San Francisco Department of Public Works spokeswoman Rachel Gordon.

The gray structure with its glass facade and Bay Bridge backdrop will now take on many of the tasks previously performed by the more than 100-year-old Embarcadero Fire Hall. It’s where the city’s fireboats were once dispatched, especially to fight fires caused by the 1989 Loma Prieta earthquake.

The historic Fire Station 35 building will remain standing on the pier where it was originally built, and the fire truck it houses will still operate from its garage.

“You can fit the current station into about 30% of the new station,” SFFD spokesman Jonathan Baxter said, speaking ahead of the opening.

Fire Station 35, which will house the San Francisco Fire Department’s three fireboats and lifeboats, is considered the only floating fire station in the Western Hemisphere.

Noah Berger / Special for The Chronicle

The new structure is also designed to withstand the perils of nature, instead of being at the mercy of them. These include king tides and expected sea level rise, as well as earthquakes. The gently lapping waves lapping the Embarcardero Seawall can turn into fierce tides during a seismic event like the Loma Prieta earthquake, which caused a tsunami near the Monterey Bay shoreline and caused building collapses and soil liquefaction in parts of San Francisco.

Instead of being built on a dock, the 14,900 square foot structure is designed to float, anchored to four vertical guide piles measuring 150 feet each and driven into the floor of the bay. The structure is designed to roll with these seismic blows and provide relief, including from a small medical bay on board a boat.

The station “will help us minimize damage during an earthquake,” Baxter said, allowing firefighters to respond much better to a large-scale emergency, especially compared to the previous exercise of descending the spiral staircase from the early 20th century in the old fire station. .

The new station’s floating structure is also equipped with lifts to pull the city’s three fireboats – the St. Francis, the Phoenix and the Guardian – out of the water for repairs, Baxter said.

One of these boats is staffed 24/7 to cover the city’s large waterfront and waterways. This round-the-clock capability has allowed the SFFD to respond to large incidents, such as the fire that tore through Pier 45 in 2020, igniting fishing gear and sending flames and smoke 100 feet into the sky.

Baxter said the boats can also respond to aquatic emergencies, such as capsized vessels or distressed swimmers from Ocean Beach to Hunters Point and beyond. They can put out fires with water from the bay that first responders ashore cannot reach, and serve as hydrants for firefighters ashore.

Having a fire station right on the water will also make it faster and easier for the city’s fire department to dispatch its other lifeboats (the layman might call them jet skis) directly from station rather than from their longtime home at the St. Francis Yacht Club located near Marina Green.

The new building also includes a revamped operations center to coordinate communications during on-water and regional emergencies, as well as a ramp that allows ambulances to pick up patients transferred to one of the fireboats. .

Baxter said in the past, water rescues required moving patients often in critical condition onto a stretcher and then into a waiting ambulance on land. “It allows us to descend to where the boat is moored and transfer patients from the boat to the ambulance.”

Baxter said the station’s workforce of 21, seven of whom are on duty at any given time, including three people who operate the engine, will remain the same.

The project cost $50.5 million, according to the city’s Department of Public Works, which managed the project for the fire department. The funding came from the second phase of the earthquake safety and emergency response bond approved by San Francisco voters in 2014.

Initial estimates put the cost of the project at $40.5 million, of which $31.8 million was planned for construction. Construction has been delayed by more than a year from original plans, in part due to slowdowns during the pandemic, according to Gordon, the DPW spokeswoman.

Chase DiFeliciantonio is a writer for the San Francisco Chronicle. Email: [email protected]: @ChaseDiFelice

iHELP Review of Student Loans and Refinancing (by Zuntafi)


Reunion Student Loan Finance Corporation changed its name to ZuntaFi student loans in August 2020. ZuntaFi still offers the same iHELP student loans that you may have heard of, though the South Dakota-based company is a loan servicer (not lender), partnering with community banks to offer education financing.

iHELP student loans are only available in four to 11 states, depending on your product choice. Offerings run the gamut, from funding for undergraduate and graduate students to refinancing. You might be attracted to its federal loan-like repayment protections, such as graduated and income-sensitive repayment plans.

iHELP student loan refinance review

iHELP student loan refinancing is available in four states: Maryland, Pennsylvania, Virginia and West Virginia. Through refinancing your education debt, you could consolidate and change the terms of your federal and private loans, as well as transfer parent PLUS loans.

iHELP student loan refinancing is a good fit for regional borrowers who are ready to make a final decision on a lender (prequalification isn’t possible for ZuntaFi student loans). It might also be ideal if you prioritize one of the unique features offered, such as repayment plan adjustments or hybrid interest rates.

iHELP student loan refinance review: The basics

Students and parents with education debt could be eligible to refinance their accounts into one new iHELP student loan, hopefully with better repayment terms. These terms include:

APRs ● Fixed: 3.92%-5.60%
● Variable: 2.68%-3.64%
● Fixed hybrid: 3.34%-3.93%
Basics ● Refinance any amount between $10,000 and $250,000
● Fixed, variable and hybrid rates interest rates available
● Rate discounts of 0.25 percentage points for enrolling in autopay
● No loan origination fee
Eligibility ● U.S. citizenship or permanent residency
● Two years of positive credit history
● Minimum annual income of $24,000
● No degree required
Applying ● No prequalification process available: A hard credit check is needed to receive a quote
● Option to apply with a cosigner
● No prepayment penalty or origination fee
Repayment ● 5, 8 or 12 years (for fixed rates); 20 years (variable or hybrid)
● Cosigner release may be available after 24 months of repayment
Support ● Deferment may be available if you return to school
● Forbearance may be available if you experience “financial difficulty,” especially if it relates to the COVID-19 pandemic
● Gradual and income-sensitive repayment plans are available if you suffer a financial hardship

What to like about iHELP refinance for student loans

ZuntaFi’s rebranding included a sleek new website and borrower portal. That’s one of a few characteristics that are benefits of refinancing with this lender.

Fixed and variable — and hybrid — APRs offered

Fixed and variable interest rates are the norm among companies and financial institutions that refinance student loans. Very few lenders also offer hybrid rates, which are a mixture of fixed and variable.

Also known as hybrid loans, these rates start out as fixed before becoming variable (or adjustable) over time. iHELP student loans have the option of a “fixed hybrid rate” that could see your APR increase or decrease every five years that you remain in repayment.

More repayment protections than most lenders offer

No private loan companies offer the same menu of deferments and forbearances as well as repayment plan options that come with federal loans. But iHelp student loans come closer than most industry competitors. Its deferment (for going back to school) and forbearance (for economic hardship) don’t have clear-cut criteria, however, meaning you’re not guaranteed to receive approval.

During the coronavirus pandemic, ZuntaFi also offered a national emergency forbearance in case COVID-19 caused borrowers to need health care or changed their employment.

For its part, iHELP student loans also feature the potential option of changing the repayment plan outlined in your master promissory note. There are two repayment plans available:

Graduated Your monthly payment starts out lower and gradually increases over time (hopefully, as your income increases)
Income-sensitive Your monthly dues hinge on your gross monthly income (income verification required to qualify)

Transfer parent PLUS loans into your name

If your mom or dad borrowed federal loans on your behalf, you might like to “take over” their repayment. ZuntaFi makes that easy by allowing you to refinance and consolidate parent PLUS loans along with any federal or private loans in your name. The ability to transfer parent PLUS loans is available among other lenders, too.

Graduation not a part of eligibility requirements

ZuntaFi imposes some strict eligibility requirements, such as being a citizen or permanent resident of legal adult age. Credit history and income criteria also limit access to some borrowers. On the bright side, however, non-graduates are welcome to apply. This is a departure from many competing lenders that require you to have finished your academic program before you can refinance.

Experienced customer service

iHELP Student Loans claims 40 years industry experience, having serviced more than $9 billion in loans belonging to more than 875,000 borrowers.

ZuntaFi also says that it separates itself by handling “the entire journey of the loan” in-house, from your application to the end of repayment. Just keep in mind that the company is your servicer, not your lender.

What to keep in mind about iHELP refinance for student loans

Aside from iHELP Student Loans having limited availability – refinancing is possible in just four states – its position as a non-lender could be quite problematic.

Checking eligibility, rates requires hard credit check

The only way to confirm your eligibility and view potential APRs for iHELP student loans is by completing a full application that requires a hard credit inquiry.

With other refinancing companies, some of which handle both lending and servicing, you can prequalify — that is, provide some basic information about yourself and submit to a soft credit inquiry that won’t impact your credit score. For this reason, it’s wise to only apply with ZuntaFi at the end of your shopping-around process, once you’re ready to make a final decision.

ZuntaFi is a servicer, not a lender

It might appear that ZuntaFi isn’t as transparent as it could be. On some topics, such as with cosigner release, the company merely says certain features could be available. This could be less about forthrightness and more about the fact that ZuntaFi doesn’t originate loans, only services them.

In any case, it can be difficult to evaluate ZuntaFi as a refinancing option when the servicer doesn’t share more information about its partner lenders. Policies are not clear on important issues, such as whether iHELP loans are discharged in the case of the borrower’s disability or death.

How iHELP student loan refinance compares

As with any financial product, student loan refinancing should involve browsing before buying.

ZuntaFi’s iHELP SoFi CommonBond
SLH rating 4.1/5 Not yet rated Not yet rated
Products ● Student loan refinancing
● Parent PLUS loan refinancing
● Student loan refinancing
● Parent PLUS loan refinancing
● Medical resident refinancing
● Student loan refinancing
Eligibility requirements ● Two years of positive credit history
● Minimum annual income of $24,000
● U.S. citizenship or permanent residency
● No diploma required
● Good or excellent credit score
● No minimum income
● Nonpermanent residents without eligible visas can apply with a permanent resident cosigner
● 660 credit score
● No minimum income requirement
● Citizenship, permanent residency or eligible visa-holder
● College degree from lender network university
APRs ● Fixed: 4.00% – 8.00%
● Variable: 3.94% – 9.80%
● Fixed hybrid: 3.34%-3.93%
Variable starting at 1.74% and fixed starting at 2.49% Variable starting at 2.50% and fixed starting at 2.83%
Minimum loan amount $35,000 $5,000 $5,000
Repayment terms available 20 years Up to 20 years Up to 20 years
Apply with a cosigner Yes Yes Yes

Is refinancing student loans with ZuntaFi right for you?

ZuntaFi’s iHELP student loans have a lot going for them, from unique features to experienced customer service staff. It also offers a competitive range of interest rates, which is typically the most critical factor when comparing offers.

ZuntaFi’s refinancing experience could be improved, however. Just to check your potential rate and repayment term, you’d have to file a full application.

If you live in one of the four states where ZuntaFi refinancing is available, it could still be worth considering, particularly if you’re drawn to hybrid rates or repayment protections. Still, it’s also worth your time to check out other student loan refinancing options first.

How to apply for refinancing with ZuntaFi

ZuntaFi doesn’t offer prequalification, but it says that its application process is straightforward. Expect to go through these steps to apply:

  1. Complete an application that calls for your personal and financial information (and that of your cosigner, if you have one).
  2. Verify the information you provide by uploading documentation, such as your ID and tax returns or pay stubs, to the ZuntaFi website.
  3. Receive your finalized loan offer, comprising the terms and conditions of your debt.
  4. If you accept the loan, ZuntaFi will redirect the loan funds to your current loan servicers to pay off your original student loans.

iHELP Student Loans review

ZuntaFi’s iHELP student loans can be used by students and their parents for undergraduate, graduate, medical and flight school, though they’re only available in up to 11 states (see basics, below). Once you select your loan type and school on the ZuntaFi website, you can review potential rates and terms.

iHELP student loans are a good fit for regional borrowers who have already compared rates and terms elsewhere (ZuntaFi doesn’t offer prequalification) and are willing to give up a fixed APR in exchange for more repayment protections than most private lenders offer.

iHELP Student Loans review: The basics

Because iHELP student loans aren’t available nationally, your first step should be to confirm the lender works where you plan to attend school.

Availability ● Undergraduate: MA, MD, NY, PA, SD, VA and WV
● Graduate school: CA, FL, GA, ID, MA, MD, NY, PA, SD, UT, VA and WV
● Medical school: CA, FL, GA, ID, PA, UT and VA
● Flight school: AZ, CA, CO, FL, GA, KS, MN, NC, OH, TX and UT
APRs ● Undergraduate: 2.09%-6.77% (variable), 4.12%-7.78% (hybrid)
● Graduate school: Rates vary by state, school (variable, hybrid)
● Medical school: Rates vary by state, school (variable, fixed and hybrid)
● Flight school: Rates vary by state, school (variable)
Basics ● Borrow $1,000 to $100,000 (for undergraduate), $1,000 to $150,000 (graduate)
● Automatic payment discount of 0.25 percentage points
Eligibility ● U.S. citizenship or permanent residency
● 3 years of positive credit history
● $18,000-$24,000 minimum income
● Enrolled at least half time at a participating school
Applying ● Applying with a cosigner is not required but could help you qualify
● No application, origination or other fees (there is a 1% origination fee for medical and flight school loans)
Repayment ● Standard six-month grace period (60 days for flight school loans)
● No prepayment penalties
● Three in-school repayment options, including full deferment
● Repayment term option: Varies by loan type, school and state
● Release your cosigner after 24 months of prompt payments (and meeting other criteria)
● Forgiveness offered only the case of the primary borrower’s death
Support ● ZuntaFi’s graduated and income-sensitive repayment plans could be a useful alternative if you need a lower monthly payment
● Deferment (for returning to school) and forbearance (economic hardship) could be available to pause your repayment

What to like about iHELP Student Loans

Besides having loans for four different types of higher education, ZuntaFi stands out in the following ways.

Three in-school repayment options, including deferment

Though the vast majority of students defer payment on their loans until after leaving campus, making in-school payments can stop interest from accruing onto your balance while you’re busy studying.

iHELP student loans feature three in-school repayment options:

  1. Standard: Full principal-and-interest payments
  2. Deferred: Skip payments until after your post-school grace period ends
  3. Interest-only: Partial payments, covering only the accrued interest

Two-year path to cosigner release

Borrowing student loans with cosigner support is the norm, particularly for undergraduate students who can’t qualify for funding on their own. Cosigner release allows you to thank your cosigner and send them on their way, releasing their name and responsibility from the loan agreement.

iHELP student loans allow you to release your cosigner after 24 full and prompt monthly payments.

Deferment, forbearance and alternative repayment plans

Private student loans pale in comparison to federal loans in the category of repayment safeguards. And yet, iHELP Student Loans offers a few federal loan-like programs, including:

  • Deferment: Request to pause your loans if you return to school down the road.
  • Forbearance: Request to postpone monthly payments if you suffer an economic hardship, or during a national emergency like the COVID-19 pandemic.
  • Alternative repayment plans: Request to lower your monthly dues via a graduated or income-sensitive repayment plan until you can improve your cash-flow.

Just keep in mind that, unlike with federal loans, these programs aren’t guaranteed. ZuntaFi awards them on a case-by-case basis and doesn’t share explicit eligibility criteria.

Four decades of industry experience

ZuntaFi promises to assign you a specific customer service contact for your whole borrowing experience, and it’s likely that that person will know what they’re talking about. The company has been around since 1978 with an average staff tenure of more than a decade.

What to keep in mind about iHELP student loans

Even if iHELP student loans are available for your state and school, there are a few other lender characteristics to be aware of.

No prequalification process in place

ZuntaFi’s student loans require a full application and hard credit check off the bat. If you’re just starting to browse lenders, you’re better off prequalifying with competing companies to confirm your eligibility and review rate quotes.

Rate options are few for some borrowers

It’s a real plus that iHELP student loans can be repaid with hybrid rates, as that option could be appealing to borrowers who want to start off their repayment with a consistent (fixed) rate before seeing it fluctuate (variable). But unfortunately, ZuntaFi doesn’t offer all three rate options to all of its customers.

Most notably, fixed rates aren’t an option for undergraduate and graduate students. That could turn you off if you like the idea of a rate that won’t change for the life of your loan.

Not accessible for nontraditional students

Given that iHELP student loans are for borrowers and cosigners who are citizens or permanent residents, undocumented and international students are excluded. Part-time students are also left out of the mix, as ZuntaFi customers must be borrowers who are attending class at least half time.

If you’re a nontraditional student, there are other lenders out there that may cater to your needs.

Not a U.S. citizen or permanent resident? Prodigy Finance is among lenders assisting international student borrowers
Not attending classes at least half time? There are lenders with part-time student loan options

How iHELP student loans compare

Browsing for rates and terms among multiple private student loan companies can help ensure you secure the best loan possible.

ZuntaFi’s iHELP Sallie Mae SoFi
SLH rating 4.2/5 Not yet rated Not yet rated
Loans for… ● Undergraduate and graduate students
● Medical school
● Flight school
● Undergraduate and graduate students
● Career school loans
● Business, law, medical, dental and health professions loans
● Bar study and medical residency loans
● K-12 loans
● Parents
● Undergraduate and graduate students
● Business and law school
● Parents
APRs Variable starting at 2.09% and fixed starting at 4.12% Variable starting at 1.13% and fixed starting at 3.50% Variable starting at 1.10% and fixed starting at 3.22%
Ability to prequalify without affecting credit No No Yes
Borrowing amount $1,000 $1,000 $5,000
In-school repayment options 3 3 4
Repayment terms 10, 20 years 5, 15 years 5, 10, 15 years
Cosigner release available Yes — after 24 months of timely payments (and meeting other criteria) Yes — after 12 months of timely payments Yes — after 24 months of timely payments

Information on iHELP interest rates and loan amounts is current as of Jan. 13, 2022.

You’ll very likely be better off if you shop around beyond a few lenders. Make sure you learn all about the best options for your specific needs.

Are iHELP student loans right for you?

For students (and their parents) attending college, graduate, medical or flight school in certain states, iHELP student loans could be a boon. They feature competitive interest rates and a fairly expansive safety net should you struggle in repayment.

On the other hand, ZuntaFi’s student loans aren’t for everyone. Nontraditional students like non-permanent residents or part-time enrollees will have to find funding elsewhere. And even if you can meet the lender’s eligibility requirements, you might prefer working with another company that will quote you a fixed APR for the life of your loan.

Regardless of your impression after reading this ZuntaFi review, it’s wise to shop around with other private student loan options before choosing a loan.

How to apply with ZuntaFi

If you’re ready to apply for an iHELP student loan, here are the steps of the process:

  • Register on ZuntaFi’s website and complete the application
  • Upload documents, such as your ID or financial records, to verify information
  • Upon approval, wait for ZuntaFi to certify your potential loan amount with your school
  • Formally accept (or decline) the terms of the loan, and funds will be disbursed to your school

How to contact ZuntaFi

ZuntaFi originates new loans Monday to Friday, 8 a.m. to 6 p.m. CST. It services existing loans Monday to Friday, 8 a.m. to 5 p.m. CST. Its toll-free number is 800-645-8272.

Otherwise, contact information for iHELP student loans varies depending on what you’re trying to do:

To ask about student loan products Email: [email protected]
Phone: 800-645-7404
To ask about your current student loan Email: [email protected]
Phone: 800-592-1270
To mail student loan payments ZuntaFi
PO Box 4500
Aberdeen, SD 57402-4500

Frequently asked questions about iHELP student loans

If you didn’t find your question answered in our Zuntafi reviews, see the following FAQs:

What is iHELP?

iHELP student loans are privately financed products available from ZuntaFi, a South Dakota-based service provider. iHELP loans are lent by community banks that partner with ZuntaFi.

Is iHELP good for student loans?

iHELP student loans are worth considering if you’ve exhausted all other forms of financial aid for higher education, including federal student loans. Private loans, like iHELP’s, lack the benefits that are largely exclusive to federal loans. With that said, an iHELP loan could bridge any remaining gap in your school’s cost of attendance and may offer better rates or terms than you’d find elsewhere.

Is ZuntaFi a federal student loan?

ZuntaFi student loans, also known as iHELP loans, are private loans lent by community banks in select states. Federal loans, on the other hand, are lent by the federal government’s Department of Education and require completing the Free Application for Federal Student Aid (FAFSA).

Methodology for ratings

To come up with our shield rating for student loan refinancing lenders and companies/private student loan lenders and companies, Student Loan Hero asks hard questions — 20 of them, in fact. These questions span three categories — accessibility, rates & terms and repayment experience — because we want to judge financial institutions on their products and services from start to finish: when our users are shopping around, filing applications and paying down their debt.

A top-rated lender, for instance, has inclusive eligibility criteria, allows you to prequalify and check rates without harming your credit score and is supportive as you face monthly payments.

The answers that we get to our 20 questions — either from the lenders themselves or by combing through their fine print — determine each lender’s overall rating. We score answers consistently, sometimes awarding partial points, to ensure that you can make equal comparisons between all lenders that we put under the microscope.

Student Loan Hero isn’t paid for conducting these reviews, and lenders don’t have a say in their content. The goal with our reviews and ratings, along with everything else we do, is to give our users the most comprehensive and up-to-date information available to make the best decisions according to their borrowing needs.

Student Loan Hero has independently collected the above information related to ZuntaFi student loans, which is current as of Jan. 14, 2022, unless otherwise noted. None of the financial institutions named has either provided or reviewed the information shared in this article.

Best Online Payday Same-Day Loan Companies: Top Direct Payday Loan Lenders for Instant Cash Advance in 2021


If there’s one mistake you don’t want to make in life, it’s taking out a bad loan. Suddenly you’re in debt and stuck with bad terms. Your repayment period is unrealistic, the interest rate is sky-high, and your credit ends up in the gutter. Lucky for you, it’s a mistake you don’t have to make. We’re here to share our top four loan networks that offer online payday loans that won’t force you into a cycle of debt.

Anyone looking for a loan will want to consider some key things. All loan offers will differ when it comes to interest rates, additional charges, and credit approval. If you have fairly good credit, you can expect favorable terms as far as the APRs go. If you’re stuck with bad credit, you have to be extra diligent in understanding the terms of your loan and look for a lender willing to loan you money.

Watching out for all these things takes time. On top of that, you have to consider how easy the application process is for each particular lender. Chances are, you’re looking for fast cash. You probably don’t want to spend hours writing out different loan applications if that’s the case. If you choose to use a loan network to send your application out to hundreds of different lenders, you can streamline the whole process by filling out one form. One single form takes five minutes to complete.

We’ve taken a look at the top four places to turn to for online payday loans. We’ve taken everything into consideration and spent a lot of time deciding on the best service. If you’re looking to take out an online payday loan, then stick with us as we get into the nitty-gritty of each company to help you make the best choice.

Best Top 4 Online Payday Loans

  1. MoneyMutual – Overall Best Online Payday Loans, No Credit Check
  2. Bad Credit Loans – Most-Trusted Direct Online Payday Lender
  3. CashUSA – Small Payday Loans Online for Fast Cash Loans
  4. PersonalLoans – Instant Online Payday Loans with Guaranteed Approval

Our Top Picks for Online Payday Loans

#1. MoneyMutual – Overall Best Online Payday Loans, No Credit Check

MoneyMutual is not your typical lender. In fact, they aren’t a lender at all. Instead, what MoneyMutual does is act as a marketplace where lenders and borrowers meet. They provide borrowers with a platform to compare offers from several lenders. The company is based in Las Vegas, Nevada, and started operations in 2010.

MoneyMutual only acts as a middleman. Once you receive a loan offer, you will be dealing directly with the lender. The lending company must bring up the terms of your loan and any issues you have after you’ve accepted.

During your loan application process, you’ll have to fill a form on MoneyMutual’s website. On this form, you will have to submit some personal details. Among them are your name, ZIP code, email, phone number, source of income, proof of income, employer’s name and contact details, identity card number, bank routing number, and account number.

All in all, MoneyMutual is about speed and convenience for the borrower. So it’s no wonder they are our most popular pick. They can boast over two million users! With MoneyMutual, the work of finding and choosing a lender for a short-term online payday loan is made easy.


Access to High Number of Lenders: What MoneyMutual does is simplify the loan application process. They allow potential borrowers to submit their details to multiple providers of short-term loans by filling a form on their website. So, instead of applying for short-term loans with different lenders, you just have to fill one online form, and MoneyMutual will forward your details to multiple lenders. These lenders will assess your application separately. You will receive an offer from any one of them who chooses to work with you.

Fast Loan Process: MoneyMutual prides itself on the speed with which users of their services can get their loans approved. In some cases, you could receive loan offers within a few minutes! More often than not, loans are accepted and approved, with funds being deposited in less than 24 hours.

Loan Amounts: Through MoneyMutual, you could get payday loans ranging from $300 to $2,500. We love the flexibility of borrowing as little or as much as you need to see you through the month. It is worth noting that most lenders tend not to approve payday loans over $1000, but if you have good credit, the higher loan amount should be no problem.

Open to All: Getting approved for an online payday loan is sometimes tricky when you’re self-employed. MoneyMutual is one of the few networks that still accepts applications for self-employed people. Furthermore, you can include your pension, social security, disability benefits, and the like as a source of income in your loan application. MoneyMutual works with many lenders who accept potential borrowers with other sources of income. They also accept applications from people with low credit scores. All in all, their platform is super indiscriminate and a great place to turn to regardless of your situation.

Free Financial Information: Another good thing about MoneyMutual is its effort to educate users about loans. There is quite a bit of information on their website to teach you all you need to know about loans and the application process. They also provide helpful articles on how to look after your finances.

Low Prequalifying Requirements: The conditions that must be met to qualify for a short-term loan through MoneyMutual are not difficult at all. They only require potential borrowers to have a regular monthly income of at least $800. You must also be an adult US resident with an active checking account.


  • Free service
  • Loan offers in minutes
  • Funds deposited within 24 hours
  • Simple loan application process
  • Accepts self-employed applications


  • Not available in New York or Connecticut
  • No uniform loan terms or interest rates

⇒Visit the official website of MoneyMutual

#2. Bad Credit Loans – Most-Trusted Direct Online Payday Lender


Bad Credit Loans allows potential borrowers to apply for installment loans ranging from as little as $500 to as high as $10,000. All you need to do is fill the online form on their website, and they will forward your details to several lenders. These lenders then determine if you are a suitable candidate for their loans. Anyone interested in making an offer will send it directly to you.

Also, as their name suggests, Bad Credit Loans specializes in helping people with bad credit ratings secure loans. If you’ve taken out online payday loans before, chances are your credit might have taken a hit. We love that Bad Credit Loans prioritizes offering a reputable place for you to turn to.

To be eligible for a loan application through Bad Credit Loans, you need to be a legal adult US citizen or resident. You also need to have a regular income and a checking account.

They also have plenty of educational resources on their website to teach you some things you need to know about loans and financial literacy. In addition, these resources include a section for news about current scams.


Fast Funds: One of the most exciting features of this service is the speed at which loans can be processed. You could begin to get loan offers just minutes after filling out the online form. And if the loan application is approved, the money could be paid into your checking account in less than 24 hours!

Specializes in Bad Credit Loans: Most traditional loan avenues won’t lend to borrowers with bad credit. Don’t worry. Bad Credit Loans partners with a wide variety of lenders that are accepting applicants from all credit backgrounds. Keep in mind that your credit score will most likely affect the terms of the loan offers. In other words, even though Bad Credit Loans can help almost anyone with a poor credit score, those with the worst credit scores will likely get loan offers with less favorable terms.

Flexible Terms: Loans have a minimum term of three months and a maximum of six years with an Annual Percentage Rate of between 6% and 36%. Specific terms will depend on the details of each loan application. However, we found it useful to see the possible range of terms right off the bat.

Variety of Services: Bad Credit Loans don’t just offer online payday loans. They also offer some other credit-related services. These include linking users up to offers for debt relief and credit repair. There’s no obligation to accept, but it’s nice to have the option.


  • No charges for using the service
  • Easily compare multiple loan offers
  • Accepts applicants with bad credit


  • Less favorable terms for bad credit loans

⇒Visit the official website of Bad Credit Loans

#3. CashUSA – Small Payday Loans Online for Fast Cash Loans


CashUSA can help you get loans of up to $10,000. You only need to fill out a simple online form to get started. Just like some of the other online platforms we love, loans obtained through CashUSA can be deposited in your bank account in less than 24 hours.

The entire application process is straightforward and quick to complete. Once you’ve received a loan offer you’re happy with, you’re redirected to the lender’s official site. This is where you can agree on terms and sign with a simple e-signature. After that, funds are deposited directly into your bank, and you can set up direct deposit repayments too! This is a great way to make sure you’re not late with any of your payments.

One thing worth noting about this company is that they may share some of your contact information for profit when you apply for a loan through them. This is part of how they can keep their service free for users.


Simple and Fast Application: You only need to fill an online form to receive loan offers from interested lenders. Any lenders satisfied with your application will then send you offers. From the moment you apply to the moment your money is deposited, CashUSA helps keep the entire process easy and stress-free. Best of all, your application could be finalized by the lender and the funds deposited into your checking bank account by the next business day.

Eligibility: To be eligible for a loan, you need to meet specific requirements. Firstly, you must be a legal adult citizen (or permanent resident) of the United States. You should also have a steady income after tax of at least $1,000 per month and a personal checking bank account. There is no credit score threshold to meet or any other financial requirements. CashUSA has a fair prequalifying form that makes it a viable option for most people.

Easily Repay the loan: Most of the lenders in CashUSA’s network make repayments hassle-free. They simply withdraw the agreed loan amount from your checking bank account when the due date arrives. This makes it easy and convenient for both parties. The lenders are paid on time, and you get to improve your credit score by never missing a payment. Instead of marking your calendar and scrambling at the last minute to ensure you have the appropriate funds to make your repayment, you can just go about your business, confident that you are on track with your loan.


  • Direct debit repayment schemes
  • High loan amounts of up to $10,000
  • The application is entirely online
  • Access to multiple lenders


  • The interest rates are relatively high

⇒Visit the official website of CashUSA

#4. PersonalLoans – Instant Online Payday Loans with Guaranteed Approval


PersonalLoans is a free service that allows borrowers to apply for a loan simply by filling out an online form. The service maintains a network of independent lenders who will receive your loan application details and send you offers. If you agree to the offer, you could receive the funds in a day or less.

The loan terms depend mainly on the loan amount the borrower needs, their credit score, and other personal details. However, a potential borrower is under no obligation to accept the loan offer. In other words, if you do not like the loan terms, you can walk away without incurring any costs.

The downside of PersonalLoans is that they are slightly less lenient about who can prequalify. To be eligible for a loan through them, you must have a credit rating of 500 or above. This means that people with bad credit can still apply. The FICO scale recognizes anything below 670 to be considered bad credit. However, it does mean that certain people who suffer from extremely poor credit or no credit cannot use this service.


Loan Variety: At PersonalLoans, lenders offer various loan options that range from $1,000 to $35,000. This means they offer significantly higher loans than some of their competitors. In addition, repayment terms are flexible, with some terms lasting three months and others up to six years. The APR on these loans ranges from 6% to 36%, though the exact APR amount will depend on the lender and your situation.

Free Service: Filling out an application for a loan with PersonalLoans is an entirely free service. There are no hidden fees or any costs at all associated with your application. The only time you may face additional charges aside from your loan might be through the actual lender. This money does not go to PersonalLoans.

Additional Services: If no lender offers you a loan, you could receive offers for debt relief, credit monitoring, or credit repair services. These offers would be from partners of PersonalLoans who may have your contact details passed on to them. Some may find these additional offers helpful in improving their financial situation.


  • Loan amounts of up to $35,000 are available
  • Service is provided at no cost
  • Easy application process


  • A minimum credit score of 500

⇒Visit the official website of PersonalLoans

How We Made This List

We used simple criteria to decide which online payday loan providers to recommend. Our primary concerns were ease and credibility. Our top picks are some of the most popular providers and have a great reputation in the financial service industry.

On top of that, we made sure to pick companies that had the largest network of lending partners. We wanted to make sure that you could reach the widest variety of lenders without having to sacrifice your time. Each of our top online payday loan platforms can connect you with a high number of lenders, and you only have to fill out one form.

What We Looked For

Easy Loan Eligibility Requirements: One of the things we specifically looked for when compiling this list is how easy it is to meet the eligibility requirements of these loan facilitators. We went out of our way to find those who are known for having the easiest eligibility requirements. These are also the go-to companies for those with poor credit scores.

Fast Loan Processing: We know how frustrating waiting can be when you’re under pressure. That’s why we also whittled down the list to companies with a reputation for quickly providing online payday loans. Our top picks can process loan applications in as little as one business day. This means that after you apply for the loan, you could have your money in twenty-four hours or less!

Convenience: Remember when you had to get time off work to go to the bank or another independent lender? Losing money to get money? Didn’t make sense, did it? We made sure that we picked the most convenient platforms for you to access online payday loans. All of the companies we listed are accessible 24/7 from any web browser. Whether you’re sitting at your computer at home or looking at your mobile phone. Anytime, anywhere. To apply for an online payday loan, you just need an internet connection.

What to Consider Before You Apply To Get A Payday Loan

If you need a short-term loan to cover some expenses, the loan matching services listed above could help you. But before you go ahead and try them out, let’s take a look at some of the few things you should keep in mind before shopping for an online payday loan.

Interest Rates

The reality is that most people who are looking for an online payday loan often don’t have the best credit. It’s why we made sure to consider whether or not each of our top picks accepted applicants with poor credit standing. While the good news is that they do, the bad news is that this impacts the kind of loan terms you can expect.

Online payday loans are often subject to higher interest rates and additional fees. This means the average APR (Annual Percentage Rate) on these loans is considerably higher than what you may find elsewhere. The reason for this is so that lenders can offset the risk and hassle associated with lending to borrowers with poor credit scores.

However, these online payday loans are generally “unsecured.” This means there is no collateral that you have to put up in place of the loan. This further increases the risk to the lender but makes the loans more accessible to you, the borrower. When looking for an online payday loan, be realistic about the rates you should expect, especially considering your credit score.

If you have good or excellent credit, it may be worth your while to look for a different kind of loan that may have better terms. Ultimately, online services can offer better speed and convenience than traditional loan avenues, so you may have to weigh up the importance of this against the kind of terms you’re offered.

Loan Amount

Just because a lender offers you more money doesn’t necessarily mean you should take it. When considering an online payday loan, there is no “one-size-fits-all” solution. You have to consider what is best for you. More money now means more money to pay back later. If you’re in a position to do so, this could be an excellent way to build your credit score.

However, if you are already struggling month-to-month, then be wary of increasing your monthly expenses. At the end of the day, an online payday loan is still a loan. The money deposited into your bank account after a successful agreement is not yours to keep.

You have to pay it back, usually with a significant loan amount of interest. Remember, the higher the loan amount, the higher the interest payment. These repayments will often be made in monthly installments after a granted period. So taking out a higher loan means your monthly payments will be higher.

Beware of Scams

Before looking for an online payday loan, familiarize yourself with some of the current and popular scams. It’s never a bad idea to be extra careful about what kind of details you are sharing and with who. If you take the extra time to do a quick search on scams, you’ll be in a better position to recognize one straight away.

The most popular scam associated with payday loans is phishing. In this case, a hacker poses as a legitimate lender and sends you a loan offer with unbelievably generous terms. The only problem is that the loan offer directs you to an online form on a spoof website designed to look very much like that of a reputable loan facilitator. Once you fill in your sensitive personal information, the scammer can use your details for whatever illegal activity they are tied to.

Another common scam starts with a fake phone call from a debt collection agency. These scammers pretend to be from a legitimate lender and claim that you owe money on your loan. Often they may even threaten to have you arrested for your debt. They will ask you to settle all or part of the debt over the phone.


One way of avoiding scams right off the bat is to know how to check a website’s security. Whenever you are applying for an online payday loan, you will have to be prepared to divulge a certain level of personal information. Therefore, you want to know that your details will be safe from hackers. We took the time to ensure that all of the loan networks we’ve recommended here use industry-standard data encryption to keep your information protected.

If you are unsure about a website where you are filling in personal information, check if the site has a Secure Sockets Layer (SSL) certificate. First, you can simply click on the padlock in your browser’s URL bar. There should be an option to “view certificates.” Alternatively, you can simply check if the URL for the website starts with HTTP or HTTPS. If there is an ‘s,’ it means the site is secure.

Frequently Asked Questions (FAQs)

Taking out a loan can be a bit nerve-wracking. You might be worried about your eligibility, or you may be concerned about what could happen if you miss a payment. So here are some of the most frequently asked questions when it comes to online payday loans.

Q1. How much can I apply for?

Most lenders offer online payday loans of around $1,000. Generally, the maximum loan amount you can expect is close to $10,000, with some exceptions. We recommend looking to borrow as little as possible to see you through the month, but ultimately, you can apply for as much as you want. Whether or not your loan request will be approved is another matter entirely. If you’re looking for an appropriate loan amount to apply for with a higher chance of approval, then take into consideration your financial circumstance. Consider your credit score and monthly income and be realistic about how much you need.

Q2. Can I still apply if I have a poor credit score?

Yes. Most online loan facilitators were explicitly created to serve those with poor credit ratings. Look out for some websites that have a minimum credit score requirement, like Personal Loans, and do a soft check on your credit beforehand to know where you stand. These are free once a year and have no impact on your credit rating. However, you can make better decisions about your financial future if you know your exact credit score.

Q3. Is the personal information I submit secure?

When you fill out a loan application form on the website of any reputable loan facilitator like CashUSA or MoneyMutual, you can be sure your personal information is safe. This is because these websites implement the very best encryption to protect your data.

It is worth noting that some of these online loan facilitators will pass on your contact details to other companies. While they do not share sensitive personal information like bank account details and social security numbers, they will give out other data. This might lead to some unsolicited calls or emails.

Q4. What if I don’t like the loan offers I’m getting?

Some online loan facilitators require you to reapply if you want to receive extra offers. It will just mean filling out the same easy form that you did the first time. If you aren’t happy with the offers you receive, you are under no obligation to accept. There are no charges associated with declining an offer.

Q5. How soon can I have the money I applied for?

Many lenders who offer online payday loans can process loan applications in 24 hours or less. This means that after you agree to the loan terms and sign the necessary documents, you could have the money you need in a matter of hours. In most cases, your lender will pay the money directly into the checking bank account you provided on the loan application.

Q6. How much interest do I have to pay on an online payday loan?

The Annual Percentage Rate for payday loans online depends on a lot of factors. The most important of these factors is the borrower’s credit score. As we explained earlier, those with poorer credit scores tend to get loan offers with much higher interest rates. Generally, the Annual Percentage Rate for a payday loan can be anywhere between 6% and 36%. Other factors that could affect the interest on your loan include:

  • Employment Status — those with steady, secure jobs tend to get lower APRs on their payday loan offers
  • Debt to Income Ratio — the more you owe relative to your income, the higher your interest rates tend to be.
  • Income — borrowers with higher incomes tend to get lower interest rates on loans online.
  • Credit History — if you have no credit history or perhaps a short one, you will likely get a payday loan offers with higher interest rates.

Q7. What is the duration of an online payday loan?

Payday loans online are usually short-term loans you will have to repay the loan as soon as possible. Some of the loan matching services we’ve reviewed here partner with a direct lender willing to offer loans with repayment terms of up to six years. As is the case with most lenders, you can ask for an extension of the loan term. But this will usually attract extra charges. The additional loan amount charged will be stated in the initial loan agreement.

Q8. How do I make a repayment?

Most payday lenders have streamlined the process to repay the loan. It is, after all, to their benefit. More often than not, your repayment will be set up as a direct withdrawal from your checking bank account. You should get an automatic notification of the due date for each installment. All you have to do is make sure you have enough money in the bank to cover the payment.

Q9. What happens if I miss a repayment?

The penalties for missing a payment will be laid out in terms of your initial loan agreement. Penalties will vary across payday lenders and even between loans if you have more than one loan with the same direct lender. Always make sure you go through your loan terms carefully before signing the agreement. In most cases, missing a repayment will attract some charges. If a borrower keeps missing payments, there is also a chance the lender may choose to sue, but that usually only happens in extreme cases. More importantly, a missed payment can cause your credit score to drop drastically. This could make it significantly more difficult for you to secure loans in the future.


Thanks to the rise of online loan facilitators, getting an online payday loan is easier than ever. Traditional loan providers, like the bank, are being outclassed by lower interest rates, less delay, and less hassle! The power finally feels like it is being tipped in favor of the borrower instead of the lender.

Our top picks for online payday loans are marketplaces for borrowers and lenders alike. They have your security, convenience, and time in mind at the heart of what they do. So if you are struggling between paydays and need a little extra to help see you through, an online payday loan could be the solution for you.

However, remember that it is always important to be realistic about your financial situation and loan needs. Never take out a loan that you don’t think you’ll be able to pay back, and always triple-check the terms of your loan agreement. While we’re confident that the fully licensed lenders partnered with each of the networks we’ve recommended here will give you a fair deal, it’s always a good idea to do your research and consider all your options.

The news and editorial staff of Sound Publishing, Inc. had no role in the preparation of this post. The views and opinions expressed in this sponsored post are those of the advertiser and do not reflect those of Sound Publishing, Inc.

Sound Publishing, Inc. does not accept liability for any loss or damages caused by the use of any products, nor do we endorse any products posted in our Marketplace.

New framework developed to understand recurrent acute disasters


COLUMBIA, MD., March 9, 2022 /PRNewswire/ — As Acute Recurrent Disasters (RAD) – sequential disasters that affect a specific location over time – become more frequent and intense, affecting vulnerable populations, they pose a threat to the quality of the environment, economic activity and public health and safety.

Yet disaster research has largely focused on individual and isolated disasters, rather than ARDs, which severely limits the usefulness and predictive ability of emergency management and preparedness actions. A better understanding of ARD is essential to improve preparedness, disaster management, response and recovery and the resilience of communities.

To solve this problem, a group of scientists, Clemson UniversityUniversities Space Research Association and Cary Institute of Ecosystem Studies have worked together to build a new new frame to improve the scientific understanding of RAD and created a conceptual model of how RAD affects the human ecosystem. They demonstrate how valuable and important a new framework like this will be in the future. By analyzing post-disaster conditions defined as “legacy conditions”, this team applied the framework they created for Porto Rico, which provides a useful measure for understanding RADs. The results were published in the March 9 problem of Scientific advances.

“Improving our understanding of recurring disasters has the potential to advance disaster science, improve disaster response, build resilience to future disasters and save lives,” says Clemson University Professor Gary Machlisuniversity professor of environmental studies and lead author of the paper. »

The research is an important new step towards understanding the complex characteristics of inherited conditions created by one disaster that influence the effects of subsequent disasters. The study shows that RAD creates a cascade of consequences associated with previous disasters, as was the case with Hurricane Irma, followed by the destruction caused by Hurricane Maria, then a subsequent drought, and the January 2020 Earthquake.

Researchers show that subsequent acute disasters are a function of:

  • The state of the human ecosystem at a given time
  • Conditions inherited from previous disasters
  • The Geospatial Union of Previous Disasters and Later Disasters
  • The time gap between previous and following disasters
  • The recovery and response preparedness actions taken during the time interval and
  • The type, intensity and rate of expansion of the subsequent disaster

Former USRA’s Earth from Space Institute (EfSI) director and study co-author Dr. Miguel Román said: “The situation in Porto Rico since 2017 has led to what we define as negative legacy conditions, including deteriorating energy infrastructure, loss of public trust in government institutions, and a healthcare system under immense strain. Because inherited conditions have different impacts on vulnerable communities, issues of equity and environmental justice (EEJ) can also be best addressed through ARD-sensitive disaster and recovery policies.”

“As recurring acute disasters become more frequent and intense, research into inherited conditions is increasingly important to improve disaster science and preparedness,” said Dr Steward Pickett of the Cary Institute, who also co-led the study.

Going forward, there will be a need for the disaster management community working with scientists engaged in RAD research to convert RAD-based predictions of inherited conditions into specific preparedness actions that reduce vulnerability to subsequent disasters. The research group is working on developing new visualization tools that could be used to accurately display RADs. Increasing our understanding of ARD has the potential to advance disaster science, improve disaster response, build resilience to future disasters and save lives.

About the USRA

Founded in 1969, under the auspices of the National Academy of Sciences at the request of the United States government, the Universities Space Research Association (USRA) is a nonprofit corporation dedicated to advancing science, technology, and engineering related to space. The USRA operates scientific institutes and facilities and conducts other major research and educational programs. USRA engages the academic community and employs in-house scientific leadership, innovative research and development, and project management expertise. More information about the USRA is available at www.usra.edu.

On Clemson University

One of the most productive public research universities in the country, Clemson University has 27,341 students and has an endowment of over $1 billion. Rated R1 – Very High Research University by the Carnegie Foundation for the Advancement of Education – Clemson is dedicated to teaching, research and service. Its main campus, located in northern South Carolina, spans 1,400 acres at the foot of the Blue Ridge Mountains along the shores of Lake Hartwell. Thanks to the research, awareness and entrepreneurial projects carried out by our professors and students, Clemson University drives economic development and improves the quality of life in Caroline from the south and beyond. For more information, visit clemson.edu

About the Cary Institute for Ecosystem Studies

Cary Institute of Ecosystem Studies is an independent, nonprofit center for environmental research. Since 1983, its scientists have studied the complex interactions that govern the natural world and the impacts of climate change on these systems. The results of his research lead to more effective management and political action and to better knowledge of the environment. The staff is made up of world experts in city, disease, forest and freshwater ecology.”

Additional Resources:

The document will be available at http://advances.sciencemag.org/. after 2:00 p.m., March 9, 2022.

PR contact:
Souraya Farukhidoctorate
[email protected]443-812-6945 (cell)

SOURCE Space Research Association of Universities

2023 Honda CR-V looks unexciting in render based on patent image


The Honda CR-V is the brand’s best-selling model and the sixth-generation version is under development. Spy photos first captured the crossover a year ago, and Honda has yet to reveal the redesigned model. However, a patent image released last month reportedly gave a preview of what the vehicle would look like, which sounds unexciting. A new unofficial render from TopElectricSUV.com adds some life to the design.

The render replaces the dull grayscale of the patent image with a deep blue exterior that brightens up the style. The color brings out the contours of the car around its lower doors and gives more definition to the front and hood. Following the styling trend of the Civic, the face of the next-generation CR-V appears simpler than the model it replaces. The CR-V also looks more mature.

The render also adds accents of chrome to the front, grille and greenhouse, while black plastic around the lower part of the vehicle and the spoiler adds a bit of contrast to the overall design. One thing that the patent image and rendering cannot convey is the size of the vehicle. The new CR-V is expected to grow in size over the outgoing model, as the smaller HR-V has also grown in size.

We haven’t seen a patent image of the rear yet, and Honda has kept it nicely disguised. However, the only patent image we’ve revealed is that the model’s large taillights don’t go away with the new design. They aren’t visible in any spy shots, but it’s easy to imagine their design hidden under camouflage.

Another thing the render cannot convey is the powertrain. Spy photos have captured the car with dual exhaust tips, but it’s completely unclear what will power the new model. Honda could offer the crossover with electrified powertrains, and there are rumors that an all-electric version will be introduced once the new crossover becomes available.

Honda has been tight-lipped about the new CR-V, and it hasn’t announced a launch date. We expect Honda to reveal it this year in a bid to put it on sale in the US for the 2023 model year. We hope Honda will start dropping some camouflage leading up to the CR-V’s reveal. .

What is a used car loan and how to apply for it – Forbes Advisor INDIA


Cars are certainly among the things that can be categorized as both a necessity and a luxury. Buying a new car or even a used model can take up a lot of your budget and can take years to save. This is where loans come in.

You have two main choices when it comes to getting a car loan in India. The first is the regular car loan and the second is a used car loan. If you’re looking for the latter, here are the basics of used car loans and how you can apply for one.

Basics of a used car loan

A used car loan, also called used car loan, is a type of loan that aims to help a person obtain a good used car. This involves making monthly payments rather than paying cash, which is a slightly cheaper way to pay for a vehicle.

That said, a loan for used cars in India is subject to lower loan amounts. Keep in mind, however, that’s not a bad thing. Unlike other loans with high value assets, used car models are cheaper than new ones. This means you can expect lower monthly payments over the long term.

Used car loan vs new car loan

If you are new to loans, different types of loans may confuse you at first. For example, let’s talk about a used car loan and a new car loan.

Now, the main difference between the two is the type of car or vehicle you will be able to get. A used car loan comes with a used car while a new car loan comes with a brand new model. The former also has less money at stake. This makes it a good choice for those who want a car, but still don’t want to splurge monthly. The latter, on the other hand, will suit those with a higher financial capacity.

Used car loan vs personal loan

Both the used car loan and the personal loan can be used to finance a car. However, a personal loan has a more holistic approach for borrowers. While the first is strictly limited to the purchase of a used car, the second can be used for any type of personal need, hence its name. You can apply for it if you need money to invest, your personal expenses and your tastes.

The main point is that it can be difficult to apply for a personal loan if your main goal is to have a car. If so, it will definitely be more practical to stick with a used car loan.

How a used car loan works

The process for a used car loan begins with a financial institution. It can be either an informal lender or a corporate bank.

The institution will then evaluate your application by evaluating the specific opportunity model you wish to have, your budget, current source of income, and other financial information. After that, expect them to come up with a financial plan consisting of interest rates and required monthly payments, to name a few.

If you agree to the terms, you will get the loan money to buy your car. Your only responsibility after that is to keep track of monthly payments.

A used car loan is not too different from other types of loans. It works all the same since there are elements like the amount of the loan, the monthly payments, the interest rates, among others.

Specifications of a Used Car Loan in India

First of all, keep in mind that the specifications of a used car loan in India vary from bank to bank.

For reference, however, you should expect interest rates to vary between 7.50% and 15.50%. It’s unusual for rates to be higher than this, but it’s not entirely impossible, especially if you’re looking for a high-end financial institution.

As for the term of the loan, the maximum term can be up to seven years or 84 months. This is a relatively new rule in lending, so you should limit your expectations to just 72 months. Similarly, there are also banks that allow repayments of more than seven years. It will all boil down to the conditions of a financial institution regarding used car loans in India.

Advantages and disadvantages of a used car loan

A used car loan may seem like the perfect choice, but don’t forget that it also has its fair share of pros and cons.

Here is a list of some of the benefits you can get by taking out a used car loan:

  • Longer repayment period
  • Lower monthly payments
  • Reduced insurance costs (due to the used condition of the car)

The disadvantages, on the other hand, are:

  • Relatively higher interest rates
  • High deposit required
  • Faulty Used Cars Can Do Your Pocket More Harm Than Good

To ensure that you only get the professional side of the loan, be sure to invest time in choosing the right vehicle, the right financial institution and the terms and conditions that you will be working with. You may also need to consider working with financial consultants if you have the budget to spare.

How to Apply for a Used Car Loan in India

Applying for a used car loan in India is actually easy. Here are the steps you need to follow:

  1. Visit the bank you plan to work with. Make sure you have researched the best possible financial institution for your needs before visiting a branch.
  2. Provide the necessary documents, including the completed application form. The application form will be delivered by the bank itself once you have visited them. Some also offer a downloadable version on their website for convenience.
  3. Wait for the bank clerk to assess your eligibility and needs. It usually won’t take long as long as you’re sure you’ve submitted the loan requirements.
  4. Meet with the accountant to discuss the terms involved in your used car loan. This is the last step where the accountant(s) will tell you about the monthly repayments needed, interest rates, terms and conditions and likes.

Be sure to listen to every term given in the last step to avoid agreeing to unreasonable loan terms.

Things that impact a used car loan

Getting a used car loan will only be easy if you are qualified. That said, here are some things you should pay attention to before applying for the said loan:

  • Credit score
  • History as a borrower (if not your first time)
  • Source of income
  • Guarantors
  • Employment history

Expect it to be tough if you have an undesirable history as a borrower, employee, and likes. The credit score will especially play a big role.

Qualifications of a Used Car Loan in India

Since the required documents vary depending on the financial institution you are working with, we will focus on qualifying for a used car loan in India. See the following list:

  • Must be between 21 and 65 years old; Minimum of 25 if self-employed)
  • Monthly income must be INR 15,000 or more; INR 1.5 lakh per year if self employed
  • The candidate must have been in their current job for at least one year; The company must exist for 3 years and more if it is independent

These are the general qualifications set for Indian used car loan applicants. Others may be added depending on the bank.


A used car loan refers to a method of financing reserved for used cars. Applying for it will allow you to have a used but still functional vehicle for a much lower price. This is especially in relation to the new models.

However, note that like most loans, a used car loan works through monthly payments and interest. This means that it does not come with a specific price and will always vary depending on the financial institution you are working with.

Getting a used car loan in India does not come with heavy requirements. As long as you’re 21+ and can exceed the income requirement for the model you’re looking for, you’re good to go. You can also prepare a checklist to ensure that you are able to get a used car loan smoothly.

Personal loan rates could rise in March as Fed plans quarter-point rate hike


Despite strong wage growth and low unemployment, consumers are feeling the effects of rising prices. The Fed plans to hike rates in March to fight inflation, but that could impact personal loan rates. (iStock)

The Federal Reserve has kept its benchmark rate close to zero since March 2020 to spur economic recovery amid the COVID-19 pandemic. But with record annual inflation and a strong labor market, the Fed plans to implement several rate hikes in 2022 starting this month.

When the central bank raises the federal funds rate, interest rates are likely to rise slightly on a number of financial products, including credit cards, private student loans, home equity lines of credit and personal loans.

Keep reading to learn more about the impact of Fed economic policy on personal loan rates, as well as how to get a low interest rate on a personal loan. One way is to compare rates from multiple lenders at once on Credible’s online marketplace.


What the Fed’s rate hikes could mean for personal loans

Lenders set consumer borrowing rates based on the prime rate, which is an economic index that tracks the rates banks charge their most creditworthy commercial borrowers. The prime rate is largely influenced by the federal funds rate.

A group of senior Fed policymakers on the Federal Open Market Committee (FOMC) determines the federal funds rate, altering the central bank’s economic policy to suit current conditions. The FOMC is closely watching inflation, which rose to an annual rate of 7.5% in January, nearly triple the Fed’s 2% target.

Fed Chairman Jerome Powell told lawmakers last week he would propose a quarter-point rate hike at the March 15-16 FOMC meeting to rein in high inflation. He added that Fed officials are “ready to act more aggressively by raising the fed funds rate by more than 25 basis points” in future meetings.

“With inflation well above 2% and a strong labor market, we believe it will be appropriate to raise the target range for the fed funds rate at our meeting later this month,” Powell said.

Upcoming rate increases will affect the prime rate and will likely result in higher borrowing costs for a number of consumer debt products, including personal loans. Average personal loan rates hit all-time lows at the end of 2021 in part due to the Fed’s moderate economic policy, but may start to rise following rate hikes in 2022.

Average two-year personal loan rate, Federal Reserve

Although personal lenders consider the prime rate, they rely more on other factors such as the applicant’s credit score and debt-to-income ratio (DTI) to determine interest rates. And since rates vary from lender to lender, it’s important to compare multiple lenders.

You can visit Credible to compare personal loan rates that are right for you for free without affecting your credit score.


How to get a low personal loan rate

While the Fed’s rate hike in March may impact average personal loan rates, there are a number of factors within your control that lenders consider when setting interest rates. Personal lenders rely heavily on your creditworthiness, including your credit score and DTI, to determine your interest rate and eligibility.

Applicants with very good to excellent credit, as defined by the FICO scoring model like 740 or more, will see the lowest personal loan rates. On the other hand, those with bad credit may see higher rates – if they qualify.

Personal loan rate by credit score

Here are some tips for getting a low interest rate on a personal loan:

  • Work on building your credit score. Improve your on-time payment history and reduce your credit utilization, which is the amount of revolving debt you owe relative to the credit limit you have. Also consider signing up for free credit monitoring services on Credible.
  • Reduce your debt burden. Ideally, lenders like to see a DTI ratio of 36% or less. If you have excessive levels of debt, consider using cash flow such as tax refunds and work bonuses to pay off your current loans. Alternatively, you can research ways to increase your income.
  • Shop with multiple lenders. Most personal lenders allow you to prequalify to see your estimated interest rate with a soft credit inquiry, which won’t affect your credit score. This way, you can purchase the lowest fare possible.

You can browse the current personal loan rates in the table below. Then you can visit Credible to be prequalified by multiple lenders at once, so you can search for the best deal for your financial situation.


Do you have a financial question, but you don’t know who to contact? Email the Credible Money Expert at [email protected] and your question might be answered by Credible in our Money Expert column.

Read this before applying for a small business term loan


Taking out a small business term loan gives you the flexibility to pay it back whenever you want. The interest rate will determine the amount of your EMIs and will be based on the interest rates included in the commercial term loan. By deciding how much you can afford to borrow, you can plan your repayment strategy. However, if you don’t have a solid business plan, you may need to adjust your repayment schedule.

Benefits of a term loan

A term loan is one of the best ways to establish or repair credit. Even if you have bad credit, a term loan can help you qualify for a traditional bank loan. When you have bad credit, you may need to provide a co-signer or receive a different product. If you’re wondering whether or not you qualify for a term, consider using business term loans Icapital. You can apply online and receive funding in as little as 24 hours.

Photo by Tyler Franta on Unsplash

While term loans can be beneficial for many small businesses, there are several important things to keep in mind before applying. Although they are easy to request, they require a commercial guarantee. While your business is in jeopardy, the best way to avoid this is to only borrow what you can afford. Because finding the capital you need to grow is a major challenge for most Canadian small businesses, many small business owners choose to use term loans. These loans offer the best conditions and attractive rates.

A term loan is flexible, but it comes with high fees. Although it’s easier to get a traditional bank loan, you need to know what you can afford. If you need capital, a term loan may be the best option. It’s a good way to access a large sum of money without weighing down your cash flow. But be sure to choose the right term length for your business. Then you can start planning your repayment schedule.

Applying for a term loan is very simple. In most cases, you will need to provide basic information about your business and yourself. You will also need to provide a valid government-issued photo ID and a recent bank statement. Lending Loop markets itself as the first fully regulated peer-to-peer lending platform in Canada. Once you’ve created your account, you’ll be ready to apply for a term loan.

Why the Term Loan is the Best Option for Small Businesses

A term loan is a type of loan where a lender gives you a lump sum of money over a certain period of time. This type of loan is ideal for businesses because it allows you to pay off your debt over a long period of time. It is easy to repay and comes with a fixed interest rate. This type of loan is perfect for small businesses that need funds to grow. It’s a great choice for many reasons.

The term loan is a great option for small businesses. The flexibility it offers is an important advantage for businesses. This will help them meet a variety of needs, from buying a new product to paying off other debts. The terms of these loans are generally flexible. If a business owner has good credit, the loan is more likely to be affordable. If you are a small business owner, a term loan may be the best option for you.

A term loan is a great option for small businesses with limited cash. A term loan is a type of personal loan that can be paid off in a few years. It’s the perfect option for entrepreneurs who have a long-term financial plan and don’t want to risk default. Its advantages make it a popular choice among small businesses in Canada. So why not enjoy it ?

A term loan is a great option for small businesses. This type of loan allows the borrower to take out a loan with a low monthly payment. With a commercial term, you will repay the loan over a longer period. The repayment schedule is a crucial element for any small business. The best option is to apply business term loans Icapital. Whatever your situation, you will find it adapted to your needs.

US threatens to ‘shut down’ Chinese chipmakers if they violate Russian sanctions


“This is our smart and peaceful tool to destroy the Russian economy,” he said.

Fedorov’s strategy looks like this: he will write to business leaders, then tweet a photo of his letter. If a tech company responds to his request, he’ll usually tweet it too. It’s hard to say if his tweets alone have influenced tech companies, but Fedorov has a history of getting some tech leaders to follow his wishes.

Here’s a look at how companies and platforms have acquiesced (or not) to his calls to action.

Platforms and companies that responded to Fedorov’s requests

Netflix: On February 26, Fedorov called on the streaming platform to block russian access and close Russian content. netflix announcement two days later that it would not add Russian channels to its service, and on March 6, it suspended his service in Russia.

PayPal: On February 26, Fedorov asked PayPal to block his service in Russia. On March 5, the company announced that it would suspend service in the country.

Visa and MasterCard: Fedorov had the same wish for Visa and Mastercard as it did for PayPal. On March 5, the two suspended his services in Russia.

SAP and Oracle: On March 2, Fedorov tweeted a letter which asked Oracle to suspend its activities in Russia and SAP to cease supplying its products and services there. Oracle noted it will suspend operations and SAP has announced that it will suspend sales that day. Fedorov was not entirely satisfied with SAP’s response. He tweeted again call out company to stop supporting SAP products in Russia.

Starlink: On February 26, Fedorov appealed to Elon Musk provide Ukraine with Starlink Internet terminals. Musk responded later that day, Starlink service was activated in the country.

Youtube: On February 26, Fedorov said to have contacted the platform on blocking Russian “propaganda” channels. Later in the day, YouTube disabled monetization of Russia Today channels. On March 1, the platform blocked Russian state-controlled channels in Europe.

Companies and platforms that did not respond to Fedorov’s requests

Apple: On February 25, Fedorov tweeted a letter addressed to Tim Cook asking him to block the App Store for Russian citizens. Apple blocked RT and Sputnik from the App Store outside of Russia, but did not block Russian access to the App Store. experts saidhowever, that cutting off access to the App Store could make it more difficult for Russians to stay informed and coordinate possible anti-war efforts.

Google: Fedorov too hurry Google to block access to Google Play. The company has stopped selling ads in the country, and Alphabet kicked RT and Sputnik out of Google Play, but the company didn’t completely block access to its app store.

Microsoft: Fedorov want company to cut off access to Azure, Skype and GitHub in Russia. Microsoft new sales suspended in the country but did not block access to its services.

Apple Music and Spotify: Fedorov demand both platforms to allow artists to change their album covers to draw attention to the war. The two have not responded to this request, at least not publicly.

Meta: On February 26, Fedorov noted he wrote to Meta urging the company to block Russian access to Facebook and Instagram. On March 1, the company announced that it would offer encrypted Instagram DMs in Russia and Ukraine and demote Facebook posts from users who connect to Russian state media, but it refrained from restricting access to Russians. Instead, Russia cut off access to Facebook.

Crypto Exchanges: Fedorov demand major crypto exchanges to block Russian user addresses. Coinbase’s Brian Armstrong said he won’t unless the United States requires a ban.

Fig: On March 5, Fedorov demand Figma to cease providing its services in Russia. The company has not responded, at least not publicly, to the request.

7 symptoms of carbon monoxide poisoning and how to protect your family


Carbon monoxide (CO) is an odorless, colorless, tasteless and non-irritating gas. That’s what makes it so dangerous. You can’t see it, taste it or smell it. As the temperatures drop, the dangers increase. Carbon monoxide poisoning is a real concern, and the effects can be devastating.

Why Carbon Monoxide Is Dangerous

Carbon monoxide is the number one deadly poisoning in America today. According to Center for Disease Control and Prevention (CDC), more than 400 people in the United States die each year from accidental CO poisoning. Nearly 50,000 people in the United States end up in emergency rooms and more than 4,000 are hospitalized each year.

Over the past year, Omaha has been hit with numerous cases of CO poisoning requiring medical attention. A family of 10 had no idea their Christmas party would be interrupted by such an incident. What started with their charcoal grill holiday tradition ended with a call to 911. The 10 family members were overwhelmed with symptoms and eventually ended up at Nebraska Medical Center to receive hyperbaric oxygen therapy . Luckily everyone recovered.

Not everyone is so lucky. Carbon monoxide poisoning can cause heart, nerve and brain damage. “Preventing these effects is the primary goal of hyperbaric oxygen treatment,” says Jeffrey Cooper, MD, emergency medicine and medical director of the hyperbaric unit. “With early intervention and proper care, we can significantly reduce these risks. Nebraska Medicine is the only facility with critical care capacity and 24-hour availability to deal with emergencies. I am proud to our dedicated and highly trained team and the care they provide provide for the needs of our patients.”

No one is immune to the dangers of carbon monoxide. In truth, everyone is at risk. The elderly, infants and people with chronic illnesses are particularly vulnerable.

7 symptoms of carbon monoxide poisoning

Symptoms of carbon monoxide can range from mild to severe. “Symptoms are vague at first and can be as simple as a headache or flu-like symptoms,” says Dr. Cooper. “It’s concerning if multiple people are showing symptoms. That’s why carbon monoxide detectors on every floor of your home are so important. These detectors can alert you to danger before you even realize you have symptoms. .”

If you breathe in a large amount of carbon monoxide, you may pass out without noticing any symptoms.

Common symptoms can include:

  1. Headaches, dizziness
  2. Weakness
  3. Nausea
  4. Vomiting
  5. chest pain
  6. Confusion
  7. Loss of muscle coordination

Where does carbon monoxide come from

Produced by fuel combustion, CO gas accumulates in enclosed spaces. Ventilation does not guarantee safety. Using fuel tools in the basement, even with the windows open, or starting your car with the garage door ajar isn’t enough.

Be careful even when using fuel-burning equipment outdoors. “We’ve had cases of people being overcome with carbon monoxide while using a gasoline or diesel engine outdoors,” says Dr Cooper. “These engines emit huge amounts of carbon monoxide.”

Carbon monoxide is generated by combustion appliances, equipment and vehicles such as:

  • Cars or trucks
  • Small engines
  • Gas stoves, kerosene lanterns
  • Gas and Charcoal Grills
  • portable generators
  • Fireplaces, furnaces
  • Flameless Portable Chemical Heaters

How to Prevent Carbon Monoxide Poisoning

Remember that only working detectors can protect you. Protect yourself and your family by taking the following steps:

  • Install a battery-powered or battery-backed carbon monoxide detector on every level of your home
  • Carbon monoxide can easily pass through drywall. If you live in an apartment, make sure a CO detector is installed and working
  • Test the detectors monthly and replace the detector battery in the spring and fall when you change clocks. Do not disable a detector by borrowing its battery for another use
  • Replace each detector every 5-10 years
  • Check your car or truck’s exhaust system every year
  • Never drive a car or truck inside a garage, especially one attached to a house, even with the garage door open
  • Stay up-to-date on annual maintenance and servicing of the heating system, water heater, and any other gas, oil, or coal-fired appliances by a qualified technician
  • If you smell an odor coming from a gas appliance, have it repaired by an expert.
  • Only buy gas equipment bearing the seal of a national testing agency
  • Have your chimney checked or cleaned every year
  • Never heat a room with a gas stove or oven
  • Never burn charcoal indoors. Burning coal releases carbon monoxide
  • Never use a portable gas camping stove indoors
  • Never use a generator inside your home, basement or garage. When using it outdoors, keep it 20 feet away from any window, door or vent

What to do if your carbon monoxide alarm goes off

Never ignore a carbon monoxide alarm. Don’t even try to find the gas source.

  • Get out into the fresh air immediately
  • Call 911
  • Make sure everyone in the house is accounted for
  • Do not go inside until invited to do so.

If you live in Omaha City, the Omaha Fire Department offers homeowners a free combination of carbon monoxide and smoke detectors. With awareness and a few small actions, you can keep yourself and your family safe.

Climate Resilience: Opportunities to Improve Federal Planning and Implementation


What the GAO found

Disaster costs are expected to increase as certain extreme weather events become more frequent and intense due to climate change, as observed and projected by the U.S. Global Change Research Program and the National Academies of Sciences, engineering and medicine. The GAO Disaster Resilience Framework can serve as a guide for analyzing federal action to facilitate and promote resilience to natural disasters and the effects of climate change. The framework is organized around three guiding principles—information, integration, and incentives (see figure)—that can help Congress and federal agencies improve federal climate resilience planning and implementation.

Figure 1: GAO Disaster Resilience Framework Principles

Information. Congress and federal agencies can help decision makers access authoritative and understandable climate information. For example, in November 2015, the GAO reported that the federal government needed a whole-of-government approach to provide decision makers with reliable climate information. The GAO recommended that the Executive Office of the President (EOP) designate a federal entity to develop and update this information and designate a federal entity to create a national climate information system. EOP neither agreed nor disagreed with the recommendations and had not implemented them as of March 2022.

The integration. Congress and federal agencies can help policymakers integrate analysis and planning to take cohesive and coordinated resilience actions. For example, in March 2021, the GAO reported that the Department of Energy did not have a department-wide strategy to improve the resilience of the power grid to climate change risks. The GAO recommended that the department develop and implement such a strategy. The department has accepted this recommendation in principle, but the measures it proposes do not fully address it.

Incentives. Congress and federal agencies can make de-risking investments more viable and attractive. For example, in September 2021, GAO identified a series of policy options that the Federal Highway Administration could adopt to encourage states and localities to improve the climate resilience of federally funded highways. The GAO has suggested that Congress direct the agency to implement one or more of these options and give it statutory authority to do so.

Why GAO Did This Study

The increasing number of natural disasters in the United States and reliance on federal assistance to deal with them are sources of climate-related federal fiscal exposure. Limit the federal government’s fiscal exposure by better managing climate change risks has been on the GAO’s high-risk list since 2013, in part due to the rising costs of federal disaster response and recovery efforts. For example, from fiscal years 2015 to 2021, some disaster relief appropriations totaled $315 billion.

GAO has already found that improving climate resilience could help limit future costs. Improving climate resilience means taking steps to reduce potential future losses by planning and preparing for potential climate hazards. Agencies have taken some steps, particularly in the areas of climate resilience planning.

This testimony focuses on how Congress and federal agencies can improve climate resilience planning and implementation by applying GAO principles. Disaster Resilience Framework. This story is based on the findings and methodologies of GAO’s Climate Resilience reports from May 2011 to September 2021.

The Panthers rout the Sabers when Spencer Knight returns; Lundell injured


Florida Panthers goaltender Spencer Knight (30) looks for the puck in traffic during the first period of an NHL hockey game against the Buffalo Sabers, Monday, March 7, 2022, in Buffalo, NY (AP Photo/Jeffrey T. Barnes)

Florida Panthers goaltender Spencer Knight (30) looks for the puck in traffic during the first period of an NHL hockey game against the Buffalo Sabers, Monday, March 7, 2022, in Buffalo, NY (AP Photo/Jeffrey T. Barnes)


The Florida Panthers’ 6-1 rout of the Buffalo Sabers on Monday was a kind of homecoming celebration for Brandon Montour and Sam Reinhart, who combined for three points in their return to Western New York, and another for Spencer Knight in his long-awaited return to the NHL.

The only thing that slowed down the good vibes was a scary crash for Anton Lundell in the first half. Although the rookie center took an awkward fall and entered the board feet-first behind the Sabers net, Andrew Brunette is optimistic the lower-body injury won’t keep Lundell out too long.

“I have no idea. I’m not a doctor, so it’s a bit difficult to assess,” the coach said, then offered a hopeful treat. “I think it’s not serious, but we’ll see.”

Other than the injury and a shaky first period, it was the kind of night the Panthers (38-13-5) had been hoping for against one of the worst teams in the league.

Florida never trailed, turned a 1-0 lead late in the first period into a 5-0 rout late in the second and nearly shutout Buffalo to come back up in first place in the Atlantic Division, but with a game more than the Tampa Bay Lightning.

Montour scored the opening goal in the first period — on the Panthers’ first shot on goal — and added an assist in the second to give Florida a 2-0 lead. Reinhart added another assist on a power play goal later in the period to give the Panthers a 3-0 lead. Knight, who was playing in the NHL for the first time since January after spending more than a month in the American Hockey League, came on 6:18 from his first career shutout before allowing a deflection goal in the third .

It was about as eventful as a blowout win in front of 7,906 at KeyBank Center could have gotten.

“It’s good to see good faces. It’s a little different playing against them, but that’s hockey,” said Montour, who along with Reinhart was traded from the Sabers to Florida last year. “Once it’s game time, it’s the same. It was good to get that one early.

It was about the only thing that went well on offense for the Panthers in the first. Buffalo (18-32-8) outscored Florida 11-3 in the first period, but the Panthers led 1-0 in the first intermission thanks to Montour’s goal and Knight’s solid play.

The rookie finished with 29 saves and started the game with 26 straight saves before allowing a third-period goal as Florida already led 6-0.

“He played amazing,” said winger Anthony Duclair, who scored in the Panthers’ four-goal second period. “I’m happy to see him again, that’s for sure.”

It was Knight’s first NHL start since the first day of February and, statistically, one of the best of his career – a very positive sign, considering the length of his season.

Knight started the year with serious aspirations for the Calder Memorial Trophy and found himself in a reserve role as compatriot Sergei Bobrovsky put together a resurgent first half. During his limited playing time, Knight, who became the youngest goaltender in league history to win his playoff debut last year after Bobrovsky was benched, experienced a hectic first half, posting an .898 save percentage and a 3.23 goals-against average.

The 20-year-old’s disappointing first half, along with Bobrovsky’s return to form, meant Brunette struggled to find opportunities to secure playing time for Knight, so the Panthers loaned the goaltender at AHL Charlotte last month, ahead of the 2022 NHL All-Star Game. .

Knight made eight starts for the Charlotte Checkers and regained his form by getting regular playing time against minor league competition. He posted a .924 save percentage and a 2.43 goals-against average before Florida called him up on Sunday to start the start of a straight set Monday.

At least for one night, the month-long trip to the minors seemed to benefit Knight and Knight’s perks will also benefit the Panthers once they reach the 2022 Stanley Cup Playoffs.

“At his age, I think playing is probably the most important thing,” Brunette said, “and it’s good for a young player to kinda earn it, to fight. And the American League isn’t always fun and he went there with a good attitude, and he had a lot of help there and we know how good he is. He’s the best goalkeeper I’ve seen at his age and we we just make sure to develop it the right way.

PanthersSabresHockey (1).JPG
Florida Panthers center Aleksander Barkov (16) controls the puck during the second period of an NHL hockey game against the Buffalo Sabers, Monday, March 7, 2022, in Buffalo, NY (AP Photo/ Jeffrey T. Barnes)Jeffrey T. Barnes PA


On Tuesday, Florida will play back-to-back nights for the first time in more than a month when they wrap up a quick two-game road trip against the Pittsburgh Penguins.

Bobrovsky will likely get the start in net against the Penguins (34-14-9) in Pittsburgh. The puck will drop at 7 p.m. at PPG Paints Arena.

This story was originally published March 7, 2022 9:34 p.m.

Maryland native David Wilson is the Miami Herald’s duty man for sports coverage.

93% of student borrowers not ready to start payments again in May


Student loan repayments resume in May, but a new survey suggests the vast majority of borrowers are not financially prepared. (Stock)

Federal student loan repayments resume May 1 after more than two years of COVID-19 emergency forbearance. However, 93% of student borrowers are not ready to resume their payments, according to a February survey conducted by the Student Debt Crisis Center (SDCC).

More than a quarter (27%) of the 23,532 student borrowers surveyed said they would never be financially ready to make payments again. Additionally, 85% said they currently rely on payment break financial relief.

If you’re among the vast majority of student borrowers who aren’t ready to start payments again in two months, keep reading to learn. how to prepare yourself financially. One strategy is to refinance your student loans at a lower interest rate. You can visit Credible to compare student loan refinance rates for free without affecting your credit score.


Student borrowers say inflation will make it harder to resume payments

With inflation and Consumer debt at all-time highthe vast majority (92%) of full-time student borrowers fear that rising prices will make it harder to meet their monthly payments in May, SDCC reports.

“Our results show that the ongoing pandemic, combined with unprecedented inflation, are huge headwinds for borrowers who overall are not ready to resume payments, are struggling to meet their basic base and are confused about their options moving forward,” said SDCC President Natalia Abrams. .

Inflation has risen 9% since the start of the coronavirus pandemic in March 2020, according to consumer price index (CPI). So while your student loan repayments may be the same as before the forbearance period, rising prices for other goods and services may make it more difficult to meet your monthly payments.

One way to reduce your student loan repayments is to consolidate into a private loan at a lower interest rate. Keep in mind that refinancing your federal loans will make you ineligible for government benefits, such as income-contingent repayment (IDR) plans and some student loan forgiveness programs. You can learn more about refinancing student loans on Credible to decide if this strategy is right for you.


How Borrowers Can Prepare to Resume Student Loan Payments

A third of borrowers surveyed by SDCC said they had cut back on basic necessities like food, rent and healthcare in preparation for the end of forbearance in May. However, there are several other ways to prepare for student loan repayment:

Learn about each strategy in the sections below.

Get in touch with your loan manager

During the student loan payment pause period, millions of borrowers had their loan balances transferred to a new repairer. Worryingly, more than half of borrowers surveyed say their student loan officer has not contacted them with details about when their payments will resume.

Contact your loan manager to get a clear idea of ​​your payment due date, monthly payment amount, remaining loan balance and current interest rate. Your loan repayment terms must be the same as before the start of the forbearance period. However, you may need to re-enroll in Autopay to avoid missing a payment in May.

If you’re unhappy with your current repayment terms, such as your interest rate or monthly payments, you may want to consider refinancing. You can view your student loan refinance offers on Credible for free with a flexible credit application.


Sign up for income-oriented reimbursement

Federal student borrowers may be eligible to enroll in an IDR plan to limit their monthly payments to between 10% and 20% of their disposable income. The Ministry of Education offers four IDR plansdepending on the type of student loan you have:

  1. Revised Pay As You Earn Repayment Plan (REPAYE Plan)
  2. Pay As You Earn Reimbursement Plan (PAYE Plan)
  3. Income Based Reimbursement Plan (IBR Plan)
  4. Income Contingent Repayment Plan (ICR Plan)

How much you pay each month depends on the type of plan you choose, as well as your household income and family size. Check if you are eligible for income-contingent reimbursement by logging into your account at the Federal Student Aid (FSA) website.

Request an additional federal deferment

If IDR plans are not enough to save you from delinquency, you might consider defer your federal student loans. It is important to note that interest may accrue on your loans while you are in deferment, which will increase the overall cost of borrowing.

You may be eligible to defer your federal student loans if you are unemployed or meet economic hardship standards. It is also possible to defer your student loan repayments while you are still in school.


Apply for student loan forgiveness

As a presidential candidate, Joe Biden campaigned on forgiveness of $10,000 in student loan debt per borrower. And while the president has yet to enact widespread student loan relief, his administration has provided billions of dollars in student loan relief through the following programs:

  • Public Service Loan Cancellation Program (PSLF): The Biden administration announced significant changes to the PSLF program in October 2021 that made it easier for applicants to meet eligibility requirements. As a result, approximately 70,000 public servants received $5 billion worth of student loan forgiveness under this program.
  • Closed School Release Program or Borrower Defense: If your college engaged in misconduct during your enrollment or went into default, then you may be eligible to have your federal student loan debt forgiven. The Department of Education has canceled about $3.2 billion in debt through these programs since President Biden took office.
  • Total and Permanent Disability (TPD) Leave Program: Borrowers with disabilities may be able to have their federal student loan forgiven. Under the Biden administration, more than 400,000 borrowers qualified for TPD discharges for a total of $7 billion in student loan relief.

These federal student loan forgiveness programs have strict eligibility requirements, which means that many borrowers will not qualify. Also, these programs only apply to federal student loans, not private student loans.

Reduce your monthly payments with refinancing

It may be possible to lower your monthly payments, pay off your debts more quickly, and save money over time by refinancing your student loans at a lower interest rate. Student loan refinance rates are currently near record lows, according to data from Crediblewhich means some borrowers may be able to save more money than ever before.


The interest rate you qualify for depends on the amount and term of the loan, as well as your credit score. Well-qualified applicants with good credit scores will qualify for the best possible student loan refinance deals. On the other hand, borrowers with bad credit may need refinance their student loans with a co-signer to meet the eligibility requirements.

That being said, refinancing student loans is not good for everyone. If you plan to take advantage of federal student loan benefits, such as student loan forgiveness programs, refinancing would make you ineligible. But if you don’t plan to use federal protections or already have private student loan debt, refinancing may be a good option.

You can compare student loan interest rates from private lenders in the table below. Then you can use a Credible’s Student Loan Refinance Calculator decide if this strategy is right for your financial situation.


Do you have a financial question, but you don’t know who to contact? Email the Credible Money Expert at [email protected] and your question might be answered by Credible in our Money Expert column.

How to get more women into open source


Join today’s top leaders online at the Data Summit on March 9. Register here.

This article was written by Samantha Wang, Product Manager at InfluxData

Now more than ever, representation matters. This idea rings just as true in the field of software development as it does anywhere else. Technology consumers include people of all generations, genders, and ethnicities. So, it stands to reason that when individuals from these same groups contribute to the development of technology, they have the opportunity to include concepts and perspectives that might otherwise be overlooked.

This reality is one of the reasons it’s so vexing that the tech industry struggles to attract and retain women. Lately, we’ve seen a surge in the adoption and use of open source software across geographic boundaries and industry verticals. Yet the disparity between male and female contributors within the open source community is significant. According to a 2017 survey by GitHub of his communityonly 3% of respondents identified as female.

Helping to deter women in open source

It’s important to recognize that while there is a gap between the number of male and female open source contributors, it’s not a function of wanting to improve open source code. In fact, 68% of female open source developers say they are interested in making open source contributions, compared to 73% of males. This raises the question of why women are less likely to do so, around 45% compared to 61% of men. A survey found that among GitHub users with ten or more contributions, just one 6% were women.

The reasons given by GitHub contributors mirror issues of sexism that women face elsewhere in tech:

  • 25% encountered language or content that made them feel unwelcome (compared to 15% for men),
  • 12% encountered stereotypes (vs. 2%), and
  • 6% have received unsolicited sexual advances (vs 3%)

The prevalence of workplace harassment for women in tech is a major contributor to the mass migration of women out of tech halfway through their career. More than half of these women experience harassment at work, compared to 16% of men. Compensation is another factor contributing to the exodus of women from tech, as female engineers earn $0.83 for every dollar earned by a male in the same position. Women engineers also point to a lack of management support or an acceptable work/life balance as factors pushing them to leave technology.

Improvement strategies

Despite the challenges these numbers highlight, women who choose to stay in tech tend to have a positive impact on those who come after them. These seasoned engineers often become role models who can foster a peer group of female technicians and help guide career development opportunities.

A long-term study of mentoring by researchers at the University of Massachusetts found that female engineering leaders who had female mentors reported increased levels of motivation, assertiveness, and lower levels of anxiety than those who had a male mentor, or no mentor at all. The study followed subjects for a year before and a year after graduation, and found that women with mentors who were also women were less likely to drop out and more likely to seek engineering jobs. after graduation.

As with mentoring, success inspires success. Therefore, having women in leadership positions in technology exposes career opportunities that may not be obvious to younger female employees. These female leaders find themselves in a position that gives them greater agency and power to challenge the negative behaviors that deter women from staying in tech. Of course, women aren’t the only ones who can hold companies accountable for diversity and inclusiveness, but it’s critical that women leaders be part of these efforts to bring their perspective and experiences to bear so that companies can develop and corporate cultures can evolve.

The very reality of women in leadership positions demonstrates to other women that avenues for advancement exist. It also provides emerging leaders with proof that women can thrive in technology. A recent study on women in tech, conducted by Accenture and Girls Who Code, recommended that companies set and publish targets for the number of women in their leadership teams. Additionally, for greater accountability, companies should align their leaders’ ability to achieve these goals with compensation-related KPIs.

Putting accountability into action

As a leading open source company, InfluxData hopes to encourage more women to contribute to open source projects. We do it in several ways. For example, we maintain a Slack community channel and encourage all of our developers to answer questions, provide feedback, and offer insight into various open source projects. We encourage our female engineers to actively engage with the community because we understand that women, in general, enjoy collaborating with other women in tech spaces.

We strive to make our Slack channel and community forums safe places for female developers to discuss their open source projects. Our female developers are often invited to speak at conferences and lead workshops and webinars on various aspects of our open source technology stack. We recognize that open source can be an entry point for a range of STEM-related careers and is a great way for developers of any skill level to practice programming. By providing this level of visibility to developers, we hope to create the kind of inclusive environment that inspires women to share their open source work and showcase what they do.

Women in Open Source: The Basics

There is no magic cure for the scarcity of women in tech and, by extension, open source. Addressing this issue requires sustained focus and commitment from leaders in the tech space to create diverse and inclusive work environments that are free from harassment. Companies also need accountability in promoting women, especially in leadership positions, so that these individuals can mentor and inspire the next wave of women in tech. The sooner companies engage in these types of initiatives, the sooner the tech world will become a better place for everyone.

Samantha Wang is Product Manager at InfluxData


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Teenager Stuck In 35ft Tree After Cat Rescue Gone Wrong


An Indiana teenager has regretted his decision to climb a 35ft tree to try and save a cat after he got stuck with no way down.

The Miami Herald reports that a 17-year-old, identified only as Owen, had to be rescued by firefighters after climbing the tree at Holliday Park on Spring Mill Road in Indianapolis in an attempt to help a tabby cat.

Firefighters were called to the scene around 4:37 p.m. on Saturday March 5.

According to a statement posted on Facebook by the Indianapolis Fire Department, Owen told firefighters on scene that he was “trying to do a good deed” after spotting the stranded animal.

“Although Owen had no trouble climbing the tree, his positioning did not allow for the same ease of descending,” they explained.

The Indianapolis Fire Department said a fire truck and a “rope rescue team” were called in to help bring Owen down after crews discovered they were unable to rescue him. using an aerial ladder due to too soft ground and concerns about potential motor blockage.

The Miami Herald estimates that up to a dozen people were deployed as part of the rescue, which was watched by several onlookers on the ground. Owen was finally helped down at 6:36 p.m. and the entire rescue operation took about an hour.

He was then examined by an EMS doctor before being released with his parents’ approval.

“Apart from a few scratches, he was perfectly fine,” the Indianapolis Fire Department said. “The cat seemed to enjoy the commotion but literally made no effort to get down from the tree.”

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Commenting on the post, Abi Moore said the incident was “further proof that cats are jerks”, adding “lovable, charming, undeniable jerks”.

Others like Alison Donick were full of praise for the efforts of everyone involved, commenting, “Great job Indianapolis Fire Department! Great job Owen on a tryout beyond expectation. Damn cat. “

However, some, like Bob Burr, criticized the teenager’s actions. “Noble gesture, but they end up falling on their own…a waste of the city’s resources,” he said.

Elizabeth Renee added: “I don’t blame the child. Generations of us have been programmed by television to think that a cat in a tree might be an emergency and in need of rescue.”

Newsweek contacted the Indianapolis Fire Department for comment.

The incident comes just a week after another cat rescue involving firefighters went viral for all the wrong reasons after the feline ended up falling to the ground at full force, missing the safety blanket in the process.

In another case, firefighters were forced to cut through the frame of a couch to save a trapped kitten.

Meanwhile, in England, a firefighter has been praised after saving a cat’s life using special resuscitation equipment following a house fire.

Firefighters were called to rescue the 17-year-old after he got stuck in a tree
Indianapolis Fire Department

Nova Pangea, Aemetis, World Energy, Gevo, USA BioEnergy, Sherdar Australia Bio Refinery, DG Fuels and Sweetwater marketing: Biofuels Digest


Nova Pangea Technologies, the UK cleantech company at the heart of the Net Zero transition, has launched the Front-End Engineering Design (FEED) study for its first commercial plant in the UK. Aemetis, Gevo, USA BioEnergy, DG Fuels and others also announced feedstock deals, loans, initial engineering design and projects that are ramping up and moving to commercialization. It’s an exciting level of progress that gives us insight into the evolution of the bioeconomy.

In today’s Digest, a look at some of the latest companies like Nova Pangea, Aemetis, World Energy, Gevo, USA BioEnergy, Sherdar Australia Bio Refinery, DG Fuels and Sweetwater are progressing towards their first commercial projects, agreements, loans, etc .

New Pangea

Let’s start with the latest from Nova Pangea Technologies, the UK cleantech company at the heart of the Net Zero transition, which has launched the Front-End Engineering Design (FEED) study for its first commercial plant in the UK. This is an important next step towards building factories and commercial production.

The company, based in Redcar on Teesside, has developed proprietary technology (REFNOVA) that converts biomass, such as forestry and agricultural residues, into sustainable sugars and biochar. NPT’s technology will help reduce dependence on fossil fuels for a wide range of applications, paving the way for decarbonization in sectors such as transport (sustainable aviation fuel (SAF)) and industrial applications such as green steel.

Once completed, the FEED study will confirm the design that will enable NPT to transition to continuous operation of the plant, resulting in the annual production of 10,000 tons of sustainable biocarbons and 6 million liters of bioethanol that can then be used for FAS.

Sarah Ellerby, CEO, said: “The FEED study will be completed in April, after which we will begin detailed engineering design and construction. We expect to be operational in the first quarter of next year with bioethanol production in the second quarter. With very little non-food bioethanol in the world, this is quite a feat for NPT and the UK’s supply chain and net zero agenda more broadly. We hope to make further announcements regarding site location and partners soon.”


As just announced today in The Digest, Aemetis has entered into two new lower interest rate credit facilities with aggregate availability of up to $100 million, including up to $50 million for projects producing low-carbon renewable products and up to $50 million for working capital. .

The credit facilities are expected to fund Aemetis’ projects that reduce the carbon intensity of renewable fuels, including a zero-carbon solar panel and extensive electrification upgrades to plant processing equipment of Keyes ethanol, sustainable aviation fuel (SAF) and renewable diesel. plant and carbon sequestration facilities.

The new credit facilities are expected to provide the remaining financing required for the engineering and licensing of Aemetis’ Carbon Zero renewable diesel and aircraft plant in Riverbank, California prior to the completion of the debt financing of the project. Aemetis has invested more than $32 million in cash and grants in the renewable diesel and aircraft plant.

Let’s not forget news from India that Aemetis’ Universal Biofuels subsidiary in Kakinada, India has agreed to acquire a site to build a tallow oil refining facility. The refining facility is designed to supply feedstock to Aemetis’ existing 50 million gallon per year biodiesel plant located on India’s east coast and will provide feedstock supply in the future of Aemetis’ 90 million gallon sustainable aviation fuel and renewable diesel plant under construction in Riverbank, California. .

And how about the news that Aemetis, Inc. has signed an offtake agreement with Japan Airlines for 90 million gallons of sustainable blended aviation fuel to be delivered over the 7 year term of the agreement. The blended sustainable aviation fuel to be supplied under this agreement is 40% SAF and 60% Petroleum Jet A to meet international blending standards.

And in switching to biogas, Aemetis Biogas has completed an additional seven-mile underground pipeline to transport biogas from five new dairy digesters to the centralized renewable natural gas upgrading facility located at the Aemetis Keyes biofuels plant. Including the four miles of biogas pipeline commissioned at the end of 2020, Aemetis has now installed over 11 miles of pipeline and is on track to complete the 36-mile biogas pipeline network in 2022.

It’s no wonder Aemetis is driving the bioeconomy forward – have you seen its latest five-year plan? Just last week they unveiled their 2022 five-year plan which projects the company will generate $1.5 billion in revenue and $461 million in adjusted EBITDA in 2026. The revenue plan reflects a rate of expected compound annual growth of 39% and the EBITDA plan reflects a projected compound annual growth rate of 79% for the years 2022 to 2026.

Vertimass and global energy

Not to be outdone, in the United States, Vertimass and World Energy have signed a Memorandum of Understanding to collaborate on the development and application of Vertimass Technologies to produce renewable fuels, including sustainable aviation fuel. World Energy is investigating the integration of Vertimass proprietary alcohol with renewable fuel technologies for the production of SAF, biomass-based diesel, green gasoline, renewable naphtha and other renewable fuel products.

Through this agreement, the two companies will jointly develop alcohol-to-hydrocarbon conversion projects using Vertimass technology. World Energy may subsequently license the Vertimass technology for commercial production.


In Iowa, Gevo has begun the process of bringing its wholly-owned dairy manure-based renewable natural gas project online. Located in northwest Iowa, the project is known as Gevo NW Iowa RNG, LLC and is expected to produce approximately 355,000 MMBtu of RNG per year.

Let’s not forget Kolmar and Gevo’s bankable fuel supply agreement for 45 million gallons per year (on a net basis) of energy-dense renewable liquid hydrocarbons to be produced from the second facility of Gevo’s Net-Zero production, Net-Zero 2. Kolmar is a wholly owned subsidiary of Kolmar Group AG which is a private service provider, manufacturer and distributor of renewable fuels headquartered in Zug, Switzerland.

Check out “1 Billion Gallons Per Year by 2030: The Digest’s 2021 Multi-Slide Guide to Gevo” here to learn how they are working to achieve 1 billion gallons of low fossil carbon hydrocarbons or more per year d 2030.

Bioenergy in the United States

Just a few weeks ago, the excitement was hard to contain with $3.4 billion for Newton County, Texas, as USA BioEnergy sets up its first commercial biorefinery for its Advanced Renewable Fuels Project. The company expects the project to be completed by the end of 2025.

Ultimately, the company aims to deliver more than 100 million gallons of sustainable aviation fuel to LAX annually. They will achieve this by capturing the CO2 in our process and then sequestering it in permanent deep geological storage. This gives them, the company says, “the lowest carbon intensity score in the industry. We do this as part of our mission to achieve our environmental, social and corporate governance goals and strive to achieve them globally to achieve a better and more sustainable future for all,” said Nick Andrews, CEO, USA BioEnergy.

Sherdar Australia Bio Refinery

There was also news from below from Sherdar Australia Bio Refinery Pty Ltd. and their plans to develop a commercial-scale renewable diesel processing and storage facility. When fully operational, the facility aims to produce 500,000 metric tons per year of renewable fuels with lower carbon emissions than conventional fossil fuels. This will position Australia as one of the world’s leading producers and exporters of renewable fuels, which supports the Australian Government’s policy to forge a sustainable future. Sherdar is currently in the final stages of government engineering discussions and is receiving relevant approvals for the project.

DG Fuels

Although this one happened a few months ago, it should be noted that an unusual suspect became more visible when he learned that DG Fuels had been asked to submit a loan guarantee application under part II of the U.S. Department of Energy’s Title XVII Loan Guarantee Program. . If successful, the proposed $2.15 billion DOE loan guarantee would accelerate the scale-up of the proposed sustainable aviation fuel project.

The first commercial-scale project is in Louisiana and it’s a doozy. It is expected to create approximately 633 new permanent union operating jobs and up to 2,100 construction jobs over three years. Expect it to be in the parish of St. James on a site of over 500 acres. If fully expanded, the initial facility is expected to have an SAF production capacity of approximately 151 million gallons per year.

Check out “4.25 Barrels of SAF per Ton of Biomass: The Digest’s 2021 Multi-Slide Guide to DG Fuels” here.

Pure water

While all eyes have been on Ukraine lately, there is some good news that has come from another former USSR republic and Ukraine’s northern neighbor above Belarus and Latvia – Estonia. US-based Sweetwater Energy has received final acceptance of its first commercial Sunburst unit on the Sweetwoods project in Estonia, proving that Sunburst has met all criteria, including power consumption, throughput and product quality. You can get the exclusive Digest interview with Sweetwater CEO Arunas Chesonis, details about Estonia-based Sweetwoods consortium lead company Fibenol, plans for the future, and more here.


While it’s harder to find good news these days, there’s some pretty exciting optimism and commercialization developments in the bioeconomy that we can’t ignore. And if you’re considering applying for federal funding for a commercial-scale bioeconomy project, check out Bill Hagy’s recent article that shares insider tips to guide you through the maze of commercial funding here. Either way, these are exciting times in the bioeconomy with advances in commercialization occurring frequently enough to give us hope for the future of the planet and people.

Good or bad? Divided opinion on the housing loan without CDI and payslip


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Many Malaysians would like to own a house one day, and the government has made it easier.

People who do not have a permanent job and a pay slip can take out a home loan under the Housing Credit Guarantee Scheme (HCGS).

The loan is made available by Syarikat Jaminan Kredit Perumahan Berhad (SJKP)which is 100% owned by the Ministry of Finance.

Prime Minister Datuk Seri Ismail Sabri Yaakob said the loan scheme is another effort by the government to help more people buy their own homes, including those who have difficulty obtaining bank loans.

SJKP offers financing up to RM300,000.00 (including MRTA/MRTT), with 100% guarantee of total financing from participating financial institutions.

Properties that can be purchased under the loan scheme include Perumahan Rakyat 1Malaysia (PR1MA) housing.

Those who do not have a permanent job and pay slip can apply with a confirmation letter from an authorized person.

The authorized person includes a category A civil servant (grade 41 and above), the chairman of the Village Development and Security Committee (JKKK), the penghulu, an elected official and a bank branch manager.

Opinions are divided on whether it is acceptable to give home loans to buyers who do not have a good credit rating.

Those who supported the initiative praised the government for its benevolence and attention to the needs of the people.

They said affordable housing should be a right, not a privilege.

At the same time, those who support the loan scheme have praised its ease of application.

Are we heading for a subprime crisis?

Despite the apparently good news, some pointed out that terms and conditions still applysuch as Credit Reference Information System Record (CCRIS) and Debt-to-Income Ratio.

Some claimed it was just a populist move ahead of the election.

Others doubt that banks give loans without payslips to support the request.

Some have raised the question of what will happen if the applicants do not repay the loans since they do not have a stable job, which is why the banks refuse to lend in the first place.

At the same time, some have questioned why the government can relax the conditions for obtaining a loan, but not the withdrawal of one’s own savings from the Employees’ Provident Fund (EPF).

Real estate consultant and property management professional Calvin Chai Kuen Keong said it was generally much more difficult for people without stable jobs and people on low incomes to get mortgages from banks.

The decision to buy a property is a serious financial commitment that should not be taken lightly. This will bind you to regular monthly payments for the next 30 years or more, so banks would much prefer borrowers with a stable income. Banks hate bad debts because it would hurt their profits.

Real estate consultant Calvin Chai explains why the ability of borrowers to repay their loan regularly is important to banks.

Chai said potential home buyers have always struggled to get mortgages if they don’t meet the required credit rating, because that means they usually have debt problems.

As such, it would not be an exaggeration to draw a comparison with the subprime crisis that hit the United States and lasted from 2007 to 2010 that the owners did not repay their loans.

The subprime mortgage crisis of 2007 to 2010 was due to the expansion of housing loans, including to borrowers who previously would have struggled to obtain bank approval.

Real estate consultant Calvin Chai explains why banks refuse loans to borrowers deemed high risk.

Chai said it would be more economically viable for the government to rent affordable homes, with the option for tenants to purchase the property once they are financially stable.

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GrapheneOS brings secure PDF and photography apps to the Google Play Store


Search the Play Store for camera apps and you may end up scrolling for what seems like hours. It’s great to have so many choices, but also a bit overwhelming, and in picking the one you want, it can be easy to forget that security and privacy aren’t always High priorities in the development of the application. So it’s good news to hear that GrapheneOS has created a few apps where personal privacy is number one.

As first noted by XDAGrapheneOS apps are Secure camera and secure PDF, and yes, they are all about privacy. Secure Camera works well with phones like the Google Pixel line and can handle a variety of common tasks beyond photography, like scanning regular QR codes and barcodes. Secure Camera only requests access to the camera and takes action with storage and sound recording that does not require any other permissions. It will ask for location permission if geotagging is already enabled and automatically removes EXIF ​​metadata from your photos. As for Secure PDF, it adapts to security and does not require any special authorization to do its job.


Since they are open-source, you can take a look at the code for Secure camera and secure PDF on Github. Both are available on the Google Play Store now, just click below.

The hero of the release of The Impossible Game 2
The Impossible Game 2 is here to ruin your day (but in a good way)

Bringing new content and a battle royale mode for the ride

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US Senator Amy Klobuchar and a bipartisan group of colleagues call for increased funding to support firefighting efforts


2021 California Monument Fire – Engine Crew Fights Flames
Credit: USDA

March 5, 2022 – WASHINGTON – U.S. Senator Amy Klobuchar (D-MN) joined a bipartisan group of colleagues to urge Senate Appropriations Committee leaders to increase funding for the National Guard for countermeasures efforts. wildfires in fifteen states, including Minnesota.

“Year after year, wildfires ravage local communities, businesses, homes and infrastructure in dry, western states,” the lawmakers wrote in a letter to Senate Appropriations Committee Chairman Patrick Leahy (D-VT) and Vice Chairman Richard Shelby (R-AL). “We ask that additional resources be allocated to the National Guard to train these members to do the essential work of protecting our communities. Proper training and equipment are critical this wildfire season and with continued National Guard funding, the states of Alaska, California, Colorado, Idaho, Kansas, Kentucky , Mississippi, Minnesota, Montana, Nevada, Oklahoma, Oregon, Texas, Utah, Washington and Wyoming can rest assured knowing that the most appropriate steps have been taken to protect their communities and their interests. »

Last July, more than 12,200 firefighters and support personnel, including members of the National Guard, were battling 59 major wildfires in Minnesota, Oregon, Washington, California, Idaho, Arizona, Wyoming, Alaska, New Mexico, Colorado, Utah and Montana.

As Minnesota suffered from unprecedented wildfires last summer, Klobuchar joined Sen. Tina Smith (D-MN) and Rep. Pete Stauber (R-MN) in September to urge the U.S. Department of Transportation to ensure Ely Airport has the infrastructure to fight the wildfires. Last August, Klobuchar also pushed the United States Department of Agriculture (USDA) to deploy Air Resource Advisors (ARA) to areas of Minnesota affected by wildfires for technical support and troubleshooting.

In addition to Klobuchar, the letter was also sent by Senators Jeff Merkley (D-OR), Dianne Feinstein (D-CA), Jacky Rosen (D-NV), Michael Bennet (D-CO), Roger Marshall (R -KS), Alex Padilla (D-CA), John Hickenlooper (D-CO), Catherine Cortez Masto (D-NV) and Ron Wyden (D-OR).

The full text of the letter is available HERE and below:

Dear President Leahy and Vice President Shelby:

We are writing to urge you to provide strong funding to the National Guard to support firefighting efforts in communities across the country, especially in western states affected by wildfires in the final draft defense appropriations bill for fiscal year 2022.

Year after year, wildfires ravage local communities, businesses, homes and infrastructure in dry, western states. We call for additional resources to be allocated to the National Guard to train these members to do the essential work of protecting our communities. Proper training and equipment are critical this wildfire season and with continued National Guard funding, the states of Alaska, California, Colorado, Idaho, Kansas, Kentucky , Mississippi, Minnesota, Montana, Nevada, Oklahoma, Oregon, Texas, Utah, Washington and Wyoming can rest assured knowing that the most appropriate steps have been taken to protect their communities and their interests.

In 2021 alone, wildfires destroyed 6.8 million acres of land. As state and federal agencies struggle to deal with the annual devastation from wildfires, the support of National Guard members has been essential. In 2021, this funding trained more than 30,000 National Guard members to fight wildfires and protect communities across the country. This critical firefighting capability requires continued congressional support to maintain.

As you finalize the FY22 defense appropriations bill, we urge you to include strong funding for wildfire training. It is critical to the National Guard’s ability to protect communities from wildfires. Please consider this request.
Source: Senator Amy Klobuchar

YouTuber Can’t Resist Rescuing Two Abandoned Mopars In Need


Saving an old muscle car is a noble pursuit, and it’s surprising how many of these vintage rides sadly rot in fields, old barns and disused dungeons. It’s heartbreaking. No one wants to see these cool pieces of American history wither away. Many of these cars are far too valuable and far too cool to be left to fade into the dirt.

A small team based in North Carolina does its part to save them. They call themselves “The Poor Guys” and run their own YouTube channel. Their motto is “Let them tear, not rot”. Armed with flatbed trucks, low-bed trailers and winches, they pull old vehicles and breathe new life into them. And here you can see them saving some real classics – a 1973 Dodge Plymouth 1972 charger and satellite.

Save the Two Barns Discovery Classics

In this video, which they describe as a “quick snatch video”, we see them busy rescuing the two abandoned muscle cars, located in what appears to be the remains of an old barn. The owner has sold the land and just wants to get rid of the cars.

The red Plymouth rests inside a small section of the abandoned barn. When the guys take a closer look, they find out it’s just a shell. The car was pretty much completely stripped, in their words “grilled”. All of its glass is missing, and even the steering wheel is missing.

Gray primer paint covers large sections of the Satellite’s body, a tail sign that someone attempted to restore the car some time ago and gave up. The rest of the red/orange paintwork suffers a lot of neglect, and its unpainted hood has a large hole where the shovel housing once stood.

The ’73 Charger is unmistakable with its distinct chrome grille, sits out in the open. Its orange paint is now a bunch of different shades, and rust seems to creep through every panel. All of its glass is intact and much of the car’s interior looks salvageable. The Charger’s trunk is open, and inside is what looks like the stock engine block and transmission.

RELATED: Check Out This Massive Barn Finds Collection Someone Started In The ’70s

Round One: Saving the 1973 Charger

barn find charger
via YouTube (Poor Guy Garage)

On what sounds like a cheap soundtrack to an Italian spaghetti western, the guys start packing the Charger for transport. The first job is to put air in his tires. Then attach a winch to its subframe and slowly hoist it onto a low bed trailer. It is quite heavy work.

Back at the house, one of the guys examines it: “Too bad it got fried.” Looking inside, he adds, “The coolest thing about this Charger is the Tach. I love vintage tachometers, and this one’s a good one,” he says, examining the chrome tachometer, which hangs above the center console. “I’m not going to separate it, I’ll sell it whole,” he mentions, rummaging through the center console for pennies. “I won’t work on this car, the rear started to move as we moved it, the frame is not very good.”

Inside the car, the Charger’s sad cloth seats are completely worn out. Wanting to see what’s under the back seat, he tries to lift it and twists his back in the process. When he finally manages to raise the seat, he comes across half of the car’s construction document, stuck under the seat. The tattered document appears to have been a good source of food for a family of mice. And there are also other telltale signs of a rodent infestation, which requires the services of a leaf blower to remove all the debris.

Round Two: Rescue of the ’72 Plymouth

72 Plymouth barn find
seen on YouTube (Poor Guys Garage)

“If you’ve got a winch, you can do anything,” he remarks as he rolls the Plymouth’s rusty engine block and gearbox onto a trailer. Once lit, it’s the car’s turn. He positions the low-bed trailer in front of the classic muscle car, which is missing a front axle, and transports it to the set. And just like they did with the Charger, he guides it carefully up the ramps, having to manually adjust the wheel alignment, to get it in place. Then he ties it in place for the return trip.

Plymouth barn find
via YouTube (Poor Guy Garage)

RELATED: The Abandoned Dealership With Classic Cars Still Inside

Here’s what happened to both cars

2 muscle cars found in the barn
via YouTube (Poor Guy Garage)

They end the video with “Keep saving them, don’t crush them… We’ll keep saving them, if you keep loving that kind of stuff.” This is just a quick video, you can do this too, make sure you have a winch,” is the advice.

We were eager to find out what happened to the cars featured in the video. So we dug around a bit, and found a Facebook post that the guys made, advertising the two. The 72 Plymouth as a “project” for $3,000, and the Charger as a “split car” also for $3,000. $6,000, not bad for a few hours of work and some gas.

A tagline on their profile reads, “If the bones are good and you can convince the dreamer who owns the car to part with it, you can bring it back to life.” All it takes is money, a little talent, and oh yes, more money! Very true.

However, in this case it should probably read “If the bones are good, we’ll save him” and stop there. Because they didn’t spend money restoring either of these cars, or use any of their skills (apart from using a winch), or bring them back to life . But on the plus side, they dug them up, which is a good start, and obviously very lucrative too

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LeanIX and CAST announce a strategic partnership


Faster and safer cloud migrations through tight technical integration

PARIS and BONN, Germany, March 04, 2022 (GLOBE NEWSWIRE) — CAST, a pioneer and class leader in Software intelligenceand LeanIX, whose Continuous Transformation® platform provides businesses with a range of SaaS solutions focused on Enterprise Architecture Management (EAM), SaaS Management (SMP) and Value Stream Management (VSM), today announced a strategic partnership to support enterprise customers involved in migrating and modernizing applications to the cloud.

The combination of data captured by LeanIX EAM and source code insights provided by CAST Highlight enables customers to make more informed cloud transformation decisions, develop effective software strategies, and ultimately move their applications to the cloud more quickly and more safely. CAST Highlight’s advanced integration with the LeanIX Enterprise Architecture Management (EAM) solution gives enterprise architects easy access to this critical data. Using the CAST Connector, LeanIX customers can add CAST Highlight software intelligence information to LeanIX workspaces and extract world-class application information from CAST directly into LeanIX datasheets.

“CAST is delighted to partner with LeanIX for this integration,” said Vincent Delaroche, CAST’s President and CEO. “Enterprise architects play a key role in driving business transformation. We believe the integration of LeanIX EAM and CAST Highlight gives them a broader view of their application portfolios for easier, faster and safer cloud migration planning and execution.

“The application analytics capabilities offered by CAST are unmatched,” said André Christ, CEO and co-founder of LeanIX. “CAST Highlight’s intelligence is an essential complement to the IT landscape data in our EAM tool. I’m excited to bring this new capability to our customers.

This integration helps enterprise architects plan cloud migrations with more confidence by automatically analyzing application source code to assess cloud readiness, prioritize applications for modernization, and identify cloud migration blockers. cloud that need to be removed from the application source code. The integration also extends to other use cases such as open source risk control and enabling smarter M&A technology due diligence.

About LeanIX
LeanIX’s Continuous Transformation® Platform is trusted by enterprise IT and product IT to achieve complete visibility and superior governance. Global customers organize, plan, and manage IT environments with LeanIX’s automated, data-driven approach. Offering enterprise architecture, SaaS, and DevOps management, LeanIX helps organizations make smart decisions and accelerate transformation journeys. LeanIX has hundreds of customers worldwide, including Adidas, Atlassian, Bosch, Dropbox, Santander or Workday. The company is based in Bonn, Germany, with offices in Boston, San Francisco and around the world. Visit LeanIX.net or contact [email protected]

About CAST
CAST is the pioneer and leader in its category in Software intelligence, giving insight into the structural state of software assets. CAST technology is recognized as the most accurate “MRI for software”, providing actionable insights into software composition, architectures, database structures, critical defects, quality levels, cloud readiness and work effort metrics. It is used worldwide by thousands of forward-thinking digital leaders to make objective decisions, accelerate modernization, and increase the security and resiliency of mission-critical software. To visit castsoftware.com. Contact Stephanie Watkins at [email protected].

MoneyMutual Review: Is Money Mutual Legit or Bad Credit Loan Scam?


MoneyMutual is a payday loan company that lets you borrow from $200 to $5,000 in as little as 24 hours.

By filling out a simple form on MoneyMutualyou can instantly connect to 91 lenders to find the best deal in your area.

Is MoneyMutual legit? How does Money Mutual work? Keep reading to find out everything you need to know about this payday loan website.

What is MoneyMutual?

MoneyMutual, available online at MoneyMutual.com, is a payday loan website that lets you get $200 to $5,000 deposited into your account within 24 hours.

Simply complete the form on MoneyMutual.com to get started and you can instantly see offers from lenders serving your area.

MoneyMutual is one of the most trusted payday loan websites available online today. With over 2,000,000 customers to date, MoneyMutual has a proven track record of providing customers with the payday loans they need. You can see MoneyMutual commercials on TV, and TV’s Montel Williams was a spokesperson for MoneyMutual for almost a decade.

How does MoneyMutual work?

MoneyMutual makes it easy to get a short term loan in 24 hours or less and is easily one of the best bad credit loan providers of 2022.

As long as you’re 18, have at least $800 a month of verifiable income, and have a checking account, you should be able to find a payday loan through MoneyMutual.

Simply enter your information into MoneyMutual.com, then view payday lender offers. MoneyMutual partners with over 90 companies to ensure customers can get the payday loans they need when they need them.

After choosing the offer via MoneyMutual’s online comparison screenyou visit the lender’s website, fill in additional information and get the money you need as soon as possible.

Here’s how it works:

  • Step 1) Provide your information: Fill out the form on MoneyMutual.com and MoneyMutual sends your information to the lenders.
  • Step 2) Lender Review: Lenders verify your information instantly to determine the right person. Then they show you their best offer on the next page.
  • Step 3) Get your money: Browse a list of loan offers and get funds deposited into your bank account in as little as 24 hours.

You can use MoneyMutual for loans ranging from $200 to $5,000.

How much does Money Mutual cost?

MoneyMutual is available for free. You fill out the form and submit your information for free via the online marketplace.

However, once you choose a lender through MoneyMutual, that lender charges a fee in exchange for lending money. Read the terms carefully to make sure you understand how much it costs to borrow.

How long does it take to use MoneyMutual?

It takes about five minutes to complete the MoneyMutual online form. If you have used MoneyMutual before and are a loyal customer, it takes even less time.

Once you fill in the online form and select an offer, you can get the money in your account in just 24 hours.

How do MoneyMutual lenders work?

MoneyMutual works with over 90 lenders to find the best deal for your unique needs. Each lender considers your personal information and financial data provided by you to ensure an optimal match.

Here’s how lenders look at your information, according to MoneyMutual:

  • Lenders automatically review your information after you submit an application through the website
  • Each lender follows the previously established requirements to make a decision
  • If a lender decides that they want to lend you money, you will be redirected to their website, where you can review the terms of the loan and accept the loan.
  • Lenders may also contact you to verify your personal information, confirm your bank account number and finalize the loan.

That’s it. Like other payday lenders, payday lenders with MoneyMutual are legally required to disclose all fees up front. The law also prevents them from charging excessive annual interest rates. Check all fees and charges in advance to avoid any surprises.

What’s the catch?

There is no “trap” in using MoneyMutual. The website genuinely connects you with payday lenders and short-term lenders in your area who can lend you money as quickly as possible.

Be sure to read the terms and conditions on your lender’s website to make sure you understand the terms of the contract. Although MoneyMutual is a free service, each lender has its own terms and conditions.

MoneyMutual Reviews: What Customers Are Saying

The payday loan industry is filled with shady companies. However, MoneyMutual is one of the best known and oldest companies in the industry. With celebrity endorsements from Montel Williams and over a decade of experience, MoneyMutual has helped over 2 million people access the money they need.

Here are some of the MoneyMutual reviews from verified customers online:

Most customers agree that MoneyMutual works as advertised to provide them with sources of short-term funding, bringing borrowers and lenders together in a transparent marketplace.

Customers love MoneyMutual because of the transparent rates and lending system, which makes it easy to see the best deal from each lender

Many use MoneyMutual after seeing the advertisements on television, finding that MoneyMutual lives up to its claims of providing efficient loans to people in need.

Some customers even praise MoneyMutual’s customer service, which is not the strong point of most payday loan companies.

Negative reviews tend to leave bad reviews because of bad interactions with the third-party lender, not because of bad interactions with MoneyMutual; some lenders have high interest rates and fees, for example, which may surprise customers who don’t read the terms and conditions

MoneyMutual Requirements

To borrow money through MoneyMutualyou must meet the following conditions:

  • Be at least 18 years old
  • Have at least $800 per month of verifiable income
  • Have a checking account

Some lenders require additional items from borrowers, such as an SSN. Others, however, require no additional information or data.

About MoneyMutual

MoneyMutual is a free online resource based in Las Vegas, Nevada. The company is not a lender: it partners with lenders to help people find payday loans for their short-term financial needs.

Between 2010 and 2018, Montel Williams was the spokesperson for MoneyMutual.

You can contact MoneyMutual via:

Last word

40% of Americans would not be able to come up with $400 in an emergency, according to the Economic Well-Being of US Households report.

To get a fast, easy and affordable payday loan from a trusted lender, visit MoneyMutual.com today. The website connects you with dozens of lenders in your area to ensure you get the best deal, and you can get $200 to $5,000 deposited into your account in as little as 24 hours.

To learn more about MoneyMutual or to apply online today, visit the official website at MoneyMutual.com.

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